| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|
| Loans, including fees | $179.5M+5.4% | $170.3M+14.0% | $149.3M+32.6% | $112.7M+10.9% | $101.6M+2.5% | $99.1M+5.0% | $94.4M+0.1% | $94.3M+36.3% | $69.2M |
| Taxable interest | $10.0M-5.8% | $10.6M-8.0% | $11.5M+19.6% | $9.6M+124.3% | $4.3M+1.7% | $4.2M-28.2% | $5.9M-1.0% | $5.9M+52.7% | $3.9M |
| Tax-exempt interest | $288K-0.7% | $290K-21.0% | $367K-23.7% | $481K+41.9% | $339K+1.2% | $335K-33.9% | $507K-28.4% | $708K+11.1% | $637K |
| Other investments and deposits | $4.0M+11.1% | $3.6M+48.9% | $2.4M-22.9% | $3.1M+358.7% | $685K+48.9% | $460K-67.2% | $1.4M+3.5% | $1.4M+93.6% | $699K |
| Total interest income | $193.8M+4.9% | $184.8M+12.9% | $163.7M+30.0% | $125.9M+17.8% | $106.9M+2.7% | $104.1M+1.9% | $102.2M-0.1% | $102.3M+37.5% | $74.4M |
| Deposits | $53.4M+1.1% | $52.8M+91.9% | $27.5M+427.4% | $5.2M-0.3% | $5.2M-52.6% | $11.0M-26.7% | $15.1M+65.8% | $9.1M+75.9% | $5.2M |
| Other borrowings expense | $168K-97.2% | $6.1M+2747.7% | $214K+0.5% | $213K+0.5% | $212K+0.0% | $212K-0.5% | $213K+363.0% | $46K | $0 |
| Subordinated debt expense | $3.4M-0.1% | $3.4M-0.3% | $3.4M+98.2% | $1.7M | $0 | $0 | — | — | — |
| Short-term Federal Home Loan Bank advances | $3.1M+219.6% | $963K-91.0% | $10.7M+2871.5% | $361K | $0-100.0% | $23K | $0-100.0% | $40K-59.6% | $99K |
| Long-term Federal Home Loan Bank advances | $516K-59.9% | $1.3M+13.3% | $1.1M+173.1% | $416K-11.7% | $471K-27.4% | $649K-31.6% | $949K-17.0% | $1.1M-11.2% | $1.3M |
| Total interest expense | $60.5M-6.2% | $64.5M+50.1% | $43.0M+442.9% | $7.9M+33.9% | $5.9M-50.4% | $11.9M-26.5% | $16.2M+57.3% | $10.3M+57.4% | $6.5M |
| Net interest income | $133.3M+10.8% | $120.3M-0.4% | $120.7M+2.3% | $118.0M+16.9% | $101.0M+9.5% | $92.2M+7.2% | $86.0M-6.5% | $92.0M+35.6% | $67.8M |
| Provision for loan losses | $1.1M-53.0% | $2.4M+3.2% | $2.3M-68.7% | $7.5M+173.7% | -$10.2M-179.8% | $12.7M+322.3% | $3.0M-23.6% | $3.9M+70.2% | $2.3M |
| Net interest income after provision for loan losses | $132.1M+12.1% | $117.8M-0.4% | $118.4M+7.1% | $110.5M-0.6% | $111.2M+39.8% | $79.5M-4.2% | $83.0M-5.8% | $88.1M+34.4% | $65.5M |
| Gain on sale of loans, net | $860K+83.0% | $470K-42.4% | $816K+23.1% | $663K-73.7% | $2.5M-13.9% | $2.9M+172.3% | $1.1M+23.2% | $872K-27.1% | $1.2M |
| Income from bank-owned life insurance | $1.1M+3.3% | $1.1M+5.3% | $1.0M+14.2% | $915K-64.8% | $2.6M+161.9% | $994K-52.0% | $2.1M+215.4% | $656K+32.8% | $494K |
| Loss on sale of securities, net | $0 | $0+100.0% | -$249K | $0 | $0 | — | — | — | — |
| Gain (loss) on sale of assets, net | $3K-90.9% | $33K+222.2% | -$27K-203.8% | $26K+105.2% | -$504K-4481.8% | -$11K+96.7% | -$335K-544.2% | -$52K+67.9% | -$162K |
| Other income | $1.4M-1.1% | $1.4M+36.8% | $1.0M-6.8% | $1.1M+6.4% | $1.0M+15.2% | $883K-23.3% | $1.2M+4.0% | $1.1M-7.9% | $1.2M |
| Total noninterest income | $15.5M+5.7% | $14.6M-0.1% | $14.6M+5.4% | $13.9M-14.7% | $16.3M+13.7% | $14.3M-0.8% | $14.4M+7.2% | $13.4M+35.0% | $10.0M |
| Compensation and benefits | $53.5M+4.2% | $51.3M+4.9% | $48.9M+2.5% | $47.8M+22.0% | $39.2M+3.2% | $37.9M-1.2% | $38.4M+4.4% | $36.8M+30.7% | $28.2M |
