| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|
| Loans | $979.1M+1.4% | $965.5M+8.4% | $890.6M+19.1% | $747.9M+4.0% | $719.2M+14.0% | $631.0M+4.7% | $603.0M+8.9% | $553.6M+3.9% | $532.7M |
| Investment securities | $102.9M+11.1% | $92.6M-9.7% | $102.5M-0.4% | $102.9M+41.2% | $72.9M+24.5% | $58.5M-1.7% | $59.5M-1.1% | $60.2M+17.8% | $51.1M |
| Money market investments and interest-bearing cash accounts | $41.1M+10.8% | $37.1M+21.9% | $30.4M+158.0% | $11.8M+342.9% | $2.7M-21.4% | $3.4M-74.6% | $13.4M+20.3% | $11.1M+140.5% | $4.6M |
| Total interest and dividend income | $1.12B+2.6% | $1.10B+7.0% | $1.02B+18.6% | $862.6M+8.5% | $794.7M+14.7% | $693.0M+2.5% | $675.9M+8.1% | $625.0M+6.2% | $588.4M |
| Deposits | $237.7M-6.1% | $253.1M+36.5% | $185.5M+300.0% | $46.4M+11.8% | $41.5M-39.3% | $68.4M-12.1% | $77.8M+15.0% | $67.7M+1.7% | $66.5M |
| Short-term borrowings | $86K+377.8% | $18K-99.8% | $7.6M+202.4% | $2.5M | — | — | — | — | — |
| Long-term borrowings | $16.4M-52.4% | $34.5M+3.7% | $33.3M+80.6% | $18.5M | — | — | — | — | — |
| Total interest expense | $254.2M-11.6% | $287.7M+27.1% | $226.4M+236.3% | $67.3M+3.9% | $64.8M-30.1% | $92.7M-14.8% | $108.8M+9.3% | $99.6M+2.8% | $96.9M |
| Net interest income | $868.9M+7.6% | $807.5M+1.3% | $797.1M+0.2% | $795.3M+9.0% | $729.9M+21.6% | $600.3M+5.9% | $567.1M+7.9% | $525.4M+6.9% | $491.6M |
| Loans and finance leases | $85.9M+36.7% | $62.9M-5.7% | $66.6M+159.5% | $25.7M+141.6% | -$61.7M-136.6% | $168.7M | — | — | — |
| Unfunded loan commitments | -$130K+91.3% | -$1.5M-509.6% | $365K-86.7% | $2.7M+176.7% | -$3.6M | — | — | — | — |
| Debt securities | $185K+112.8% | -$1.4M+76.2% | -$6.1M-744.1% | -$719K-75.4% | -$410K-137.8% | $1.1M | $0 | $0 | — |
| Provision for credit losses - expense | $86.0M+43.5% | $59.9M-1.7% | $60.9M+120.0% | $27.7M+142.2% | -$65.7M-138.4% | $171.0M+329.5% | $39.8M-32.5% | $59.0M | — |
| Net interest income after provision for credit losses | $783.0M+4.7% | $747.6M+1.5% | $736.2M-4.1% | $767.6M-3.5% | $795.6M+85.3% | $429.3M-18.6% | $527.3M+13.1% | $466.4M+34.3% | $347.3M |
| Service charges and fees on deposit accounts | $39.1M+0.6% | $38.8M+2.0% | $38.0M+0.6% | $37.8M+7.2% | $35.3M+43.4% | $24.6M+2.9% | $23.9M | — | — |
| Mortgage banking activities | $14.1M+11.2% | $12.7M+19.8% | $10.6M-30.6% | $15.3M-39.0% | $25.0M+13.0% | $22.1M+29.7% | $17.1M-1.0% | $17.2M+27.7% | $13.5M |
| Gain on early extinguishment of debt | $0 | $0-100.0% | $1.6M | $0 | $0-100.0% | $94K | $0-100.0% | $2.3M+66.5% | $1.4M |
| Insurance commission income | $13.2M-2.5% | $13.6M+6.3% | $12.8M-7.1% | $13.7M+15.1% | $11.9M+27.6% | $9.4M-8.1% | $10.2M+20.8% | $8.4M+2.8% | $8.2M |
| Card and processing income | $47.4M+1.4% | $46.8M+6.5% | $43.9M+8.6% | $40.4M+10.7% | $36.5M+42.6% | $25.6M | — | — | — |
| Other non-interest income | $18.1M-4.3% | $18.9M-26.7% | $25.8M+62.7% | $15.8M+27.5% | $12.4M-23.4% | $16.2M-59.3% | $39.9M+21.9% | $32.7M+13.5% | $28.9M |
