
| Metric | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Taxable | $98.4M+11.5% | $88.3M+14.0% | $77.4M+24.6% | $62.1M |
| Nontaxable | $5.4M+8.5% | $5.0M+55.0% | $3.2M+69.5% | $1.9M |
| Interest-bearing deposits with financial institutions | $4.6M+195.3% | $1.5M+238.6% | $456K-48.5% | $886K |
| Restricted investments in bank stock | $329K+2.2% | $322K+4.2% | $309K+67.9% | $184K |
| U.S. government agency and corporations | $5.7M-1.6% | $5.8M-2.7% | $6.0M-5.5% | $6.3M |
| States and political subdivisions (nontaxable) | $3.7M-13.4% | $4.3M-8.1% | $4.7M-14.2% | $5.5M |
| States and political subdivisions (taxable) | $1.7M-6.5% | $1.8M-0.4% | $1.8M-0.9% | $1.8M |
| Total interest income | $119.8M+12.0% | $107.0M+14.1% | $93.8M+19.3% | $78.7M |
| Deposits | $46.8M+8.4% | $43.2M+49.1% | $28.9M+371.1% | $6.1M |
| Secured borrowings | $368K-15.4% | $435K-8.4% | $475K+127.3% | $209K |
| Short-term borrowings | $0-100.0% | $1.6M-34.2% | $2.4M+5162.2% | $45K |
| Total interest expense | $47.2M+4.5% | $45.2M+42.1% | $31.8M+396.8% | $6.4M |
| Net interest income | $72.7M+17.5% | $61.9M-0.3% | $62.0M-14.2% | $72.3M |
| Provision for credit losses on loans | $1.1M-20.4% | $1.3M-11.1% | $1.5M-29.0% | $2.1M |
| Provision for credit losses on unfunded loan commitments | $215K+53.6% | $140K+184.8% | -$165K-1169.2% | -$13K |
| Net interest income after provision for credit losses | $71.4M+18.2% | $60.4M-0.5% | $60.7M-13.5% | $70.2M |
| Earnings on bank-owned life insurance | $1.6M+5.6% | $1.5M+13.0% | $1.3M+2.7% | $1.3M |
| Loans | $1.5M+55.7% | $972K+8.1% | $899K-44.6% | $1.6M |
| Available-for-sale debt securities | -$1.2M | $0+100.0% | -$6.5M-161800.0% | $4K |
| Premises and equipment | $9.8M+11.5% | $8.8M-0.1% | $8.8M+15.3% | $7.6M |
| Total other income | $20.6M+8.1% | $19.0M+66.7% | $11.4M-31.5% | $16.6M |
| Salaries and employee benefits | $30.8M+6.9% | $28.8M+12.5% | $25.6M-4.9% | $27.0M |
| Data processing and communication | $3.0M+3.5% | $2.9M+3.5% | $2.8M+5.4% | $2.6M |
| Advertising and marketing | $3.3M+14.9% | $2.9M-9.1% | $3.2M-6.2% | $3.4M |
| Professional services | $4.0M-8.1% | $4.4M+14.9% | $3.8M+11.1% | $3.4M |
| Automated transaction processing | $1.9M+3.0% | $1.8M+5.2% | $1.8M+12.9% | $1.6M |
| Office supplies and postage | $744K+1.6% | $732K+2.2% | $716K+5.0% | $682K |
| PA shares tax expense | $333K-24.8% | $443K+251.6% | $126K-82.4% | $716K |
| Loan collection | $124K+21.6% | $102K+20.0% | $85K-65.7% | $248K |
| Other real estate owned, net | -$37K-311.1% | -$9K-325.0% | $4K-73.3% | $15K |
| FDIC assessment | $1.2M+0.7% | $1.2M+9.3% | $1.1M+62.0% | $694K |
| Other | $3.6M+4.0% | $3.4M-11.3% | $3.9M+13.8% | $3.4M |
| Total other expenses | $58.8M+5.9% | $55.5M+7.1% | $51.9M+1.0% | $51.4M |
| Income before income taxes | $33.1M+38.8% | $23.9M+17.9% | $20.3M-42.9% | $35.5M |
| Provision for income taxes | $4.9M+60.7% | $3.1M+50.4% | $2.0M-62.4% | $5.4M |
| Net income | $28.2M+35.6% | $20.8M+14.2% | $18.2M-39.3% | $30.0M |
| Net income - basic (in dollars per share) | $4890.00+34.7% | $3630.00+13.1% | $3210.00-39.7% | $5320.00 |
| Net income - diluted (in dollars per share) | $4860.00+35.0% | $3600.00+12.9% | $3190.00-39.7% | $5290.00 |
| Dividends (in dollars per share) | $1630.00+5.8% | $1540.00+5.5% | $1460.00+8.1% | $1350.00 |
| Deposit Account [Member] | ||||
| Other Income | $2.0M+19.1% | $1.7M-21.6% | $2.1M+83.7% | $1.2M |
| Credit and Debit Card [Member] | ||||
| Bank Servicing [Member] | ||||
| Fiduciary and Trust [Member] | ||||
| Investment Advisory, Management and Administrative Service [Member] | ||||
| Financial Service, Other [Member] | ||||
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.