| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Loans (including fees) | $158.6M-16.7% | $190.4M+13.9% | $167.1M+32.6% | $126.0M+21.9% | $103.4M+13.8% | $90.8M+15.1% | $78.9M+21.7% | $64.8M |
| Deposits with other banks | $29.6M+70.4% | $17.4M+177.6% | $6.3M+373.4% | $1.3M+319.0% | $316K-21.8% | $404K-86.3% | $3.0M+383.0% | $612K |
| Securities (including FHLB stock) | $25.0M+79.7% | $13.9M+45.0% | $9.6M+3.8% | $9.3M+12.1% | $8.2M-12.9% | $9.5M-3.4% | $9.8M-24.3% | $12.9M |
| Total Interest Income | $213.3M-3.8% | $221.7M+21.1% | $183.0M+34.0% | $136.6M+22.0% | $111.9M+11.2% | $100.7M+9.9% | $91.6M+16.9% | $78.4M |
| Demand deposits | $49.6M-24.1% | $65.3M+8.4% | $60.2M+181.3% | $21.4M+196.0% | $7.2M+18.9% | $6.1M-41.7% | $10.4M+22.5% | $8.5M |
| Savings deposits | $4.6M-10.5% | $5.2M+45.6% | $3.6M+288.4% | $915K+348.5% | $204K-23.9% | $268K-49.1% | $527K+29.5% | $407K |
| Time deposits | $61.3M+24.7% | $49.2M+105.1% | $24.0M+124.4% | $10.7M-17.1% | $12.9M-23.7% | $16.9M-1.4% | $17.1M+60.3% | $10.7M |
| Borrowings | $10.8M-20.3% | $13.6M+29.0% | $10.5M+199.6% | $3.5M+79.0% | $2.0M-28.6% | $2.8M+48.7% | $1.9M+6.5% | $1.7M |
| Total Interest Expense | $126.3M-5.2% | $133.3M+35.6% | $98.3M+169.1% | $36.5M | — | — | — | $21.4M |
| Net Interest Income | $86.9M-1.7% | $88.4M+4.4% | $84.7M-15.3% | $100.0M+11.6% | $89.6M+20.0% | $74.7M+21.1% | $61.7M+8.2% | $57.0M |
| Less: Provision for credit losses | $81.7M+308.0% | $20.0M+439.4% | $3.7M+1.6% | $3.7M | — | — | — | — |
| Net Interest Income after Provision for Credit Losses | $5.2M-92.4% | $68.4M-15.5% | $81.0M-16.0% | $96.4M+10.1% | $87.6M+46.5% | $59.8M+5.2% | $56.8M+2.1% | $55.7M |
| Service charges, commissions and fees | $3.3M+3.1% | $3.2M-6.2% | $3.4M+7.6% | $3.2M+17.1% | $2.7M+5.0% | $2.6M-8.4% | $2.8M-6.0% | $3.0M |
| ATM and debit card fees | $3.0M-5.5% | $3.1M-3.4% | $3.2M-4.8% | $3.4M-4.4% | $3.6M+17.9% | $3.0M+34.1% | $2.3M+6.2% | $2.1M |
| Net gains on sale of loans | $0-100.0% | $1.5M+12241.7% | $12K-99.3% | $1.8M+88.3% | $942K-10.6% | $1.1M-23.4% | $1.4M+395.0% | $278K |
| Net (losses) gains on sale of assets | -$524K-103.9% | $13.3M+57752.2% | $23K | — | — | — | — | — |
| Other | $28.6M-0.2% | $28.6M-5.2% | $30.2M+19.1% | $25.4M+10.3% | $23.0M+11.0% | $20.7M+28.7% | $16.1M+8.9% | $14.8M |
| Total Noninterest Income | $8.5M-65.7% | $24.7M+133.9% | $10.6M-3.9% | $11.0M+2.3% | $10.8M-54.8% | $23.8M+186.5% | $8.3M+57.2% | $5.3M |
| Salaries and employee benefits | $30.5M-20.5% | $38.3M-5.2% | $40.4M+10.1% | $36.7M+14.0% | $32.2M+8.7% | $29.6M+18.3% | $25.0M+9.3% | $22.9M |
| Occupancy and equipment expense | $10.3M+0.9% | $10.2M+12.9% | $9.0M+1.1% | $8.9M+2.9% | $8.7M+12.6% | $7.7M+26.5% | $6.1M+8.8% | $5.6M |
| Goodwill impairment | $12.9M | $0 | — | — | — | — | — | — |
| Total Noninterest Expense | $82.2M+6.6% | $77.1M-3.2% | $79.7M+12.2% | $71.0M+11.2% | $63.9M+10.1% | $58.0M+22.9% | $47.2M+9.1% | $43.3M |
| (Loss) Income Before Income Taxes | -$68.6M-528.3% | $16.0M+34.5% | $11.9M-67.3% | $36.4M+5.6% | $34.5M+34.9% | $25.5M+42.7% | $17.9M | — |
| (Benefit) Provision for income taxes | -$12.5M-452.4% | $3.6M+32.9% | $2.7M-64.3% | $7.5M+4.9% | $7.2M+37.2% | $5.2M+42.8% | $3.7M+5.6% | $3.5M |
| Net (Loss) Income | -$56.0M-550.0% | $12.4M+35.0% | $9.2M-68.1% | $28.9M+5.8% | $27.3M+34.3% | $20.3M+42.7% | $14.2M+0.2% | $14.2M |
| Less: Preferred stock dividends | $2.3M-0.0% | $2.3M+0.0% | $2.3M+0.0% | $2.3M+68.2% | $1.4M | $0 | $0 | — |
| Net (Loss) Income Available to Common Shareholders | -$58.4M-676.6% | $10.1M+46.9% | $6.9M-74.1% | $26.6M+2.5% | $25.9M+27.5% | $20.3M+42.7% | $14.2M | — |
| Earnings (in dollars per share) | -$4.17-614.8% | $0.81-99.9% | $620.00-75.0% | $2480.00+2.5% | $2420.00+27.4% | $1900.00+41.8% | $1340.00-8.8% | $1470.00 |
| Cash dividends paid (in dollars per share) | $0.04-90.2% | $0.41-99.9% | $640.00+0.0% | $640.00+6.7% | $600.00+3.4% | $580.00+7.4% | $540.00-6.9% | $580.00 |
| Weighted Average Common Shares Outstanding (in shares) | 14.0M-99.9% | 12.50B+12.0% | 11.17B+4.2% | 10.72B+0.0% | 10.72B+0.0% | 10.72B+0.5% | 10.67B+10.1% | 9.69B |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.