| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| Loans, including fees | $68.3M+3.9% | $65.8M+15.8% | $56.8M+23.6% | $46.0M-3.9% | $47.8M-5.2% | $50.5M+14.0% | $44.3M |
| Taxable | $13.0M+7.8% | $12.0M-5.2% | $12.7M+4.7% | $12.1M+36.6% | $8.9M+14.1% | $7.8M+19.7% | $6.5M |
| Tax-exempt | $1.7M-13.4% | $2.0M-13.0% | $2.3M-11.7% | $2.6M-16.2% | $3.1M-14.7% | $3.6M-10.4% | $4.0M |
| Other interest and dividend income | $4.1M+44.7% | $2.8M+11.2% | $2.5M+180.2% | $901K+29.3% | $697K-35.4% | $1.1M-20.9% | $1.4M |
| Total interest and dividend income | $87.1M+5.4% | $82.6M+11.2% | $74.3M+20.7% | $61.6M+1.8% | $60.5M-3.9% | $62.9M+12.0% | $56.2M |
| Deposits | $28.9M-9.8% | $32.0M+30.8% | $24.5M+234.5% | $7.3M+68.5% | $4.3M-44.5% | $7.8M-23.3% | $10.2M |
| Other borrowed funds | $2.6M-54.6% | $5.6M+8.0% | $5.2M+424.2% | $993K+594.4% | $143K-48.4% | $277K-62.0% | $729K |
| Total interest expense | $31.4M-16.5% | $37.6M+26.8% | $29.7M+257.2% | $8.3M+85.3% | $4.5M-44.6% | $8.1M-25.9% | $10.9M |
| Net interest income | $55.7M+23.8% | $45.0M+0.8% | $44.6M-16.2% | $53.2M-4.9% | $56.0M+2.1% | $54.8M+21.2% | $45.2M |
| Credit loss expense | $1.0M+75.2% | $592K-25.0% | $789K+190.3% | -$874K | — | — | — |
| Net interest income after credit loss expense | $54.6M+23.1% | $44.4M+1.3% | $43.8M-19.0% | $54.1M-4.6% | $56.8M+15.4% | $49.2M+11.9% | $43.9M |
| Securities (losses), net | $0+100.0% | -$165K-571.4% | $35K-5.4% | $37K+54.2% | $24K-94.4% | $430K+2424.8% | $17K |
| Gain on sale of loans held for sale | $544K+3.8% | $524K+44.8% | $362K-40.3% | $606K-63.8% | $1.7M-20.8% | $2.1M+102.1% | $1.0M |
| Other noninterest income | $1.4M+26.6% | $1.1M-6.7% | $1.2M+23.1% | $938K+4.3% | $899K-3.9% | $935K+13.2% | $826K |
| Total noninterest income | $11.2M+13.6% | $9.8M+6.7% | $9.2M-4.9% | $9.7M-8.1% | $10.5M-0.8% | $10.6M+23.1% | $8.6M |
| Salaries and employee benefits | $26.2M+4.1% | $25.1M+6.3% | $23.7M+3.3% | $22.9M+2.8% | $22.3M-2.6% | $22.9M+16.2% | $19.7M |
| Data processing | $5.8M-6.0% | $6.2M+2.8% | $6.0M-2.7% | $6.2M+10.9% | $5.5M+7.1% | $5.2M+25.5% | $4.1M |
| Occupancy expenses, net | $3.0M-0.5% | $3.0M+1.4% | $3.0M+0.7% | $2.9M+10.5% | $2.7M-0.1% | $2.7M+17.2% | $2.3M |
| FDIC insurance assessments | $1.0M-11.9% | $1.2M+6.3% | $1.1M+80.1% | $608K+5.2% | $578K+84.7% | $313K+61.7% | $194K |
| Professional fees | $2.1M-20.0% | $2.6M+25.2% | $2.1M+10.2% | $1.9M+13.5% | $1.7M+8.2% | $1.5M-12.3% | $1.8M |
| Business development | $1.5M+9.8% | $1.4M+1.0% | $1.4M-4.7% | $1.4M-2.6% | $1.5M+35.4% | $1.1M-12.9% | $1.2M |
| Intangible asset amortization | $301K-10.7% | $337K-32.9% | $502K-12.5% | $574K-8.6% | $628K-24.0% | $826K+35.5% | $610K |
| New Markets Tax Credit projects amortization | $766K+0.0% | $766K-0.1% | $767K+1.6% | $755K+18.2% | $639K+0.0% | $639K+9.9% | $582K |
| Other operating expenses, net | $1.3M-9.4% | $1.4M-17.9% | $1.7M+25.8% | $1.4M+20.3% | $1.2M-19.8% | $1.4M+35.5% | $1.1M |
| Total noninterest expense | $41.9M-0.1% | $42.0M+4.5% | $40.2M+3.9% | $38.6M+5.5% | $36.6M+0.2% | $36.6M+16.0% | $31.5M |
| Income before income taxes | $23.9M+95.0% | $12.2M-5.0% | $12.9M-48.8% | $25.2M-18.0% | $30.7M+32.0% | $23.2M+10.4% | $21.0M |
| Income tax (benefit) | $4.8M+139.2% | $2.0M-2.4% | $2.1M-64.7% | $5.9M-13.2% | $6.8M+54.3% | $4.4M+13.9% | $3.8M |
| Net income | $19.0M+86.2% | $10.2M-5.5% | $10.8M-43.9% | $19.3M-19.3% | $23.9M+26.9% | $18.9M+9.6% | $17.2M |
| Basic EPS (in dollars per share) | $2140.00+87.7% | $1140.00-5.0% | $1200.00-43.9% | $2140.00-18.3% | $2620.00 | — | — |
| Fiduciary and Trust [Member] | |||||||
| Noninterest income | $1.4M-11.7% | $1.6M-1.5% | $1.7M-8.4% | $1.8M-10.0% | $2.0M+13.9% | $1.8M+16.2% | $1.5M |
| Financial Service [Member] | |||||||
| Credit and Debit Card [Member] | |||||||
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.