PENNEY FINANCIAL, LLC

Est. AUM

$260.6M

13F long equity, this entity only

Positions

Period

Mar 2026 (Q1)

SEC EDGAR

View filings ↗

Mar 2026 (Q1)

#	Issuer	Class	Value	Shares	% Portfolio	Discretion
1	GOLDMAN SACHS ETF TR	ACTIVEBETA US LG	$59.8M	477721	22.93%	SOLE
2	VANGUARD INDEX FDS	TOTAL STK MKT	$41.2M	128417	15.81%	SOLE
3	VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	$22.0M	343634	8.45%	SOLE
4	ISHARES TR	0-3 MNTH TREASRY	$17.4M	172506	6.66%	SOLE
5	ISHARES TR	CORE MSCI EAFE	$12.7M	140064	4.87%	SOLE
6	J P MORGAN EXCHANGE TRADED F	INCOME ETF	$9.6M	208599	3.69%	SOLE
7	SCHWAB STRATEGIC TR	US DIVIDEND EQ	$9.5M	308191	3.63%	SOLE
8	VANGUARD WHITEHALL FDS	HIGH DIV YLD	$9.0M	60660	3.45%	SOLE
9	FRANKLIN TEMPLETON ETF TR	FRANKLIN DYN MUN	$7.3M	293015	2.79%	SOLE
10	VANGUARD MALVERN FDS	CORE BD ETF	$7.1M	91913	2.73%	SOLE
11	MORGAN STANLEY ETF TRUST	EATON VANCE TOTA	$7.1M	139022	2.71%	SOLE
12	VANGUARD INDEX FDS	SMALL CP ETF	$6.4M	24416	2.45%	SOLE
13	J P MORGAN EXCHANGE TRADED F	EQUITY PREMIUM	$5.6M	99620	2.17%	SOLE
14	CAPITAL GRP FIXED INCM ETF T	MUNICIPAL INCOME	$5.0M	185115	1.93%	SOLE
15	DIMENSIONAL ETF TRUST	NATL MUN BD ETF	$4.7M	97028	1.78%	SOLE
16	ISHARES TR	CORE US AGGBD ET	$4.5M	45254	1.72%	SOLE
17	J P MORGAN EXCHANGE TRADED F	HEDGED EQUITY LA	$4.3M	68023	1.67%	SOLE
18	VANGUARD MUN BD FDS	TAX EXEMPT BD	$3.9M	78066	1.49%	SOLE
19	VANGUARD STAR FDS	VG TL INTL STK F	$3.2M	41340	1.22%	SOLE
20	SCHWAB STRATEGIC TR	US BRD MKT ETF	$2.8M	112248	1.08%	SOLE
21	ISHARES TR	SHRT NAT MUN ETF	$2.6M	24446	1.00%	SOLE
22	APPLE INC	COM	$2.3M	8889	0.87%	SOLE
23	VANGUARD INDEX FDS	S&P 500 ETF SHS	$1.3M	2162	0.50%	SOLE
24	CHEVRON CORPORATION	COM	$900K	4349	0.35%	SOLE
25	ISHARES TR	CORE S&P500 ETF	$898K	1374	0.34%	SOLE
26	ISHARES TR	RUS 1000 ETF	$849K	2380	0.33%	SOLE
27	CHENIERE ENERGY INC	COM NEW	$773K	2725	0.30%	SOLE
28	ISHARES TR	CORE S&P TTL STK	$747K	5246	0.29%	SOLE
29	J P MORGAN EXCHANGE TRADED F	US QUALTY FCTR	$696K	11343	0.27%	SOLE
30	AMAZON COM INC	COM	$695K	3337	0.27%	SOLE
31	MICROSOFT CORP	COM	$689K	1861	0.26%	SOLE
32	FIREFLY AEROSPACE INC	COM	$649K	22793	0.25%	SOLE
33	ISHARES TR	RUSSELL 2000 ETF	$546K	2203	0.21%	SOLE
34	J P MORGAN EXCHANGE TRADED F	ULTRA SHRT ETF	$405K	8000	0.16%	SOLE
35	FEDEX CORP	COM	$360K	1011	0.14%	SOLE
36	GRANITE CONSTR INC	COM	$317K	2647	0.12%	SOLE
37	VANGUARD BD INDEX FDS	SHORT TRM BOND	$303K	3861	0.12%	SOLE
38	EXXON MOBIL CORP	COM	$288K	1697	0.11%	SOLE
39	EQUINOR ASA	SPONSORED ADR	$281K	6649	0.11%	SOLE
40	VANGUARD INDEX FDS	GROWTH ETF	$265K	607	0.10%	SOLE
41	SCHWAB STRATEGIC TR	US LRG CAP ETF	$252K	9816	0.10%	SOLE
42	ISHARES TR	CORE S&P MCP ETF	$241K	3575	0.09%	SOLE
43	SPDR INDEX SHS FDS	STATE STREET SPD	$239K	6540	0.09%	SOLE
44	ALPHABET INC	CAP STK CL A	$238K	829	0.09%	SOLE
45	VANGUARD INDEX FDS	VALUE ETF	$233K	1187	0.09%	SOLE
46	META PLATFORMS INC	CL A	$228K	399	0.09%	SOLE
47	BRITISH AMERN TOB PLC	SPONSORED ADR	$211K	3603	0.08%	SOLE
48	ISHARES TR	CORE HIGH DV ETF	$207K	1525	0.08%	SOLE

Values in USD (reported in $thousands on 13F). Source: SEC EDGAR.