| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|
| Interest and fees on loans | $375.8M+2.6% | $366.2M+7.8% | $339.8M+31.8% | $257.9M+23.6% | $208.6M-1.5% | $211.8M-7.7% | $229.4M+4.5% | $219.6M+12.2% | $195.8M |
| Interest on securities | $25.3M+17.4% | $21.6M+27.4% | $16.9M+37.1% | $12.4M+98.3% | $6.2M-40.9% | $10.5M-28.1% | $14.7M+14.4% | $12.8M+8.2% | $11.8M |
| Dividends on FHLB stock | $1.4M-0.2% | $1.4M+16.8% | $1.2M+20.0% | $1.0M+8.8% | $941K+4.3% | $902K-21.4% | $1.1M-18.8% | $1.4M+14.7% | $1.2M |
| Interest on deposits in other banks | $8.4M-12.7% | $9.6M-15.3% | $11.3M+343.4% | $2.6M+183.8% | $902K+52.4% | $592K-62.1% | $1.6M+170.7% | $577K+28.5% | $449K |
| Total interest and dividend income | $410.9M+3.0% | $398.8M+8.0% | $369.3M+34.9% | $273.8M+26.4% | $216.7M-3.2% | $223.9M-9.3% | $246.8M+5.3% | $234.4M+12.0% | $209.3M |
| Interest on deposits | $164.7M-9.8% | $182.7M+35.6% | $134.7M+419.3% | $25.9M+122.5% | $11.7M-65.7% | $34.0M-46.1% | $63.1M+46.5% | $43.1M+65.1% | $26.1M |
| Interest on borrowings | $3.7M-44.8% | $6.7M-1.8% | $6.9M+205.3% | $2.2M+32.5% | $1.7M-28.3% | $2.4M+210.2% | $763K-77.4% | $3.4M+213.7% | $1.1M |
| Interest on subordinated debentures | $6.3M-4.0% | $6.6M+1.4% | $6.5M-18.8% | $8.0M-3.6% | $8.3M+25.2% | $6.6M-6.0% | $7.0M+1.5% | $6.9M+29.4% | $5.4M |
| Total interest expense | $174.7M-10.9% | $196.0M+32.4% | $148.1M+309.4% | $36.2M+67.2% | $21.6M-49.7% | $43.0M-39.4% | $70.9M+32.8% | $53.4M+64.2% | $32.5M |
| Net interest income before credit loss expense | $236.2M+16.5% | $202.8M-8.4% | $221.3M-6.9% | $237.6M+21.8% | $195.1M+7.8% | $180.9M+2.9% | $175.9M-2.8% | $181.0M+2.4% | $176.8M |
| Credit loss expense | $14.4M+226.7% | $4.4M+1.8% | $4.3M+419.4% | $836K | — | — | — | $4.0M | — |
| Net interest income after credit loss expense | $221.8M+11.8% | $198.4M-8.6% | $216.9M-8.4% | $236.8M+7.9% | $219.5M+62.0% | $135.4M-7.0% | $145.7M-17.7% | $177.0M+0.6% | $176.0M |
| Service charges on deposit accounts | $8.7M-6.8% | $9.4M-7.5% | $10.1M-11.7% | $11.5M+4.0% | $11.0M+30.1% | $8.5M-14.7% | $10.0M-0.5% | $10.0M-3.8% | $10.4M |
| Trade finance and other service charges and fees | $6.1M+15.7% | $5.3M+9.9% | $4.8M+0.6% | $4.8M+3.8% | $4.6M+14.8% | $4.0M-15.7% | $4.8M+3.7% | $4.6M+2.7% | $4.5M |
| Gain on sale of SBA loans | $7.8M+27.7% | $6.1M+7.2% | $5.7M-39.9% | $9.5M-45.1% | $17.3M+229.1% | $5.2M-0.1% | $5.3M+6.0% | $5.0M-43.3% | $8.7M |
| Gain on sale of residential mortgage loans | $1.9M+30.2% | $1.5M | — | — | — | — | — | — | — |
| Net loss on sales of securities | -$1.9M | — | — | — | — | — | $1.3M+479.8% | -$341K-119.5% | $1.7M |
