| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|
| Loans | $1.12B+1.4% | $1.10B+11.2% | $989.6M+35.9% | $728.3M+27.3% | $572.0M-8.5% | $625.3M-5.0% | $658.3M+4.4% | $630.6M+31.6% | $479.2M |
| Taxable | $106.1M-15.7% | $125.8M-9.2% | $138.6M+50.7% | $91.9M+205.9% | $30.1M-7.8% | $32.6M-21.3% | $41.4M+12.4% | $36.8M+37.6% | $26.8M |
| Tax-exempt | $30.9M-0.4% | $31.0M-2.0% | $31.6M+11.5% | $28.4M+44.4% | $19.6M+21.6% | $16.2M+24.1% | $13.0M-1.8% | $13.3M+10.8% | $12.0M |
| Deposits – other banks | $26.2M-38.7% | $42.8M+184.7% | $15.0M-48.4% | $29.1M+728.2% | $3.5M+90.1% | $1.8M-64.4% | $5.2M+11.6% | $4.6M+101.3% | $2.3M |
| Federal funds sold | $205K-19.6% | $255K+15.4% | $221K+784.0% | $25K | $0-100.0% | $21K-38.2% | $34K+3.0% | $33K+230.0% | $10K |
| Total interest income | $1.28B-1.6% | $1.30B+10.6% | $1.18B+33.9% | $877.8M+40.4% | $625.2M-7.5% | $676.0M-5.9% | $718.0M+4.8% | $685.4M+31.7% | $520.3M |
| Interest on deposits | $347.0M-7.9% | $376.6M+27.3% | $296.0M+244.2% | $86.0M+244.8% | $24.9M-60.5% | $63.1M-44.7% | $114.1M+43.4% | $79.6M+135.6% | $33.8M |
| Federal funds purchased | $0-100.0% | $1K-66.7% | $3K+50.0% | $2K | $0-100.0% | $13K-75.9% | $54K+5300.0% | $1K+0.0% | $1K |
| FHLB and other borrowed funds | $21.8M-58.4% | $52.5M+70.2% | $30.8M+178.3% | $11.1M+45.7% | $7.6M-20.0% | $9.5M-44.8% | $17.2M-23.0% | $22.4M+54.0% | $14.5M |
| Securities sold under agreements to repurchase | $4.1M-25.3% | $5.4M+13.2% | $4.8M+236.6% | $1.4M+187.7% | $497K-57.4% | $1.2M-54.1% | $2.5M+39.6% | $1.8M+98.5% | $918K |
| Subordinated debentures | $13.6M-17.3% | $16.5M-0.2% | $16.5M-19.9% | $20.6M+7.5% | $19.2M-2.3% | $19.6M-6.0% | $20.9M+1.3% | $20.6M+36.0% | $15.1M |
| Total interest expense | $386.5M-14.3% | $451.0M+29.6% | $348.1M+192.3% | $119.1M+128.1% | $52.2M-44.1% | $93.4M-39.6% | $154.8M+24.5% | $124.4M+93.3% | $64.3M |
| Net interest income | $892.4M+5.1% | $848.8M+2.6% | $826.9M+9.0% | $758.7M+32.4% | $573.0M-1.6% | $582.6M+3.4% | $563.2M+0.4% | $561.0M+23.1% | $455.9M |
| Provision for credit losses on loans | $24.1M-50.2% | $48.4M+305.0% | $11.9M-76.2% | $50.2M | $0-100.0% | $111.4M+8309.2% | $1.3M-69.3% | $4.3M-90.2% | $44.3M |
| Recovery of credit losses on unfunded commitments | -$1.0M | $0+100.0% | -$1.5M | — | — | — | — | — | — |
| (Recovery of ) provision for credit losses on investment securities | -$2.2M-565.2% | -$330K-119.6% | $1.7M-16.1% | $2.0M | — | — | — | — | — |
| Total credit loss expense | $20.9M-56.5% | $48.1M+296.2% | $12.1M-80.9% | $63.6M+1438.1% | -$4.8M-103.7% | $129.3M+9654.9% | $1.3M-69.3% | $4.3M | — |
| Net interest income after provision for credit losses | $871.5M+8.8% | $800.7M-1.7% | $814.8M+17.2% | $695.1M+20.3% | $577.7M+27.4% | $453.3M-19.3% | $561.9M+0.9% | $556.7M+35.2% | $411.7M |
| Trust fees | $19.7M+5.3% | $18.7M+4.6% | $17.9M+39.2% | $12.9M+555.9% | $2.0M+20.0% | $1.6M+4.3% | $1.6M+0.9% | $1.6M-7.5% | $1.7M |
| Mortgage lending income | $17.8M+12.4% | $15.8M+47.0% | $10.7M-39.2% | $17.7M-31.2% | $25.7M-11.7% | $29.1M+103.2% | $14.3M+15.5% | $12.4M-6.8% | $13.3M |
| Insurance commissions | $2.2M+0.3% | $2.2M+3.1% | $2.1M-4.8% | $2.2M+12.8% | $1.9M+5.1% | $1.8M-18.9% | $2.3M+8.0% | $2.1M+8.3% | $1.9M |