| Total non-interest income | $131.9M+0.9% | $130.7M-1.5% | $132.7M+7.8% | $123.1M+1.6% | $121.2M+8.9% | $111.2M+22.8% | $90.6M+10.0% | $82.3M+31.9% | $62.4M |
| Employees' compensation and benefits | $245.2M+4.0% | $235.7M+5.8% | $222.9M+8.2% | $206.0M+2.8% | $200.5M+13.2% | $177.1M+9.1% | $162.4M+1.8% | $159.5M+5.0% | $151.8M |
| Occupancy and equipment | $88.9M+0.5% | $88.4M+2.9% | $85.9M-2.7% | $88.3M-5.3% | $93.3M+24.9% | $74.6M+18.1% | $63.2M+9.0% | $57.9M+2.3% | $56.7M |
| Business promotion | $16.6M-5.9% | $17.6M-10.1% | $19.6M+7.7% | $18.2M+18.7% | $15.4M+26.5% | $12.1M-22.7% | $15.7M+6.1% | $14.8M+18.6% | $12.5M |
| Professional service fees | $48.1M-2.7% | $49.5M+7.9% | $45.8M-4.2% | $47.8M-20.2% | $60.0M+13.9% | $52.6M+14.7% | $45.9M+5.5% | $43.5M-5.3% | $45.9M |
| Taxes, other than income taxes | $24.0M+7.9% | $22.2M+4.5% | $21.2M+4.8% | $20.3M-8.5% | $22.2M+24.7% | $17.8M+15.9% | $15.3M+4.2% | $14.7M+1.1% | $14.6M |
| Federal Deposit Insurance Corporation (FDIC) deposit insurance | $7.7M-21.9% | $9.8M-34.0% | $14.9M+141.9% | $6.1M-6.0% | $6.5M+0.9% | $6.5M+2.7% | $6.3M-29.1% | $8.9M-35.1% | $13.7M |
| Net gain on OREO operations | -$1.5M+79.6% | -$7.5M-4.7% | -$7.1M-22.5% | -$5.8M-169.7% | -$2.2M-160.0% | $3.6M-75.4% | $14.6M+1.3% | $14.5M+31.4% | $11.0M |
| Credit and debit card processing expenses | $28.5M+3.2% | $27.6M+6.2% | $26.0M+14.3% | $22.7M+2.6% | $22.2M+15.8% | $19.1M+16.2% | $16.5M+6.0% | $15.5M+17.7% | $13.2M |
| Communications | $9.0M+2.9% | $8.8M+2.5% | $8.6M-1.9% | $8.7M-7.1% | $9.4M+11.3% | $8.4M+22.4% | $6.9M+8.1% | $6.4M+3.6% | $6.1M |
| Other non-interest expenses | $31.8M-9.1% | $34.9M+3.8% | $33.7M+9.8% | $30.7M-13.4% | $35.4M+37.2% | $25.8M+27.6% | $20.2M-9.4% | $22.3M+0.8% | $22.2M |
| Total non-interest expenses | $498.1M+2.3% | $487.1M+3.3% | $471.4M+6.4% | $443.1M-9.4% | $489.0M+15.3% | $424.2M+12.1% | $378.5M+5.7% | $358.1M+3.0% | $347.7M |
| Income before income taxes | $416.7M+6.5% | $391.2M-1.6% | $397.4M-11.2% | $447.6M+4.6% | $427.8M+267.8% | $116.3M-51.4% | $239.4M+25.6% | $190.6M+207.6% | $62.0M |
| Income tax expense | $71.9M-22.3% | $92.5M-2.2% | $94.6M-33.6% | $142.5M-2.9% | $146.8M+944.8% | $14.1M-80.5% | $72.0M+756.3% | -$11.0M-120.6% | -$5.0M |
| Net income | $344.9M+15.4% | $298.7M-1.4% | $302.9M-0.7% | $305.1M+8.6% | $281.0M+174.8% | $102.3M-38.9% | $167.4M-17.0% | $201.6M+201.1% | $67.0M |
| Net income attributable to common stockholders | $344.9M+15.4% | $298.7M-1.4% | $302.9M-0.7% | $305.1M+10.0% | $277.3M+178.5% | $99.6M-39.5% | $164.7M-17.2% | $198.9M+209.5% | $64.3M |
| Basic | $2K+18.7% | $2K+5.8% | $2K+7.5% | $2K+21.2% | $1K+286856.5% | $0.46-99.9% | $760-17.4% | $920+206.7% | $300 |
| Diluted | $2K+18.8% | $2K+5.8% | $2K+7.5% | $2K+21.4% | $1K+284682.6% | $0.46-99.9% | $760-17.4% | $920+206.7% | $300 |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.