| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Interest and fees on loans | $81.2M+11.2% | $73.1M+19.3% | $61.2M+46.0% | $41.9M+22.5% | $34.2M-1.2% | $34.7M |
| Taxable | $19.9M+47.5% | $13.5M+15.8% | $11.6M+28.7% | $9.0M+85.4% | $4.9M+20.8% | $4.0M |
| Tax-exempt | $2.6M-7.9% | $2.8M-5.9% | $3.0M-28.8% | $4.2M+6.0% | $4.0M+46.2% | $2.7M |
| Interest on deposits at other banks | $983K-55.0% | $2.2M+145.3% | $890K+417.4% | $172K+89.0% | $91K-35.0% | $140K |
| Dividend income | $1.4M+5.8% | $1.3M+19.1% | $1.1M+89.8% | $581K+46.0% | $398K-26.4% | $541K |
| Total interest and dividend income | $106.1M+14.3% | $92.9M+19.2% | $77.9M+39.2% | $56.0M+28.4% | $43.6M+3.6% | $42.1M |
| Interest on deposits | $29.8M-2.1% | $30.4M+62.1% | $18.8M+582.4% | $2.8M+140.6% | $1.1M-46.6% | $2.1M |
| Interest on borrowings | $7.6M+33.3% | $5.7M+12.6% | $5.1M+93.1% | $2.6M+39.9% | $1.9M+10.0% | $1.7M |
| Total interest expense | $37.4M+3.5% | $36.1M+51.6% | $23.8M+343.4% | $5.4M+78.0% | $3.0M-21.5% | $3.8M |
| Net interest income | $68.7M+21.1% | $56.7M+5.0% | $54.0M+6.8% | $50.6M+24.7% | $40.6M+6.1% | $38.2M |
| Provision for credit losses | $887K-12.6% | $1.0M+95.2% | $520K-60.0% | $1.3M+173.7% | $475K-83.9% | $3.0M |
| Net interest income after provision for credit losses | $67.8M+21.7% | $55.7M+4.1% | $53.5M+8.6% | $49.3M+22.9% | $40.1M+13.6% | $35.3M |
| Trust and investment services income | $3.6M-1.7% | $3.7M+27.1% | $2.9M+9.1% | $2.6M+11.9% | $2.4M+19.7% | $2.0M |
| Service fees | $5.7M-2.6% | $5.9M+23.6% | $4.7M+61.5% | $2.9M+17.0% | $2.5M-5.6% | $2.7M |
| Commissions | $4.1M+1.2% | $4.1M+12.7% | $3.6M-1.2% | $3.7M-1.1% | $3.7M+24.9% | $3.0M |
| Losses on sale of debt securities, net | -$312K-221.6% | -$97K+92.9% | -$1.4M-3364.3% | $42K-94.2% | $730K-9.8% | $809K |
| Gains on equity securities, net | $106K-58.6% | $256K | — | -$32K-109.9% | $324K+526.3% | -$76K |
| Gains on sale of mortgages | $1.9M+2.8% | $1.8M+138.1% | $767K-41.1% | $1.3M-76.4% | $5.5M-5.5% | $5.8M |
| Earnings on bank owned life insurance | $1.1M-9.1% | $1.3M+31.4% | $958K-39.5% | $1.6M+79.9% | $880K+6.2% | $829K |
| Other income | $1.8M+39.4% | $1.3M+4.7% | $1.2M-14.2% | $1.4M-22.8% | $1.8M+428.7% | $349K |
| Total other income | $18.0M-0.5% | $18.1M+42.8% | $12.7M-6.4% | $13.6M-24.1% | $17.9M+16.4% | $15.4M |
| Salaries and employee benefits | $34.7M+1.8% | $34.0M+12.9% | $30.2M+10.3% | $27.3M+11.7% | $24.5M+10.9% | $22.1M |
| Occupancy | $3.6M+8.2% | $3.3M+2.3% | $3.3M+14.5% | $2.8M+8.6% | $2.6M+8.9% | $2.4M |
| Equipment | $1.6M+26.1% | $1.3M-0.3% | $1.3M+5.0% | $1.2M+17.8% | $1.1M-12.0% | $1.2M |
| Advertising & marketing | $1.4M+20.4% | $1.2M-17.9% | $1.4M+29.6% | $1.1M+9.2% | $992K+11.0% | $894K |
| Computer software & data processing | $7.3M+17.2% | $6.3M-9.1% | $6.9M+23.3% | $5.6M+26.5% | $4.4M+40.4% | $3.1M |
| Shares tax | $1.5M+11.8% | $1.4M+17.9% | $1.2M-15.4% | $1.4M+7.6% | $1.3M+20.9% | $1.1M |
| Professional services | $3.4M+4.8% | $3.3M+2.5% | $3.2M+16.6% | $2.7M+30.7% | $2.1M-9.4% | $2.3M |
| Merger related expenses | $698K | — | — | — | — | — |
| Other expenses | $4.8M+7.2% | $4.5M+11.3% | $4.0M+8.4% | $3.7M+6.1% | $3.5M+17.4% | $3.0M |
| Total operating expenses | $59.1M+7.0% | $55.2M+7.4% | $51.4M+11.9% | $45.9M+13.6% | $40.4M+12.1% | $36.1M |
| Income before income taxes | $26.7M+43.5% | $18.6M+25.8% | $14.8M-12.5% | $16.9M-3.5% | $17.5M+20.2% | $14.6M |
| Provision for income taxes | $5.2M+56.5% | $3.3M+35.8% | $2.4M+6.5% | $2.3M-12.7% | $2.6M+14.7% | $2.3M |
| Net income | $21.6M+40.8% | $15.3M+23.8% | $12.4M-15.4% | $14.6M-1.9% | $14.9M+21.3% | $12.3M |
| Basic earnings per share (in Dollars per share) | $3800.00+40.2% | $2710.00+23.7% | $2190.00-16.4% | $2620.00-2.2% | $2680.00+21.8% | $2200.00 |
| Diluted earnings per share (in Dollars per share) | $3800.00+40.2% | $2710.00+23.7% | $2190.00 | — | — | — |
| Dividends per share (in Dollars per share) | $720.00+4.3% | $690.00+1.5% | $680.00+0.0% | $680.00+1.5% | $670.00+4.7% | $640.00 |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.