| Metric | FY2025 | FY2024 | FY2023 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|---|
| Loans | $240.4M-2.9% | $247.6M+108.9% | $118.6M-32.7% | $176.3M+60.8% | $109.6M-2.0% | $111.8M-8.5% | $122.2M+0.2% | $121.9M |
| Commercial paper, net | $0-100.0% | $6.0M+140.3% | $2.5M-42.2% | $4.3M+152.8% | $1.7M+42.7% | $1.2M-79.9% | $6.0M-27.7% | $8.3M |
| Debt securities available for sale | $6.7M | $0 | $0-100.0% | $1.3M-27.9% | $1.8M-11.0% | $2.0M-45.1% | $3.7M+7.1% | $3.4M |
| Other investments and interest-bearing deposits | $9.0M+13.9% | $7.9M+120.1% | $3.6M-30.8% | $5.2M+74.2% | $3.0M-19.4% | $3.7M-15.9% | $4.4M+22.8% | $3.6M |
| Total interest and dividend income | $256.1M-2.1% | $261.6M+109.8% | $124.7M-33.4% | $187.1M+61.2% | $116.1M-2.2% | $118.7M-12.9% | $136.3M-0.7% | $137.2M |
| Deposits | $77.6M-11.2% | $87.4M+155.2% | $34.3M+34.2% | $25.5M+385.2% | $5.3M-43.9% | $9.4M-59.0% | $22.8M+44.9% | $15.8M |
| Junior subordinated debt | $817K-12.0% | $928K+95.4% | $475K+45.3% | $327K | $0 | $0 | — | — |
| Borrowings | $981K-73.8% | $3.7M-30.7% | $5.4M+40.1% | $3.9M+4725.0% | $80K-98.7% | $6.0M-35.1% | $9.3M-36.3% | $14.6M |
| Total interest expense | $79.4M-13.8% | $92.1M+129.5% | $40.1M+35.1% | $29.7M+456.4% | $5.3M-65.3% | $15.4M-52.1% | $32.1M+5.8% | $30.4M |
| Net interest income | $176.7M+4.3% | $169.5M+100.5% | $84.5M-46.3% | $157.4M+42.1% | $110.8M+7.2% | $103.3M-0.8% | $104.1M-2.6% | $106.8M |
| Provision for credit losses | $6.9M-8.0% | $7.5M+27.2% | $5.9M-61.5% | $15.4M+2700.0% | -$592K | — | — | — |
| Net interest income after provision for credit losses | $169.8M+4.8% | $162.0M+106.0% | $78.6M-44.6% | $142.0M+27.5% | $111.4M+0.8% | $110.5M+15.5% | $95.6M-5.5% | $101.1M |
| Service charges and fees on deposit accounts | $9.8M+7.0% | $9.2M+95.6% | $4.7M-50.7% | $9.5M+0.5% | $9.5M+4.2% | $9.1M-3.2% | $9.4M-2.4% | $9.6M |
| Loan income and fees | $2.8M+1.3% | $2.7M+178.7% | $982K-61.8% | $2.6M-19.3% | $3.2M+44.2% | $2.2M-11.5% | $2.5M+75.4% | $1.4M |
| Gain on sale of loans held for sale | $7.7M+22.6% | $6.3M+168.4% | $2.3M-58.5% | $5.6M-56.4% | $12.9M-25.8% | $17.4M+74.5% | $9.9M+60.0% | $6.2M |
| BOLI income | $3.6M-17.6% | $4.3M+10.5% | $3.9M+84.4% | $2.1M+5.8% | $2.0M-7.2% | $2.2M-4.0% | $2.2M+6.8% | $2.1M |
| Operating lease income | $7.1M-3.8% | $7.3M+117.5% | $3.4M-38.3% | $5.5M-14.4% | $6.4M+14.1% | $5.6M+66.9% | $3.4M+258.5% | $936K |
| Gain on sale of branches | $1.4M | $0 | $0 | $0 | — | — | — | — |
| Gain (loss) on sale of premises and equipment | $93K+1133.3% | -$9K+96.4% | -$248K-111.8% | $2.1M+2510.3% | -$87K+93.4% | -$1.3M | — | — |
