Red Tortoise LLC

#	Issuer	Class	Value	Shares	% Portfolio	Discretion
1	SCHWAB INTERNATIONAL EQUITY ETF	ETF	$28.4M	1149146	12.11%	SOLE
2	SCHWAB FUNDAMENTAL INTERNATIONAL EQUITY ETF	ETF	$22.3M	456225	9.50%	SOLE
3	ISHARES CORE S&P 500 ETF	ETF	$12.3M	18891	5.25%	SOLE
4	SCHWAB EMERGING MARKETS EQUITY ETF	ETF	$10.2M	308145	4.32%	SOLE
5	ISHARES CORE MSCI EAFE ETF	ETF	$8.4M	92305	3.56%	SOLE
6	VANGUARD LONG-TERM TREASURY ETF	ETF	$7.7M	139542	3.29%	SOLE
7	SCHWAB U.S. LARGE-CAP ETF	ETF	$7.3M	286631	3.13%	SOLE
8	SCHWAB FUNDAMENTAL U.S. LARGE COMPANY ETF	ETF	$7.1M	254175	3.01%	SOLE
9	ISHARES RUSSELL 1000 VALUE ETF	ETF	$6.4M	30137	2.74%	SOLE
10	SCHWAB SHORT-TERM US TREASURY ETF	ETF	$6.4M	264983	2.74%	SOLE
11	VANGUARD VALUE ETF	ETF	$5.5M	28037	2.34%	SOLE
12	ISHARES CORE DIVIDEND GROWTH ETF	ETF	$5.3M	75221	2.25%	SOLE
13	ISHARES MSCI USA QUALITY FACTOR ETF	ETF	$4.8M	25217	2.06%	SOLE
14	VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	$4.5M	70848	1.93%	SOLE
15	VANGUARD TOTAL BOND MARKET ETF	ETF	$4.5M	61158	1.92%	SOLE
16	STATE STREET SPDR PORTFOLIO S&P 500 VALUE ETF	ETF	$4.0M	70838	1.71%	SOLE
17	SCHWAB US AGGREGATE BOND ETF	ETF	$3.4M	148447	1.47%	SOLE
18	SCHWAB US TIPS ETF	ETF	$3.3M	122832	1.39%	SOLE
19	ISHARES MSCI ACWI EX U.S. ETF	ETF	$3.2M	47050	1.37%	SOLE
20	ISHARES RUSSELL 1000 ETF	ETF	$2.8M	7837	1.19%	SOLE
21	ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	$2.8M	39874	1.18%	SOLE
22	SCHWAB U.S. BROAD MARKET ETF	ETF	$2.5M	98340	1.05%	SOLE
23	SCHWAB FUNDAMENTAL EMERGING MARKETS EQUITY ETF	ETF	$2.4M	63177	1.03%	SOLE
24	DFA INTERNATIONAL VALUE ETF	ETF	$2.4M	45376	1.02%	SOLE
25	STATE STREET SPDR S&P INTERNATIONAL DIVIDEND ETF	ETF	$2.2M	48930	0.95%	SOLE
26	VANGUARD SMALL CAP VALUE ETF	ETF	$2.2M	9990	0.92%	SOLE
27	ISHARES SHORT-TERM NATIONAL MUNI BOND ETF	ETF	$2.0M	18766	0.85%	SOLE
28	VANGUARD FTSE EMERGING MARKETS ETF	ETF	$1.9M	35297	0.81%	SOLE
29	VANGUARD TAX-EXEMPT BOND ETF	ETF	$1.9M	37874	0.80%	SOLE
30	VANGUARD HIGH DIVIDEND YIELD INDEX ETF	ETF	$1.9M	12701	0.80%	SOLE
31	ISHARES RUSSELL 2000 ETF	ETF	$1.7M	6730	0.71%	SOLE
32	ISHARES MSCI EMERGING MARKETS ETF	ETF	$1.7M	29106	0.70%	SOLE
33	DIMENSIONAL U.S. EQUITY MARKET ETF	ETF	$1.6M	23182	0.70%	SOLE
34	FLEXSHARES INTERNATIONAL QUALITY DIVIDEND INDEX FUND	ETF	$1.5M	48919	0.66%	SOLE
35	STATE STREET SPDR PORTFOLIO LONG TERM TREASURY ETF	ETF	$1.5M	58027	0.65%	SOLE
36	AGNICO EAGLE MINES LTD COM	Stock	$1.5M	7269	0.63%	SOLE
37	ISHARES GOLD TRUST MICRO ETF OF BENEF INTEREST	ETF	$1.5M	31072	0.62%	SOLE
38	VANGUARD RUSSELL 2000 ETF	ETF	$1.4M	14026	0.60%	SOLE
39	STATE STREET SPDR S&P 500 ETF	ETF	$1.3M	2061	0.57%	SOLE
40	VANGUARD SHORT-TERM TREASURY ETF	ETF	$1.3M	22830	0.57%	SOLE
41	ISHARES MSCI EAFE ETF	ETF	$1.3M	13713	0.57%	SOLE
42	APPLE INC COM	Stock	$1.3M	5079	0.55%	SOLE
43	SCHWAB FUNDAMENTAL U.S. BROAD MARKET ETF	ETF	$1.3M	46664	0.54%	SOLE
44	VANGUARD FTSE ALL-WORLD EX-US INDEX FUND	ETF	$1.2M	16112	0.52%	SOLE
45	STATE STREET SPDR S&P AEROSPACE & DEFENSE ETF	ETF	$1.2M	4604	0.50%	SOLE
46	ISHARES MSCI AGRICULTURE PRODUCERS ETF	ETF	$1.1M	25000	0.48%	SOLE
47	ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	$1.1M	11143	0.47%	SOLE
48	MICROSOFT CORP COM	Stock	$1.1M	2985	0.47%	SOLE
49	SCHWAB U.S. SMALL-CAP ETF	ETF	$1.1M	37714	0.47%	SOLE
50	SCHWAB 1000 INDEX ETF	ETF	$1.0M	33192	0.44%	SOLE

