| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|
| Interest and fees on loans | $494.8M-9.8% | $548.4M+5.9% | $518.1M+44.3% | $359.0M+6.3% | $337.7M-8.4% | $368.9M-8.0% | $400.9M+8.8% | $368.6M+19.5% | $308.5M |
| Interest and dividends on investment securities | $44.0M-12.0% | $50.0M-8.6% | $54.7M+6.2% | $51.5M+121.9% | $23.2M+25.8% | $18.4M-12.3% | $21.0M+17.5% | $17.9M+46.6% | $12.2M |
| Interest on balances with other banks and short-term investments | $65.7M-26.3% | $89.2M+69.6% | $52.6M+295.3% | $13.3M+278.9% | $3.5M+35.0% | $2.6M-65.0% | $7.4M+12.4% | $6.6M+103.1% | $3.3M |
| Total interest income | $604.5M-12.1% | $687.6M+10.0% | $625.3M+47.3% | $424.6M+16.5% | $364.5M-6.5% | $390.0M-9.2% | $429.6M+9.2% | $393.3M+21.4% | $324.0M |
| Interest on deposits | $314.7M-1.8% | $320.4M+24.4% | $257.5M+209.3% | $83.3M+199.8% | $27.8M-48.2% | $53.6M-41.2% | $91.0M+51.2% | $60.2M+120.7% | $27.3M |
| Interest on customer repurchase agreements | $764K-39.9% | $1.3M+4.4% | $1.2M+242.1% | $356K+598.0% | $51K-82.6% | $293K-15.1% | $345K+53.3% | $225K+14.2% | $197K |
| Interest on other short-term borrowings | $11.1M-84.7% | $72.4M-1.2% | $73.3M+1740.5% | $4.0M-67.3% | $12.2M+550.6% | $1.9M-18.7% | $2.3M-41.7% | $3.9M+427.0% | $748K |
| Interest on long-term borrowings | $8.1M+68.6% | $4.8M+73.4% | $2.8M-33.3% | $4.1M | — | $12.7M+6.5% | $11.9M+0.0% | $11.9M+0.0% | $11.9M |
| Total interest expense | $334.6M-16.1% | $398.9M+19.1% | $334.8M+264.9% | $91.7M+129.5% | $40.0M-41.6% | $68.4M-35.2% | $105.6M+38.4% | $76.3M+90.0% | $40.1M |
| Net Interest Income | $269.9M-6.5% | $288.7M-0.6% | $290.5M-12.7% | $332.9M+2.6% | $324.5M+0.9% | $321.6M-0.8% | $324.0M+2.2% | $317.0M+11.7% | $283.9M |
| Provision for (Reversal of) Credit Losses | $293.1M+341.7% | $66.4M+110.4% | $31.5M+11755.6% | $266K+101.3% | -$20.8M-145.7% | $45.6M+248.1% | $13.1M+51.2% | $8.7M-3.5% | $9.0M |
| Provision for (Reversal of) Credit Losses for Unfunded Commitments | $1.6M+176.5% | -$2.1M-696.6% | -$267K-118.1% | $1.5M+232.0% | -$1.1M-181.1% | $1.4M | $0 | $0 | — |
| Net Interest Income (Loss) After Provision for (Reversal of) Credit Losses | -$24.8M-111.1% | $224.5M-13.4% | $259.3M-21.7% | $331.1M-4.4% | $346.5M+26.2% | $274.6M-11.7% | $311.0M+0.9% | $308.3M+12.2% | $274.9M |
| Service charges on deposits | $7.1M+4.2% | $6.8M+6.0% | $6.5M+19.6% | $5.4M+18.3% | $4.6M+3.3% | $4.4M-29.3% | $6.2M-10.9% | $7.0M+10.2% | $6.4M |
| Gain (loss) on sale of loans | -$4.7M-8322.8% | $57K-86.4% | $418K-88.7% | $3.7M-73.6% | $14.0M-36.4% | $22.1M+160.7% | $8.5M+42.1% | $6.0M | — |
| Net gain (loss) on sale of investment securities | -$3.8M-27407.1% | $14K+227.3% | -$11K+93.5% | -$169K-105.7% | $3.0M+63.3% | $1.8M+19.6% | $1.5M+1463.9% | $97K-82.1% | $542K |
