Betterment LLC

Est. AUM

$52.76B

13F long equity only

Positions

604

Period

Mar 2026 (Q1)

SEC EDGAR

View filings ↗

Mar 2026 (Q1)

#	Issuer	Class	Value	Shares	% Portfolio	Discretion
1	VANGUARD TAX MANAGED INTL FD	VAN FTSE DEV MKT	$8.84B	137,930,799	16.75%	SOLE
2	VANGUARD INDEX FDS	TOTAL STK MKT	$7.87B	24,526,707	14.91%	SOLE
3	SPDR State Street Global Advisors	STATE STREET SPD	$7.01B	91,626,856	13.29%	SOLE
4	VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	$2.88B	53,371,727	5.47%	SOLE
5	ISHARES TR	CORE US AGGBD ET	$2.37B	23,905,376	4.50%	SOLE
6	ISHARES TR	NATIONAL MUN ETF	$2.08B	19,583,732	3.94%	SOLE
7	ISHARES TR	CORE S&P TTL STK	$1.51B	10,617,929	2.87%	SOLE
8	SPDR State Street Global Advisors	STATE STREET SPD	$1.20B	20,199,297	2.27%	SOLE
9	VANGUARD INDEX FDS	VALUE ETF	$954.4M	4,864,568	1.81%	SOLE
10	VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	$932.2M	19,400,574	1.77%	SOLE
11	SPDR State Street Global Advisors	STATE STREET SPD	$919.0M	19,018,965	1.74%	SOLE
12	ISHARES TR	CORE MSCI EAFE	$838.5M	9,262,506	1.59%	SOLE
13	SCHWAB STRATEGIC TR	US LRG CAP ETF	$733.3M	28,599,516	1.39%	SOLE
14	Goldman Sachs	ACTIVEBETA US LG	$721.9M	5,769,076	1.37%	SOLE
15	JP Morgan	ULTRA SHRT ETF	$690.9M	13,652,039	1.31%	SOLE
16	VANGUARD INDEX FDS	MCAP VL IDXVIP	$689.6M	3,741,881	1.31%	SOLE
17	VANGUARD INDEX FDS	SM CP VAL ETF	$633.7M	2,917,128	1.20%	SOLE
18	Goldman Sachs	ACCES TREASURY	$611.1M	6,099,166	1.16%	SOLE
19	iShares	ESG AWR MSCI USA	$571.6M	4,041,916	1.08%	SOLE
20	SCHWAB STRATEGIC TR	INTL EQTY ETF	$524.9M	21,209,364	0.99%	SOLE
21	SPDR SERIES TRUST	STATE STREET SPD	$524.3M	11,563,595	0.99%	SOLE
22	ISHARES TR	JPMORGAN USD EMG	$507.9M	5,407,726	0.96%	SOLE
23	iShares	0-5 YR TIPS ETF	$464.1M	4,487,580	0.88%	SOLE
24	SCHWAB STRATEGIC TR	US BRD MKT ETF	$394.5M	15,717,854	0.75%	SOLE
25	ISHARES INC	CORE MSCI EMKT	$394.3M	5,653,446	0.75%	SOLE
26	SPDR State Street Global Advisors	PORTFOLIO DEVLPD	$377.4M	8,266,335	0.72%	SOLE
27	iShares	ESG AW MSCI EAFE	$374.7M	3,918,891	0.71%	SOLE
28	VANGUARD WHITEHALL FDS INC	EM MK GOV BD ETF	$374.4M	5,700,214	0.71%	SOLE
29	VANGUARD BD INDEX FD INC	TAX EXEMPT BD	$345.7M	6,930,029	0.66%	SOLE
30	J P MORGAN EXCHANGE TRADED	CORE PLUS BD ETF	$293.5M	6,234,652	0.56%	SOLE
31	iShares	LOW CARBON OPTIM	$290.0M	1,301,436	0.55%	SOLE
32	VANGUARD INDEX FDS	S&P 500 ETF SHS	$228.5M	382,432	0.43%	SOLE
33	ISHARES TR	RUS MDCP VAL ETF	$215.5M	1,478,807	0.41%	SOLE
34	iShares	ESG AWR MSCI EM	$144.7M	3,182,530	0.27%	SOLE
35	Goldman Sachs	ACTIVEBETA INT	$141.9M	3,290,100	0.27%	SOLE
36	VANGUARD INDEX FDS	GROWTH ETF	$140.5M	321,772	0.27%	SOLE
37	Dimensional	US CORE EQUITY 2	$133.2M	3,427,113	0.25%	SOLE
38	ISHARES TR	RUS 2000 VAL ETF	$127.5M	672,519	0.24%	SOLE
39	SPDR State Street Global Advisors	STATE STREET SPD	$127.2M	2,247,354	0.24%	SOLE
40	Engine No. 1	TRANSFRM 500 ETF	$123.3M	1,615,436	0.23%	SOLE
41	SCHWAB STRATEGIC TR	US LCAP VA ETF	$122.0M	4,000,948	0.23%	SOLE
42	VANGUARD BD INDEX FD INC	TOTAL BND MRKT	$118.0M	1,601,843	0.22%	SOLE
43	ISHARES TR	CORE INTL AGGR	$111.3M	2,223,553	0.21%	SOLE
44	SPDR State Street Global Advisors	STATE STREET SPD	$104.5M	1,971,282	0.20%	SOLE
45	SPDR State Street Global Advisors	PORTFOLIO EMG MK	$100.8M	2,148,733	0.19%	SOLE
46	ISHARES TR	CORE S&P500 ETF	$95.9M	146,784	0.18%	SOLE
47	Goldman Sachs	ACTIVEBETA EME	$89.5M	2,071,837	0.17%	SOLE
48	State Street Global Advisors Inc	STATE STREET SPD	$86.9M	1,485,819	0.16%	SOLE
49	JP Morgan Investment Management Inc	SUSTAINABLE MUNI	$84.5M	1,697,584	0.16%	SOLE
50	BlackRock Fund Advisors	ESG AWARE MSCI	$84.1M	1,789,266	0.16%	SOLE

1–50 of 604

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Values in USD (reported in $thousands on 13F). Source: SEC EDGAR.