| Other | $16.8M+6.4% | $15.8M+109.2% | $7.5M-43.3% | $13.3M+21.6% | $10.9M-37.9% | $17.6M+25.0% | $14.1M+27.4% | $11.1M |
| Total noninterest income | $36.3M+8.6% | $33.4M+98.2% | $16.9M-45.7% | $31.1M-20.6% | $39.1M-1.8% | $39.8M+31.3% | $30.3M+32.2% | $22.9M |
| Salaries and employee benefits | $73.0M+7.4% | $67.9M+107.2% | $32.8M-47.3% | $62.2M+4.4% | $59.6M-5.3% | $63.0M+11.0% | $56.7M+8.4% | $52.3M |
| Occupancy expense, net | $10.0M+2.6% | $9.8M+98.1% | $4.9M-50.1% | $9.9M+2.1% | $9.7M+1.8% | $9.5M+3.2% | $9.2M-2.4% | $9.5M |
| Computer services | $10.7M-14.8% | $12.5M+102.5% | $6.2M-47.5% | $11.8M+10.8% | $10.6M+10.6% | $9.6M+17.8% | $8.2M+6.4% | $7.7M |
| Operating lease depreciation expense | $7.0M-9.4% | $7.7M+168.9% | $2.9M-41.0% | $4.9M-9.1% | $5.4M | — | — | — |
| Telecom, postage and supplies | $2.2M-2.9% | $2.3M+79.5% | $1.3M-49.1% | $2.5M-3.0% | $2.5M-18.5% | $3.1M-4.7% | $3.3M+7.7% | $3.0M |
| Marketing and advertising | $1.9M-0.7% | $1.9M+70.2% | $1.1M-48.0% | $2.1M-17.2% | $2.6M+58.9% | $1.6M-13.1% | $1.9M+1.0% | $1.9M |
| Deposit insurance premiums | $1.9M-13.2% | $2.2M+57.2% | $1.4M-36.9% | $2.2M+31.4% | $1.7M-4.8% | $1.8M+99.9% | $900K-36.9% | $1.4M |
| Core deposit intangible amortization | $1.7M-29.1% | $2.5M+43.3% | $1.7M+12.7% | $1.5M+510.0% | $250K-66.0% | $735K-48.3% | $1.4M-30.0% | $2.0M |
| Merger-related expenses | $0 | $0 | $0-100.0% | $5.5M | $0 | $0 | — | — |
| Contract renewal consulting fee | $0-100.0% | $3.0M | $0 | $0 | $0 | — | — | — |
| Total noninterest expense | $125.2M-0.3% | $125.5M+109.9% | $59.8M-48.4% | $115.9M+10.3% | $105.1M-19.9% | $131.2M+35.1% | $97.1M+7.8% | $90.1M |
| Income before income taxes | $81.0M+15.8% | $69.9M+95.9% | $35.7M-37.6% | $57.2M+26.0% | $45.4M+137.6% | $19.1M-33.7% | $28.8M-15.1% | $33.9M |
| Income tax expense | $16.6M+9.8% | $15.1M+104.5% | $7.4M-41.2% | $12.6M+29.2% | $9.7M+184.3% | $3.4M-43.2% | $6.0M-11.3% | $6.8M |
| Net income | $64.4M+17.4% | $54.8M+93.7% | $28.3M-36.6% | $44.6M+25.1% | $35.7M+127.5% | $15.7M-31.2% | $22.8M-16.1% | $27.1M |
| Basic (in dollars per share) | $3.75+16.8% | $3.21+92.2% | $1.67-40.8% | $2.82+24.2% | $2.27+136.5% | $0.96-28.4% | $1.34-11.8% | $1.52 |
| Diluted (in dollars per share) | $3.72+16.3% | $3.20+91.6% | $1.67-40.4% | $2.80+25.6% | $2.23+137.2% | $0.94-27.7% | $1.30-11.0% | $1.46 |
| Basic (in shares) | 16.99B+0.4% | 16.91B+0.6% | 16.81B+7.1% | 15.70B+1.2% | 15.52B-3.5% | 16.08B-3.9% | 16.73B-5.4% | 17.69B |
| Diluted (in shares) | 17.11B+0.8% | 16.98B+1.0% | 16.81B+6.5% | 15.78B-0.2% | 15.81B-4.2% | 16.50B-4.6% | 17.29B-6.0% | 18.39B |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.