| Metric | FY2025 | FY2024 | FY2023 |
|---|---|---|---|
| Loans, including fees | $128.0M+12.0% | $114.3M+18.1% | $96.8M |
| Taxable securities | $35.8M-26.5% | $48.7M-10.5% | $54.4M |
| Tax-exempt securities | $6.4M-5.7% | $6.7M-38.2% | $10.9M |
| Federal funds sold and other | $1.3M-51.1% | $2.7M+152.3% | $1.1M |
| Total interest income | $171.4M-0.6% | $172.3M+5.7% | $163.1M |
| Deposits | $36.5M-15.8% | $43.4M+37.4% | $31.6M |
| Federal funds purchased and repurchase agreements | $2.3M+392.4% | $462K-91.1% | $5.2M |
| Federal Home Loan Bank advances | $3.6M-5.3% | $3.8M-59.2% | $9.3M |
| Long-term debt | $1.7M-0.2% | $1.7M+0.3% | $1.7M |
| Subordinated debentures | $2.6M-12.4% | $3.0M+2.9% | $2.9M |
| Total interest expense | $46.7M-10.7% | $52.3M+3.2% | $50.7M |
| Net interest income | $124.7M+3.9% | $120.0M+6.8% | $112.4M |
| Credit loss expense - loans | $6.1M+32.7% | $4.6M+13.2% | $4.1M |
| Credit loss (benefit) expense - unfunded commitments | $200K+160.6% | -$330K | — |
| Credit loss (benefit) expense - debt securities held-to-maturity | -$1K+97.9% | -$47K | — |
| Net interest income after credit loss expense | $118.6M+2.9% | $115.2M+6.0% | $108.7M |
| Net (loss) gain on sale of securities available-for-sale | $120K+104.5% | -$2.7M-777.0% | $396K |
| Net (loss) gain on sale of fixed assets | -$52K-101.4% | $3.8M-75.2% | $15.3M |
| Increase in cash surrender value of life insurance | $2.6M-1.6% | $2.6M+50.0% | $1.8M |
| Realized gain (loss) on available-for-sale securities | $66K+100.5% | -$14.5M | — |
| Other income | $4.4M+25.4% | $3.5M-19.1% | $4.4M |
| Total noninterest income | $30.6M-3.0% | $31.5M+3.7% | $30.4M |
| Salaries and employee benefits | $51.1M+1.4% | $50.3M-1.3% | $51.0M |
| Occupancy and equipment | $12.5M+1.3% | $12.4M+21.8% | $10.2M |
| Other | $29.2M-3.1% | $30.2M-4.3% | $31.5M |
| Total noninterest expense | $92.8M-0.1% | $92.9M+0.2% | $92.7M |
| Income before taxes | $56.3M+4.6% | $53.9M+15.9% | $46.5M |
| Provision for income taxes | $14.0M+5.3% | $13.3M+14.5% | $11.6M |
| Net income | $42.3M+4.4% | $40.6M+16.4% | $34.8M |
| Earnings per share, basic (in dollars per share) | $3.14+10.6% | $2.84+19.8% | $2.37 |
| Earnings per share, diluted (in dollars per share) | $3.11+10.3% | $2.82+19.5% | $2.36 |
| Weighted average shares outstanding, basic (in shares) | 13.50B-5.5% | 14.28B-2.9% | 14.71B |
| Weighted average shares outstanding, diluted (in shares) | 13.59B-5.6% | 14.40B-2.3% | 14.74B |
| Service charges and fees on deposit accounts | |||
| Service charges and fees on deposit accounts | $23.5M-2.8% | $24.2M+4.6% | $23.1M |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.