| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Loans | $37.3M+8.0% | $34.5M+10.0% | $31.4M+19.9% | $26.2M-1.3% | $26.5M-5.3% | $28.0M |
| US Government and agency obligations | $2.1M+44.2% | $1.5M+15.6% | $1.3M+3.1% | $1.2M+41.1% | $875K+26.8% | $690K |
| Mortgage backed securities | $1.5M-33.3% | $2.3M+21.9% | $1.9M+14.7% | $1.7M+258.4% | $462K+112.9% | $217K |
| Municipals - taxable | $1.4M+12.6% | $1.2M+8.6% | $1.1M+5.6% | $1.1M+32.7% | $813K+125.2% | $361K |
| Municipals - tax exempt | $135K+84.9% | $73K+0.0% | $73K+0.0% | $73K+40.4% | $52K+372.7% | $11K |
| Dividends | $98K+3.2% | $95K+15.9% | $82K+24.2% | $66K-1.5% | $67K-14.1% | $78K |
| Corporates | $530K-2.4% | $543K-3.0% | $560K-1.1% | $566K | — | — |
| Interest bearing deposits | $559K-27.9% | $775K+56.3% | $496K+75.9% | $282K+754.5% | $33K-62.9% | $89K |
| Federal Funds sold | $3.0M-16.8% | $3.6M+47.4% | $2.5M+241.5% | $721K+573.8% | $107K+4.9% | $102K |
| Total interest income | $46.7M+4.5% | $44.6M+13.4% | $39.4M+23.6% | $31.9M+9.2% | $29.2M-1.7% | $29.7M |
| NOW, money market and savings | $4.9M-9.3% | $5.5M+82.8% | $3.0M+437.7% | $555K-1.6% | $564K-29.9% | $804K |
| Time deposits | $8.3M-9.7% | $9.2M+58.3% | $5.8M+691.8% | $732K-33.8% | $1.1M-67.0% | $3.3M |
| Finance leases | $65K-14.5% | $76K-11.6% | $86K-10.4% | $96K-9.4% | $106K-7.8% | $115K |
| Other borrowings | $389K+3.5% | $376K-5.5% | $398K-9.5% | $440K | — | — |
| Capital notes | $163K-50.2% | $327K+0.0% | $327K+0.0% | $327K+0.0% | $327K+19.8% | $273K |
| Total interest expense | $13.8M-10.1% | $15.4M+60.1% | $9.6M+347.5% | $2.1M+2.3% | $2.1M-53.7% | $4.5M |
| Net interest income | $32.8M+12.2% | $29.2M-1.7% | $29.7M+0.1% | $29.7M+9.7% | $27.1M+7.7% | $25.1M |
| Recovery of credit losses | -$35K+94.7% | -$655K-265.9% | -$179K+80.1% | -$900K-80.0% | -$500K-119.6% | $2.5M |
| Net interest income after recovery of credit losses | $32.8M+9.9% | $29.9M-0.1% | $29.9M-2.2% | $30.6M+11.0% | $27.6M+22.0% | $22.6M |
| Gains on sales of loans held for sale | $4.9M+8.0% | $4.5M+14.1% | $3.9M-25.1% | $5.3M-36.4% | $8.3M+5.8% | $7.8M |
| Service charges, fees and commissions | $4.3M+6.7% | $4.0M+2.6% | $3.9M+8.6% | $3.6M+43.9% | $2.5M+22.8% | $2.0M |
| Wealth management fees | $5.3M+10.4% | $4.8M+15.4% | $4.2M+6.7% | $3.9M | — | — |
| Life insurance income | $769K+6.7% | $721K+31.6% | $548K+21.2% | $452K+5.1% | $430K-1.4% | $436K |
| Income from SBIC fund | $506K-45.8% | $934K+591.9% | $135K | — | — | — |
| Other | $1.8M+3.5% | $1.7M+21.6% | $1.4M-30.2% | $2.0M+32.1% | $1.5M+20.9% | $1.2M |
| Gain on sales of securities, net | $27K-56.5% | $62K | — | — | — | — |
| Total noninterest income | $15.9M+4.7% | $15.1M+17.6% | $12.9M-2.8% | $13.2M+18.2% | $11.2M+2.1% | $11.0M |
| Salaries and employee benefits | $21.0M+8.6% | $19.3M+5.4% | $18.3M+3.6% | $17.7M+8.0% | $16.4M+6.1% | $15.4M |
| Occupancy | $2.1M+8.8% | $2.0M+8.0% | $1.8M+0.3% | $1.8M+8.4% | $1.7M+2.1% | $1.6M |
| Equipment | $2.8M+10.6% | $2.5M+3.4% | $2.4M-5.4% | $2.6M+1.1% | $2.5M+7.5% | $2.4M |
| Supplies | $631K+16.4% | $542K+2.3% | $530K+1.7% | $521K+10.6% | $471K-1.7% | $479K |
| Professional and other outside expense | $4.0M+14.3% | $3.5M+38.1% | $2.5M-2.9% | $2.6M+13.3% | $2.3M | — |
| Data processing | $2.5M-18.6% | $3.1M+9.8% | $2.8M+12.8% | $2.5M+36.4% | $1.8M | — |
| Marketing | $867K+12.9% | $768K-16.4% | $919K-0.1% | $920K-1.5% | $934K+40.0% | $667K |
| Credit expense | $904K+10.8% | $816K+1.4% | $805K-12.8% | $923K-16.3% | $1.1M-0.8% | $1.1M |
| FDIC insurance expense | $518K+17.5% | $441K+5.3% | $419K-16.2% | $500K-8.8% | $548K+63.1% | $336K |
| Amortization of intangibles | $561K+0.2% | $560K+0.0% | $560K+0.0% | $560K | — | — |
| Total noninterest expenses | $37.5M+7.0% | $35.1M+8.0% | $32.5M-0.7% | $32.7M+11.6% | $29.3M+7.1% | $27.4M |
| Income before income taxes | $11.1M+12.3% | $9.9M-3.5% | $10.3M-7.5% | $11.1M+17.6% | $9.5M+53.0% | $6.2M |
| Income tax expense | $2.1M+7.3% | $2.0M+25.7% | $1.6M-26.8% | $2.2M+15.5% | $1.9M+55.3% | $1.2M |
| Net Income | $9.0M+13.6% | $7.9M-8.7% | $8.7M-2.8% | $9.0M+18.1% | $7.6M+52.4% | $5.0M |
| Weighted average shares outstanding - basic | 4.54B+0.0% | 4.54B-0.4% | 4.56B-2.9% | 4.70B-1.0% | 4.75B-0.6% | 4.78B |
| Weighted average shares outstanding - diluted | 4.54B+0.0% | 4.54B-0.4% | 4.56B-2.9% | 4.70B-1.0% | 4.75B-0.6% | 4.78B |
| Earnings per common share – basic | $1990.00+13.7% | $1750.00-8.4% | $1910.00+0.0% | $1910.00+119275.0% | $1.60+53.8% | $1.04 |
| Earnings per common share - diluted | $1990.00+13.7% | $1750.00-8.4% | $1910.00+0.0% | $1910.00+119275.0% | $1.60+53.8% | $1.04 |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.