| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Loans receivable | $681.3M+10.6% | $615.8M+13.3% | $543.7M+33.3% | $407.8M+4.5% | $390.3M |
| Mortgage-backed securities | $50.6M+27.2% | $39.8M+21.0% | $32.9M+6.8% | $30.8M+43.5% | $21.5M |
| Taxable investment securities | $4.4M+35.6% | $3.3M+0.5% | $3.3M+6.1% | $3.1M+17.4% | $2.6M |
| Tax-free investment securities | $2.6M+29.3% | $2.0M-16.0% | $2.4M-15.1% | $2.8M+11.3% | $2.5M |
| FHLB stock dividends | $2.0M+7.7% | $1.9M-34.1% | $2.9M+292.9% | $730K+79.4% | $407K |
| Interest-earning deposits | $8.7M+34.0% | $6.5M+123.6% | $2.9M-19.4% | $3.6M+201.4% | $1.2M |
| Total interest income | $749.7M+12.0% | $669.2M+13.8% | $587.9M+31.0% | $448.8M+7.2% | $418.5M |
| Deposits | $199.0M-3.2% | $205.5M+95.1% | $105.3M+646.1% | $14.1M-26.2% | $19.1M |
| Borrowed funds | $25.3M-10.1% | $28.1M-40.0% | $46.9M+235.0% | $14.0M+72.3% | $8.1M |
| Total interest expense | $224.3M-4.0% | $233.6M+53.5% | $152.2M+441.4% | $28.1M+3.2% | $27.2M |
| Net interest income | $525.4M+20.6% | $435.6M-0.0% | $435.7M+3.6% | $420.7M+7.5% | $391.3M |
| Provision for credit losses - loans | $56.8M+105.4% | $27.7M+48.3% | $18.7M+4.5% | $17.9M+250.3% | -$11.9M |
| Provision for credit losses - unfunded commitments | -$1.3M+60.1% | -$3.2M-175.4% | $4.2M-59.7% | $10.5M+367.7% | -$3.9M |
| Net interest income after provision for credit losses | $469.8M+14.3% | $411.1M-0.4% | $412.8M+5.2% | $392.4M-3.6% | $407.1M |
| Gain/(loss) on sale of investments | $178K+100.5% | -$39.4M-374.5% | -$8.3M-103737.5% | -$8K+95.5% | -$176K |
| Gain on sale of mortgage servicing rights | $0 | $0-100.0% | $8.3M | $0 | $0 |
| Gain on sale of SBA loans | $2.8M-25.8% | $3.8M+112.2% | $1.8M | $0 | $0 |
| Gain on sale of loans | $0 | $0-100.0% | $726K | $0 | $0 |
| Service charges and fees | $65.1M+3.4% | $63.0M+6.3% | $59.2M+7.3% | $55.2M+6.5% | $51.8M |
| Trust and other financial services income | $32.3M+7.3% | $30.1M+10.3% | $27.3M-1.7% | $27.8M-0.6% | $27.9M |
| Gain on real estate owned, net | $622K-29.9% | $887K-55.8% | $2.0M+232.7% | $603K+36.4% | $442K |
| Income from bank-owned life insurance | $12.8M+101.9% | $6.3M-26.3% | $8.6M+20.5% | $7.1M+17.8% | $6.0M |
| Mortgage banking income | $3.2M+35.8% | $2.3M-4.5% | $2.4M-50.0% | $4.9M-69.4% | $15.9M |
| Other operating income | $12.3M-38.4% | $20.0M+69.9% | $11.8M-23.1% | $15.3M+28.0% | $12.0M |
| Total noninterest income | $129.3M+48.6% | $87.0M-23.6% | $113.8M+2.7% | $110.8M-22.4% | $142.9M |
| Compensation and employee benefits | $237.9M+10.9% | $214.5M+9.6% | $195.7M+3.9% | $188.4M-2.9% | $193.9M |
| Premises and occupancy costs | $31.4M+6.5% | $29.5M+1.1% | $29.2M-1.6% | $29.6M-4.7% | $31.1M |
| Office operations | $13.6M+9.4% | $12.4M-4.0% | $13.0M-2.7% | $13.3M-3.3% | $13.8M |
| Collections expense | $2.8M+31.9% | $2.1M+25.1% | $1.7M-6.3% | $1.8M-6.4% | $1.9M |
| Processing expenses | $58.5M-1.5% | $59.4M+1.1% | $58.7M+11.8% | $52.5M-5.9% | $55.8M |
| Marketing expenses | $8.7M-2.6% | $8.9M-5.9% | $9.4M+3.8% | $9.1M+10.4% | $8.2M |
| Federal deposit insurance premiums | $11.5M-0.7% | $11.6M+25.1% | $9.3M+94.0% | $4.8M-4.0% | $5.0M |
| Professional services | $13.1M-11.8% | $14.9M-16.5% | $17.8M+21.2% | $14.7M-16.6% | $17.6M |
| Amortization of intangible assets | $5.2M+110.9% | $2.5M-25.0% | $3.3M-23.5% | $4.3M-23.0% | $5.6M |
| Merger, asset disposition and restructuring expense | $42.8M+642.4% | $5.8M-14.6% | $6.7M+20.2% | $5.6M+62.7% | $3.5M |
| Other expenses | $10.8M+52.3% | $7.1M+4.4% | $6.8M+30.4% | $5.2M-57.3% | $12.3M |
| Total noninterest expense | $436.3M+18.4% | $368.5M+4.8% | $351.6M+6.7% | $329.5M-5.5% | $348.8M |
| Income before income taxes | $162.8M+25.7% | $129.5M-26.0% | $175.1M+0.8% | $173.7M-13.6% | $201.1M |
| Federal | $27.8M+24.6% | $22.3M-28.7% | $31.3M+1.4% | $30.9M-12.5% | $35.3M |
| State | $8.9M+28.9% | $6.9M-21.1% | $8.8M-3.6% | $9.1M-20.7% | $11.5M |
| Total provision for income taxes | $36.8M+25.7% | $29.3M-27.1% | $40.1M+0.2% | $40.0M-14.5% | $46.8M |
| Net income | $126.0M+25.7% | $100.3M-25.7% | $135.0M+1.0% | $133.7M-13.4% | $154.3M |
| Basic earnings per share (in dollars per share) | $930.00+17.7% | $790.00-25.5% | $1060.00+1.0% | $1050.00-13.9% | $1220.00 |
| Diluted earnings per share (in dollars per share) | $920.00+16.5% | $790.00-25.5% | $1060.00+1.0% | $1050.00-13.2% | $1210.00 |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.