1

SCHWAB INTERNATIONAL EQUITY ETF

$28.4M

1149146

12.11%

2

SCHWAB FUNDAMENTAL INTERNATIONAL EQUITY ETF

$22.3M

456225

9.50%

3

ISHARES CORE S&P 500 ETF

$12.3M

18891

5.25%

4

SCHWAB EMERGING MARKETS EQUITY ETF

$10.2M

308145

4.32%

5

ISHARES CORE MSCI EAFE ETF

$8.4M

92305

3.56%

6

VANGUARD LONG-TERM TREASURY ETF

$7.7M

139542

3.29%

7

SCHWAB U.S. LARGE-CAP ETF

$7.3M

286631

3.13%

8

SCHWAB FUNDAMENTAL U.S. LARGE COMPANY ETF

$7.1M

254175

3.01%

9

ISHARES RUSSELL 1000 VALUE ETF

$6.4M

30137

2.74%

10

SCHWAB SHORT-TERM US TREASURY ETF

$6.4M

264983

2.74%

11

VANGUARD VALUE ETF

$5.5M

28037

2.34%

12

ISHARES CORE DIVIDEND GROWTH ETF

$5.3M

75221

2.25%

13

ISHARES MSCI USA QUALITY FACTOR ETF

$4.8M

25217

2.06%

14

VANGUARD FTSE DEVELOPED MARKETS ETF

$4.5M

70848

1.93%

15

VANGUARD TOTAL BOND MARKET ETF

$4.5M

61158

1.92%

16

STATE STREET SPDR PORTFOLIO S&P 500 VALUE ETF

$4.0M

70838

1.71%

17

SCHWAB US AGGREGATE BOND ETF

$3.4M

148447

1.47%

18

SCHWAB US TIPS ETF

$3.3M

122832

1.39%

19

ISHARES MSCI ACWI EX U.S. ETF

$3.2M

47050

1.37%

20

ISHARES RUSSELL 1000 ETF

$2.8M

7837

1.19%

21

ISHARES CORE MSCI EMERGING MARKETS ETF

$2.8M

39874

1.18%

22

SCHWAB U.S. BROAD MARKET ETF

$2.5M

98340

1.05%

23

SCHWAB FUNDAMENTAL EMERGING MARKETS EQUITY ETF

$2.4M

63177

1.03%

24

DFA INTERNATIONAL VALUE ETF

$2.4M

45376

1.02%

25

STATE STREET SPDR S&P INTERNATIONAL DIVIDEND ETF

$2.2M

48930

0.95%

26

VANGUARD SMALL CAP VALUE ETF

$2.2M

9990

0.92%

27

ISHARES SHORT-TERM NATIONAL MUNI BOND ETF

$2.0M

18766

0.85%

28

VANGUARD FTSE EMERGING MARKETS ETF

$1.9M

35297

0.81%

29

VANGUARD TAX-EXEMPT BOND ETF

$1.9M

37874

0.80%

30

VANGUARD HIGH DIVIDEND YIELD INDEX ETF

$1.9M

12701

0.80%

31

ISHARES RUSSELL 2000 ETF

$1.7M

6730

0.71%

32

ISHARES MSCI EMERGING MARKETS ETF

$1.7M

29106

0.70%

33

DIMENSIONAL U.S. EQUITY MARKET ETF

$1.6M

23182

0.70%

34

FLEXSHARES INTERNATIONAL QUALITY DIVIDEND INDEX FUND

$1.5M

48919

0.66%

35

STATE STREET SPDR PORTFOLIO LONG TERM TREASURY ETF

$1.5M

58027

0.65%

36

AGNICO EAGLE MINES LTD COM

$1.5M

7269

0.63%

37

ISHARES GOLD TRUST MICRO ETF OF BENEF INTEREST

$1.5M

31072

0.62%

38

VANGUARD RUSSELL 2000 ETF

$1.4M

14026

0.60%

39

STATE STREET SPDR S&P 500 ETF

$1.3M

2061

0.57%

40

VANGUARD SHORT-TERM TREASURY ETF

$1.3M

22830

0.57%

41

ISHARES MSCI EAFE ETF

$1.3M

13713

0.57%

42

APPLE INC COM

$1.3M

5079

0.55%

43

SCHWAB FUNDAMENTAL U.S. BROAD MARKET ETF

$1.3M

46664

0.54%

44

VANGUARD FTSE ALL-WORLD EX-US INDEX FUND

$1.2M

16112

0.52%

45

STATE STREET SPDR S&P AEROSPACE & DEFENSE ETF

$1.2M

4604

0.50%

46

ISHARES MSCI AGRICULTURE PRODUCERS ETF

$1.1M

25000

0.48%

47

ISHARES CORE U.S. AGGREGATE BOND ETF

$1.1M

11143

0.47%

48

MICROSOFT CORP COM

$1.1M

2985

0.47%

49

SCHWAB U.S. SMALL-CAP ETF

$1.1M

37714

0.47%

50

SCHWAB 1000 INDEX ETF

$1.0M

33192

0.44%

Red Tortoise LLC

Mar 2026 (Q1)