| Increase in the cash surrender value of bank-owned life insurance | $20.4M+606.1% | $2.9M+8.5% | $2.7M+4.4% | $2.5M+23.7% | $2.1M-0.6% | $2.1M+21.6% | $1.7M+13.0% | $1.5M-11.9% | $1.7M |
| Other income | $10.3M+1.8% | $10.1M-15.6% | $12.0M-1.3% | $12.2M-27.3% | $16.8M+9.5% | $15.3M+97.3% | $7.8M-3.1% | $8.0M-30.3% | $11.5M |
| Total noninterest income | $29.3M+47.0% | $19.9M-7.4% | $21.5M-9.0% | $23.7M-41.4% | $40.4M-11.6% | $45.7M+77.8% | $25.7M+13.8% | $22.6M-23.1% | $29.4M |
| Salaries and employee benefits | $87.9M+0.1% | $87.8M+1.9% | $86.1M+2.4% | $84.1M-4.9% | $88.4M+18.8% | $74.4M-6.8% | $79.8M+17.9% | $67.7M+0.9% | $67.1M |
| Premises and equipment expenses | $12.0M+5.7% | $11.4M-9.7% | $12.6M-4.6% | $13.2M-11.1% | $14.9M-5.3% | $15.7M+9.2% | $14.4M-8.1% | $15.7M+0.2% | $15.6M |
| Marketing and advertising | $5.0M-7.9% | $5.4M+62.2% | $3.4M-28.8% | $4.7M+13.3% | $4.2M-2.6% | $4.3M-11.4% | $4.8M+5.7% | $4.6M+11.5% | $4.1M |
| Data processing | $16.6M+17.6% | $14.1M+7.7% | $13.1M+7.5% | $12.2M+3.9% | $11.7M+9.4% | $10.7M+13.7% | $9.4M-3.1% | $9.7M+18.2% | $8.2M |
| Legal, accounting and professional fees | $10.2M+9.5% | $9.3M-13.9% | $10.8M+25.7% | $8.6M-25.4% | $11.5M-29.8% | $16.4M+34.5% | $12.2M+25.2% | $9.7M+92.8% | $5.1M |
| FDIC insurance | $31.4M+8.3% | $29.0M+144.7% | $11.9M+138.5% | $5.0M-15.7% | $5.9M-25.7% | $7.9M+147.7% | $3.2M-8.7% | $3.5M+37.5% | $2.6M |
| Goodwill impairment | $0-100.0% | $104.2M | $0 | $0 | — | — | — | — | — |
| Legal contingency (Note 19) | $10.0M | $0 | $0 | — | — | — | — | — | — |
| Other expenses | $27.6M+104.7% | $13.5M-13.1% | $15.5M+7.7% | $14.4M+14.2% | $12.6M-14.1% | $14.7M-8.2% | $16.0M+1.3% | $15.8M-0.5% | $15.9M |
| Total noninterest expense | $200.7M-26.9% | $274.6M+79.2% | $153.3M-7.2% | $165.1M+10.7% | $149.2M+3.5% | $144.2M+3.1% | $139.9M+10.4% | $126.7M+6.9% | $118.6M |
| Income (Loss) Before Income Tax Expense | -$196.2M-548.8% | -$30.2M-123.7% | $127.5M-32.8% | $189.7M-20.2% | $237.7M+34.9% | $176.1M-10.5% | $196.8M | — | — |
| Income Tax Expense (Benefit) | -$58.1M-446.1% | $16.8M-37.8% | $27.0M-44.6% | $48.8M-20.1% | $61.0M+38.8% | $43.9M-18.4% | $53.8M+3.7% | $51.9M-39.3% | $85.5M |
| Net Income (loss) | -$138.1M-193.5% | -$47.0M-146.8% | $100.5M-28.7% | $140.9M-20.2% | $176.7M+33.6% | $132.2M-7.5% | $142.9M-6.1% | $152.3M+51.9% | $100.2M |
| Basic (in dollars per share) | -$4550.00-191.7% | -$1560.00-147.1% | $3310.00-24.8% | $4400.00-20.4% | $5530.00+35.2% | $4090.00-2.2% | $4180.00-5.9% | $4440.00+51.0% | $2940.00 |
| Diluted (in dollars per share) | -$4550.00-191.7% | -$1560.00-147.1% | $3310.00-24.6% | $4390.00-20.5% | $5520.00+35.0% | $4090.00-2.2% | $4180.00-5.4% | $4420.00+51.4% | $2920.00 |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.