| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Loans | $69.2M+12.7% | $61.4M+18.6% | $51.8M+54.6% | $33.5M-0.4% | $33.6M+5.7% | $31.8M+14.9% | $27.7M | — |
| Taxable | $8.8M-5.7% | $9.3M-3.1% | $9.6M+49.6% | $6.4M+113.4% | $3.0M-26.9% | $4.1M-29.1% | $5.8M+9.4% | $5.3M |
| Tax-exempt | $2.8M-6.9% | $3.0M-2.8% | $3.1M+2.5% | $3.0M-0.1% | $3.0M-7.8% | $3.3M-10.1% | $3.6M-8.1% | $4.0M |
| Interest-bearing deposits at banks | $225K+16.6% | $193K-20.2% | $242K-24.6% | $321K+71.7% | $187K+175.0% | $68K | — | — |
| Total interest income | $81.0M+9.6% | $73.9M+14.2% | $64.7M+49.6% | $43.2M+8.5% | $39.8M+1.5% | $39.3M+5.8% | $37.1M+11.9% | $33.2M |
| Deposits | $20.9M-6.2% | $22.3M+46.3% | $15.3M+449.5% | $2.8M+171.4% | $1.0M-51.4% | $2.1M-60.6% | $5.3M+74.8% | $3.1M |
| FHLB and other borrowings | $2.8M-27.1% | $3.9M-4.0% | $4.0M+593.2% | $584K | — | $50K-88.8% | $446K | — |
| Subordinated debentures | $1.4M-13.1% | $1.6M+2.8% | $1.6M+89.3% | $840K+78.0% | $472K-23.1% | $614K-36.7% | $970K-10.1% | $1.1M |
| Repurchase agreements | $150K-56.4% | $344K-31.1% | $499K+241.8% | $146K+1227.3% | $11K | — | — | — |
| Total interest expense | $25.3M-10.1% | $28.2M+31.7% | $21.4M+392.2% | $4.3M+188.6% | $1.5M-45.6% | $2.8M-59.0% | $6.8M+25.9% | $5.4M |
| Net interest income | $55.7M+21.8% | $45.7M+5.6% | $43.3M+11.3% | $38.9M+1.5% | $38.3M+5.0% | $36.5M+20.2% | $30.4M+9.2% | $27.8M |
| Provision for credit losses | $2.4M+2.2% | $2.3M+559.0% | $349K | — | — | — | $1.4M+0.0% | $1.4M |
| Net interest income after provision for credit losses | $53.3M+22.8% | $43.4M+1.1% | $42.9M+10.5% | $38.9M+2.8% | $37.8M+14.0% | $33.2M+14.6% | $29.0M+9.7% | $26.4M |
| Fees and service charges | $10.2M-5.1% | $10.7M+5.1% | $10.2M+5.9% | $9.7M+9.0% | $8.9M+9.5% | $8.1M+4.6% | $7.7M+6.1% | $7.3M |
| Gains on sales of loans, net | $3.2M+33.1% | $2.4M+5.2% | $2.3M-34.1% | $3.4M-67.2% | $10.5M-30.8% | $15.2M+138.5% | $6.4M+26.5% | $5.0M |
| Increase in cash surrender value of bank owned life insurance | $1.1M-35.1% | $1.7M+88.7% | $913K+17.1% | $780K+13.7% | $686K+12.3% | $611K-18.8% | $752K+16.8% | $644K |
| Losses on sales of investment securities, net | -$103K+90.0% | -$1.0M+17.3% | -$1.2M-13.0% | -$1.1M-196.9% | $1.1M-53.5% | $2.4M+1483.1% | -$177K-985.0% | $20K |
| Other | $8.3M+0.4% | $8.2M+9.9% | $7.5M+0.9% | $7.4M+3.7% | $7.2M+16.5% | $6.2M+5.2% | $5.9M+24.6% | $4.7M |
| Total non-interest income | $15.0M+1.4% | $14.7M+11.4% | $13.2M-3.4% | $13.7M-38.5% | $22.3M-18.6% | $27.4M+73.1% | $15.8M+1.5% | $15.6M |
| Compensation and benefits | $25.5M+10.4% | $23.1M+1.9% | $22.7M+11.2% | $20.4M+1.2% | $20.2M-2.4% | $20.7M+16.1% | $17.8M+10.9% | $16.0M |
| Occupancy and equipment | $5.2M-9.0% | $5.7M+1.8% | $5.6M+8.7% | $5.1M+14.2% | $4.5M+1.1% | $4.4M-0.9% | $4.5M+3.2% | $4.3M |
| Data processing | $2.0M+8.4% | $1.9M-2.6% | $1.9M+22.8% | $1.6M-21.6% | $2.0M+10.1% | $1.8M+11.2% | $1.6M+7.9% | $1.5M |
| Amortization of mortgage servicing rights and other intangibles | $948K-18.6% | $1.2M-36.9% | $1.8M+27.5% | $1.4M-9.7% | $1.6M-0.1% | $1.6M+32.8% | $1.2M+8.6% | $1.1M |
| Professional fees | $3.0M+1.3% | $2.9M+18.8% | $2.5M+29.6% | $1.9M+3.3% | $1.8M+15.6% | $1.6M-5.9% | $1.7M+0.4% | $1.7M |
| Valuation allowance on assets held for sale | $356K-67.9% | $1.1M | — | — | — | — | — | — |
| Total non-interest expense | $45.2M+2.6% | $44.1M+5.0% | $42.0M+1.7% | $41.3M+10.8% | $37.3M+2.7% | $36.3M+11.1% | $32.6M+7.5% | $30.4M |
| Earnings before income taxes | $23.1M+63.6% | $14.1M-0.7% | $14.2M+25.5% | $11.3M-50.4% | $22.8M-6.0% | $24.3M+100.4% | $12.1M+4.5% | $11.6M |
| Income tax expense | $4.3M+293.9% | $1.1M-44.4% | $2.0M+36.5% | $1.4M-70.3% | $4.8M+0.6% | $4.8M+229.5% | $1.5M+24.4% | $1.2M |
| Net earnings | $18.8M+44.4% | $13.0M+6.3% | $12.2M+23.9% | $9.9M-45.2% | $18.0M-7.6% | $19.5M+82.8% | $10.7M+2.3% | $10.4M |
| Basic | $3K+43.7% | $2K+5.9% | $2K+18.7% | $2K-47.7% | $3K-12.1% | $4K+76.3% | $2K-2.8% | $2K |
| Diluted | $3K+35.8% | $2K+6.1% | $2K+24.6% | $2K-47.5% | $3K-12.4% | $4K+77.1% | $2K-3.2% | $2K |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.