| Other operating income | $9.4M+0.6% | $9.3M-39.4% | $15.4M+82.3% | $8.4M+4.6% | $8.1M-16.3% | $9.6M+53.6% | $6.3M+18.5% | $5.3M-34.2% | $8.0M |
| Total noninterest income | $34.0M+7.6% | $31.6M-7.6% | $34.2M-0.1% | $34.2M-15.5% | $40.5M-6.1% | $43.1M+56.4% | $27.6M+12.4% | $24.5M-26.6% | $33.4M |
| Salaries and employee benefits | $87.7M+5.2% | $83.4M+2.4% | $81.4M+6.9% | $76.1M+4.9% | $72.6M+8.3% | $67.0M-1.3% | $67.9M-2.2% | $69.4M+2.2% | $67.9M |
| Occupancy and equipment | $17.6M-2.8% | $18.1M-1.1% | $18.3M+3.9% | $17.6M-7.5% | $19.1M+4.3% | $18.3M+7.1% | $17.1M+7.0% | $15.9M+1.3% | $15.7M |
| Data processing | $15.5M+4.0% | $14.9M+8.6% | $13.7M+4.3% | $13.1M+9.4% | $12.0M+7.0% | $11.2M+28.2% | $8.8M+27.4% | $6.9M-1.3% | $7.0M |
| Professional fees | $7.5M+8.0% | $7.0M+11.2% | $6.3M+9.9% | $5.7M+2.3% | $5.6M-17.8% | $6.8M-25.3% | $9.1M+46.6% | $6.2M+13.1% | $5.5M |
| Supplies and communications | $2.0M-10.3% | $2.3M-8.8% | $2.5M-6.0% | $2.6M-12.8% | $3.0M-2.3% | $3.1M+5.4% | $2.9M-2.2% | $3.0M+3.1% | $2.9M |
| Advertising and promotion | $3.1M+2.5% | $3.0M-2.5% | $3.1M-14.6% | $3.6M+37.3% | $2.6M-0.8% | $2.7M-29.7% | $3.8M-6.0% | $4.0M+2.3% | $4.0M |
| Other operating expenses | $14.4M+13.1% | $12.7M+12.8% | $11.3M-1.2% | $11.4M+19.0% | $9.6M-4.5% | $10.0M-38.9% | $16.4M+45.6% | $11.3M+0.8% | $11.2M |
| Total noninterest expense | $147.8M+4.6% | $141.3M+3.5% | $136.5M+4.8% | $130.3M+4.7% | $124.5M+4.5% | $119.1M-5.4% | $125.9M+7.1% | $117.6M+3.0% | $114.1M |
| Income before tax | $107.9M+21.8% | $88.6M-22.7% | $114.6M-18.6% | $140.7M+3.9% | $135.5M+127.7% | $59.5M+25.7% | $47.3M-43.6% | $84.0M-11.9% | $95.3M |
| Income tax expense | $31.8M+20.6% | $26.4M-23.6% | $34.5M-12.2% | $39.3M+6.8% | $36.8M+112.8% | $17.3M+18.8% | $14.6M-44.2% | $26.1M-35.7% | $40.6M |
| Net income | $76.1M+22.3% | $62.2M-22.3% | $80.0M-21.1% | $101.4M+2.8% | $98.7M+133.9% | $42.2M+28.7% | $32.8M-43.3% | $57.9M+5.9% | $54.7M |
| Basic earnings per share | $2530.00+22.8% | $2060.00-21.7% | $2630.00-21.0% | $3330.00+3.4% | $3220.00+233233.3% | $1.38+30.2% | $1.06-41.1% | $1.80+5.9% | $1.70 |
| Diluted earnings per share | $2510.00+22.4% | $2050.00-21.8% | $2620.00-21.1% | $3320.00+3.1% | $3220.00+233233.3% | $1.38+30.2% | $1.06-40.8% | $1.79+5.9% | $1.69 |
| Basic | $29.85B-0.6% | $30.02B-0.8% | $30.27B-0.1% | $30.30B-0.3% | $30.39B+0.4% | $30.28B-1.4% | $30.73B-3.8% | $31.92B+99442.5% | $32.1M |
| Diluted | $30.04B-0.2% | $30.10B-0.8% | $30.33B-0.2% | $30.39B-0.3% | $30.47B+0.6% | $30.28B-1.6% | $30.76B-4.0% | $32.05B+99284.2% | $32.2M |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.