| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| Loans, including fees | $154.20B-10.4% | $172.05B+1.5% | $169.56B+137109.2% | $123.6M+14.8% | $107.7M+0.5% | $107.2M-6.0% | $114.0M |
| Mortgage-backed securities | $2.94B+113.4% | $1.38B+56.6% | $880.0M+155928.4% | $564K-17.1% | $680K-61.1% | $1.7M-36.3% | $2.7M |
| Other investment securities | $4.05B+2.5% | $3.95B-6.5% | $4.23B+101315.9% | $4.2M+27.3% | $3.3M+93.7% | $1.7M+198.1% | $567K |
| FHLB stock dividends and other interest-earning assets | $11.77B-29.3% | $16.63B+21.4% | $13.70B+437021.0% | $3.1M+226.7% | $959K-66.2% | $2.8M-54.7% | $6.3M |
| Total interest and dividend income | $172.96B-10.9% | $194.01B+3.0% | $188.36B+143203.8% | $131.4M+16.8% | $112.6M-0.8% | $113.4M-8.2% | $123.6M |
| Demand | $21.81B-1.6% | $22.16B+31.0% | $16.91B+320077.9% | $5.3M+21.9% | $4.3M-29.5% | $6.1M-15.2% | $7.2M |
| Savings and club | $814.0M+31.3% | $620.0M+0.0% | $620.0M+137984.6% | $449K-11.1% | $505K+14.8% | $440K+2.8% | $428K |
| Certificates of deposit | $38.50B-30.6% | $55.44B+41.6% | $39.16B+568298.9% | $6.9M+11.8% | $6.2M-68.2% | $19.4M-23.8% | $25.4M |
| Total deposits | $61.12B-21.9% | $78.22B+38.0% | $56.69B+449087.9% | $12.6M+14.7% | $11.0M-57.6% | $25.9M-21.5% | $33.1M |
| Borrowings | $18.80B-20.9% | $23.77B-13.9% | $27.61B+566176.9% | $4.9M+16.6% | $4.2M-40.9% | $7.1M-10.3% | $7.9M |
| Total interest expense | $79.92B-21.6% | $101.99B+21.0% | $84.30B+481713.0% | $17.5M+15.3% | $15.2M-54.0% | $33.0M-19.4% | $41.0M |
| Net interest income | $93.04B+1.1% | $92.02B-11.6% | $104.06B+91226.5% | $113.9M+17.0% | $97.4M+21.1% | $80.4M-2.7% | $82.6M |
| Provision for credit losses | $42.01B+263.1% | $11.57B+89.5% | $6.10B+198604.1% | -$3.1M-179.8% | $3.9M | — | — |
| Net interest income after provision for credit losses | $51.03B-36.6% | $80.45B-17.9% | $97.96B+83610.5% | $117.0M+25.1% | $93.5M+31.8% | $71.0M-11.9% | $80.5M |
| Fees and service charges | $4.96B+5.2% | $4.72B-11.6% | $5.33B+110655.8% | $4.8M+21.2% | $4.0M+34.7% | $2.9M-12.2% | $3.4M |
| BOLI income | $3.33B+26.3% | $2.63B+50.4% | $1.75B+65456.0% | $2.7M-9.5% | $3.0M+185.8% | $1.0M | — |
| (Loss) gain on sales of loans | $29.0M+100.5% | -$5.33B-14891.7% | $36.0M+27807.0% | $129K-80.7% | $667K-25.2% | $892K-13.9% | $1.0M |
| Gain on sales of other real estate owned | $77.0M | — | — | — | — | -$38K-121.5% | $177K |
| Realized and unrealized (loss) gain on equity investments | -$300.0M-179.2% | $379.0M+111.3% | -$3.36B-53513.0% | -$6.3M-4364.6% | $147K-91.8% | $1.8M+790.5% | $201K |
| Other | $4.23B+13.5% | $3.73B+0.7% | $3.70B+102309.3% | $3.6M-3.0% | $3.7M-5.5% | $3.9M-53.9% | $8.5M |
| Total non-interest income | $8.55B+191.0% | $2.94B-28.1% | $4.09B+256200.9% | $1.6M-81.7% | $8.7M-30.4% | $12.5M+131.7% | $5.4M |
| Salaries and employee benefits | $31.40B+11.2% | $28.23B-8.4% | $30.83B+109913.9% | $28.0M+6.1% | $26.4M+1.9% | $25.9M-8.9% | $28.5M |
| Occupancy and equipment | $10.40B+1.5% | $10.25B-0.9% | $10.34B+97199.3% | $10.6M-6.5% | $11.4M-3.3% | $11.7M+10.2% | $10.7M |
| Data processing service fees | $7.92B+13.8% | $6.96B-0.1% | $6.97B+115398.1% | $6.0M+0.1% | $6.0M+6.1% | $5.7M+78.1% | $3.2M |
| Professional fees | $3.09B+28.0% | $2.42B-11.7% | $2.73B+72523.5% | $3.8M+96.2% | $1.9M+14.1% | $1.7M-17.3% | $2.0M |
| Director fees | $1.35B+17.4% | $1.15B+6.3% | $1.08B+86332.6% | $1.3M+20.1% | $1.0M-32.6% | $1.5M+12.1% | $1.4M |
| Regulatory assessments | $3.29B-6.9% | $3.53B-1.5% | $3.58B+288315.1% | $1.2M-5.1% | $1.3M-2.5% | $1.3M+47.0% | $914K |
| Advertising and promotional | $1.13B+30.4% | $863.0M-36.0% | $1.35B+143151.9% | $941K+69.9% | $554K-40.6% | $933K+179.3% | $334K |
| Other real estate owned, net | $15.08B+215285.7% | $7.0M | — | — | $35K-65.3% | $101K+42.3% | $71K |
| Total non-interest expense | $77.88B+36.3% | $57.12B-5.7% | $60.59B+109063.1% | $55.5M+2.8% | $54.0M-0.1% | $54.0M-2.8% | $55.6M |
| (Loss) Income before income tax (benefit) provision | -$18.30B-169.7% | $26.27B-36.6% | $41.45B+65586.9% | $63.1M+30.8% | $48.3M+64.0% | $29.4M-3.0% | $30.3M |
| Income tax (benefit) provision | -$5.77B-175.5% | $7.65B-36.1% | $11.97B+68190.5% | $17.5M+25.1% | $14.0M+63.6% | $8.6M-8.0% | $9.3M |
| Net (Loss) Income | -$12.53B-167.3% | $18.62B-36.8% | $29.48B+64585.5% | $45.6M+33.1% | $34.2M+64.2% | $20.9M-0.8% | $21.0M |
| Preferred stock dividends | $1.93B+5.3% | $1.83B+161.0% | $702.0M+88091.0% | $796K-31.4% | $1.2M-10.8% | $1.3M-3.4% | $1.3M |
| Net (Loss) Income available to common stockholders | -$14.46B-186.1% | $16.79B-41.7% | $28.78B+64167.7% | $44.8M+35.4% | $33.1M+69.1% | $19.6M-0.7% | $19.7M |
| Basic | $17.2M+1.1% | $17.0M+0.8% | $16.9M-0.6% | $17.0M-0.6% | $17.1M-0.9% | $17.2M+5.2% | $16.4M |
| Diluted | $17.2M+1.0% | $17.0M+0.5% | $16.9M-2.4% | $17.3M+0.6% | $17.2M+0.1% | $17.2M+4.9% | $16.4M |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.