| Occupancy | $10.0M-1.1% | $10.1M+4.7% | $9.7M+11.0% | $8.7M+25.0% | $7.0M+2.6% | $6.8M-4.6% | $7.1M+6.9% | $6.7M+31.5% | $5.1M |
| Marketing and advertising | $2.0M-1.8% | $2.0M-6.8% | $2.1M-5.2% | $2.3M+21.0% | $1.9M+65.3% | $1.1M-28.2% | $1.6M+20.4% | $1.3M+10.2% | $1.2M |
| Data processing and communication | $10.4M+1.3% | $10.2M+9.3% | $9.4M+0.7% | $9.3M+9.5% | $8.5M+15.8% | $7.3M+11.1% | $6.6M-13.5% | $7.6M+76.6% | $4.3M |
| Professional services | $1.6M-16.3% | $1.9M+13.7% | $1.7M-2.9% | $1.7M+47.7% | $1.2M+38.3% | $852K-0.5% | $856K-23.5% | $1.1M-29.6% | $1.6M |
| Forms, printing and supplies | $802K+1.0% | $794K+1.7% | $781K+2.0% | $766K+18.9% | $644K+3.0% | $625K-8.5% | $683K-29.8% | $973K+63.8% | $594K |
| Franchise and shares tax | $1.9M+0.3% | $1.9M+6.2% | $1.8M-16.7% | $2.1M+42.9% | $1.5M-0.8% | $1.5M+3.0% | $1.4M+40.2% | $1.0M+8.6% | $948K |
| Regulatory fees | $1.9M-2.4% | $2.0M-4.2% | $2.0M-3.9% | $2.1M+61.1% | $1.3M-4.4% | $1.4M+65.9% | $830K-46.8% | $1.6M+23.3% | $1.3M |
| Foreclosed assets, net | $1.1M+215.8% | $341K+162.3% | -$547K-204.6% | $523K+15.5% | $453K-10.3% | $505K-9.2% | $556K+40.1% | $397K+233.2% | -$298K |
| Amortization of acquisition intangible | $1.1M-18.1% | $1.3M-17.1% | $1.6M-0.1% | $1.6M+37.7% | $1.2M-14.5% | $1.4M-14.1% | $1.6M-14.2% | $1.8M+141.8% | $763K |
| (Reversal) provision for credit losses on unfunded commitments | -$1.1M-1114.2% | $106K-78.8% | $501K+80.2% | $278K-28.7% | $390K | $0 | $0 | — | — |
| Other expenses | $6.4M+22.1% | $5.3M+7.8% | $4.9M+3.4% | $4.7M+22.4% | $3.9M+8.4% | $3.6M-9.2% | $3.9M+1.0% | $3.9M+51.4% | $2.6M |
| Total noninterest expense | $89.6M+2.6% | $87.3M+5.4% | $82.8M+1.1% | $81.9M+22.3% | $67.0M+6.4% | $63.0M-1.0% | $63.6M+0.6% | $63.2M+36.9% | $46.2M |
| Income before income tax expense | $58.0M+28.4% | $45.2M-9.9% | $50.1M+18.0% | $42.5M-29.7% | $60.4M+96.2% | $30.8M-8.8% | $33.8M-11.7% | $38.3M+30.6% | $29.3M |
| Income tax expense | $12.0M+36.5% | $8.8M-11.6% | $9.9M+17.5% | $8.4M-28.7% | $11.8M+95.6% | $6.0M+3.1% | $5.9M-12.5% | $6.7M-46.4% | $12.5M |
| Net Income | $46.1M+26.5% | $36.4M-9.5% | $40.2M+18.1% | $34.1M-29.9% | $48.6M+96.3% | $24.8M-11.3% | $27.9M-11.6% | $31.6M+87.8% | $16.8M |
| Basic (in usd per share) | $5930.00+29.5% | $4580.00-8.8% | $5020.00+19.8% | $4190.00-27.8% | $5800.00+102.8% | $2860.00-7.1% | $3080.00-11.5% | $3480.00+47.5% | $2360.00 |
| Diluted (in usd per share) | $5870.00+29.0% | $4550.00-8.8% | $4990.00+20.0% | $4160.00-27.9% | $5770.00+102.5% | $2850.00-6.6% | $3050.00-10.3% | $3400.00+49.1% | $2280.00 |
| Cash dividends declared per common share (in usd per share) | $1140.00+12.9% | $1010.00+1.0% | $1000.00+7.5% | $930.00+2.2% | $910.00+3.4% | $880.00+4.8% | $840.00+18.3% | $710.00+29.1% | $550.00 |
| Service fees and charges | |||||||||
| Fees and charges | $6.6M+1.1% | $6.5M-7.5% | $7.1M+12.3% | $6.3M+5.8% | $5.9M+21.9% | $4.9M+7.8% | $4.5M+0.5% | $4.5M+49.7% | $3.0M |
| Bank card fees | |||||||||
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.