| Increase in cash value of life insurance | $6.1M+25.0% | $4.8M+4.2% | $4.7M+22.5% | $3.8M+85.5% | $2.0M-6.9% | $2.2M-20.1% | $2.8M-3.6% | $2.9M+43.6% | $2.0M |
| Dividends from FHLB, FRB, FNBB & other | $10.7M-6.6% | $11.5M-1.5% | $11.6M+26.6% | $9.2M-38.0% | $14.8M+18.9% | $12.5M+61.8% | $7.7M+33.9% | $5.8M+65.2% | $3.5M |
| Gain on sale of SBA loans | $642K+4.1% | $617K+121.9% | $278K+51.9% | $183K-92.3% | $2.4M+269.0% | $645K-59.0% | $1.6M+177.9% | $566K-23.3% | $738K |
| Gain on branches, equipment and other assets, net | $754K-64.1% | $2.1M+39.5% | $1.5M+9946.7% | $15K+114.3% | -$105K-132.2% | $326K+10966.7% | -$3K+97.5% | -$120K+87.5% | -$960K |
| (Loss) gain on OREO, net | -$161K+92.9% | -$2.3M-784.3% | $332K-33.6% | $500K-75.0% | $2.0M+76.9% | $1.1M+49.5% | $757K-68.5% | $2.4M+134.2% | $1.0M |
| Fair value adjustment for marketable securities | $2.4M-19.3% | $3.0M+371.6% | -$1.1M+14.0% | -$1.3M-117.7% | $7.2M+462.9% | -$2.0M | $0 | — | — |
| Other income | $51.7M+72.6% | $30.0M-22.2% | $38.5M-20.3% | $48.3M+133.2% | $20.7M+67.3% | $12.4M+44.4% | $8.6M-24.8% | $11.4M+20.4% | $9.5M |
| Total non-interest income | $198.5M+17.8% | $168.6M-0.8% | $169.9M-3.0% | $175.1M+27.3% | $137.6M+23.1% | $111.8M+12.3% | $99.5M-3.2% | $102.8M+3.2% | $99.6M |
| Salaries and employee benefits | $252.9M+4.9% | $241.0M-6.2% | $257.0M+7.6% | $238.9M+39.9% | $170.8M+4.2% | $163.9M+6.3% | $154.2M+7.4% | $143.5M+20.3% | $119.4M |
| Occupancy and equipment | $57.7M-0.6% | $58.0M-3.8% | $60.3M+12.9% | $53.4M+45.8% | $36.6M-4.6% | $38.4M+8.3% | $35.5M+4.4% | $34.0M+13.0% | $30.1M |
| Data processing expense | $34.4M-5.6% | $36.5M+0.5% | $36.3M+4.0% | $34.9M+43.9% | $24.3M+27.6% | $19.0M+17.8% | $16.2M+12.0% | $14.4M+20.3% | $12.0M |
| Merger and acquisition expenses | $580K | $0 | $0-100.0% | $49.6M+2529.6% | $1.9M+165.3% | $711K | $0 | — | — |
| Other operating expenses | $112.6M+1.1% | $111.4M-6.6% | $119.3M+20.7% | $98.8M+52.1% | $65.0M-0.5% | $65.3M-6.7% | $70.0M-2.9% | $72.1M-8.5% | $78.8M |
| Total non-interest expense | $458.2M+2.5% | $446.9M-5.5% | $472.9M-0.6% | $475.6M+59.3% | $298.5M+3.9% | $287.4M+4.2% | $275.8M+4.5% | $264.0M+9.9% | $240.2M |
| Income before income taxes | $611.8M+17.1% | $522.3M+2.0% | $511.9M+29.7% | $394.6M-5.3% | $416.8M+50.1% | $277.7M-28.0% | $385.6M-2.5% | $395.5M+45.9% | $271.1M |
| Income tax expense | $136.4M+13.5% | $120.1M+1.0% | $119.0M+33.2% | $89.3M-8.6% | $97.8M+54.5% | $63.3M-34.2% | $96.1M+1.0% | $95.1M-30.1% | $136.0M |
| Net income | $475.4M+18.2% | $402.2M+2.4% | $392.9M+28.7% | $305.3M-4.3% | $319.0M+48.8% | $214.4M-25.9% | $289.5M-3.6% | $300.4M+122.4% | $135.1M |
| Basic earnings per common share (in dollars per share) | $2410.00+19.9% | $2010.00+3.6% | $1940.00+23.6% | $1570.00-19.1% | $1940.00+149130.8% | $1.30-24.9% | $1.73+0.0% | $1.73+92.2% | $0.90 |
| Diluted earnings per common share (in dollars per share) | $2410.00+19.9% | $2010.00+3.6% | $1940.00+23.6% | $1570.00-19.1% | $1940.00+149130.8% | $1.30-24.9% | $1.73+0.0% | $1.73+94.4% | $0.89 |
| Service charges on deposit accounts | |||||||||
| Service charges | $46.6M+8.4% | $43.0M-2.7% | $44.2M-0.9% | $44.6M+22.3% | $36.5M+18.8% | $30.7M-10.0% | $34.1M-6.8% | $36.6M+1.3% | $36.1M |
| Other service charges and fees | |||||||||
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.