| Metric | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|
| Loans, including fees | $17.0M+25.4% | $13.6M+7.9% | $12.6M-9.8% | $14.0M |
| Securities, taxable | $2.7M+14.6% | $2.3M+67.5% | $1.4M+3.7% | $1.3M |
| Other | $1.1M+123.3% | $511K+108.6% | $245K+31.0% | $187K |
| Total interest and dividend income | $20.9M+26.9% | $16.4M+15.5% | $14.2M-8.1% | $15.5M |
| Interest-bearing deposits | $6.3M+468.6% | $1.1M+42.3% | $784K-66.2% | $2.3M |
| Borrowed funds | $2.2M+153.2% | $866K+15.2% | $752K+4.3% | $721K |
| Other interest-bearing funds | $5K-44.4% | $9K | — | — |
| Total interest expense | $8.5M+329.1% | $2.0M+29.6% | $1.5M-49.5% | $3.0M |
| Net interest income | $12.3M-14.8% | $14.4M+13.7% | $12.7M+2.0% | $12.5M |
| Provision for credit losses | $300K+35.1% | $222K+640.0% | $30K-94.0% | $500K |
| Net interest income after provision for credit losses | $12.0M-15.6% | $14.2M+12.3% | $12.7M+6.0% | $12.0M |
| Service charges and other fees | $925K-3.8% | $962K-0.2% | $964K+18.4% | $814K |
| Loan servicing, net | $668K-3.9% | $695K-39.9% | $1.2M+111.9% | $546K |
| Net gain on sale of loans | $190K-38.7% | $310K-79.4% | $1.5M-57.0% | $3.5M |
| Net loss on sale of securities | -$4.5M | — | $12K-98.8% | $1.0M |
| Increase in cash surrender value of insurance | $432K+1.9% | $424K+4.2% | $407K+1.8% | $400K |
| Unrealized gain (loss) on marketable equity securities | $663K+192.9% | -$714K-421.6% | $222K-60.9% | $568K |
| Other | $280K+366.7% | $60K+1100.0% | $5K+106.9% | -$72K |
| Total noninterest income | -$1.4M-178.9% | $1.7M-59.3% | $4.3M-37.0% | $6.8M |
| Salaries and employee benefits | $10.1M-3.3% | $10.5M+0.6% | $10.4M+7.8% | $9.7M |
| Unrealized gain (loss) on marketable equity securities | $663K+192.9% | -$714K | — | — |
| Advertising and promotions | $163K-11.4% | $184K+65.8% | $111K+0.9% | $110K |
| Data processing | $886K+4.6% | $847K+5.7% | $801K+5.3% | $761K |
| Occupancy and equipment | $1.2M-12.7% | $1.3M-6.1% | $1.4M+3.6% | $1.4M |
| FDIC assessment | $245K+81.5% | $135K-17.2% | $163K+45.5% | $112K |
| Other | $3.8M-5.7% | $4.0M+0.0% | $4.0M+9.4% | $3.7M |
| Total noninterest expense | $17.0M+4.7% | $16.3M-3.8% | $16.9M+7.9% | $15.7M |
| Loss before income taxes | -$6.4M-1907.5% | -$319K-1619.0% | $21K-99.3% | $3.1M |
| Income tax expense (benefit) | $388K+326.9% | -$171K-167.2% | -$64K-103.7% | $1.7M |
| Net loss | -$6.8M-4489.2% | -$148K-274.1% | $85K-93.5% | $1.3M |
| Basic | -$1K-4000.0% | -$30-400.0% | $10-96.4% | $280 |
| Diluted | -$1K-4000.0% | -$30-400.0% | $10-96.4% | $280 |
| Basic | $5.53B-4.2% | $5.78B-3.5% | $5.99B+29.0% | $4.64B |
| Diluted | $5.53B-4.2% | $5.78B-6.7% | $6.19B+32.1% | $4.69B |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Last 4 years annual and quarterly free, full history (up to 20 years) on Pro.