| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| Loans receivable, including fees | $109.9M+10.6% | $99.4M+16.6% | $85.2M+29.1% | $66.0M+1.2% | $65.3M+20.7% | $54.0M+29.0% | $41.9M |
| Securities: Taxable | $14.6M+62.8% | $8.9M+6.7% | $8.4M+15.5% | $7.3M+79.1% | $4.1M+39.1% | $2.9M-11.0% | $3.3M |
| Securities: Tax exempt | $991K-32.9% | $1.5M-3.7% | $1.5M-14.3% | $1.8M+19.9% | $1.5M+4.9% | $1.4M-30.2% | $2.0M |
| Interest-bearing deposits with banks | $1.1M-61.6% | $2.8M+576.8% | $409K-32.1% | $602K+126.3% | $266K+269.4% | $72K-11.1% | $81K |
| Total interest income | $126.5M+12.4% | $112.6M+17.8% | $95.5M+26.3% | $75.7M+6.5% | $71.1M+21.6% | $58.5M+23.6% | $47.3M |
| Deposits | $43.7M+3.2% | $42.3M+62.6% | $26.0M+302.2% | $6.5M+36.0% | $4.8M-28.0% | $6.6M-7.4% | $7.1M |
| Short-term borrowings | $798K-41.5% | $1.4M-55.3% | $3.0M+481.7% | $524K+84.5% | $284K-12.6% | $325K-30.6% | $468K |
| Other borrowings | $3.7M-44.3% | $6.7M+52.2% | $4.4M+1504.4% | $274K-61.7% | $716K-31.4% | $1.0M-2.5% | $1.1M |
| Total Interest Expense | $48.2M-4.3% | $50.4M+50.5% | $33.5M | — | $5.8M | — | — |
| Net Interest Income | $78.3M+25.9% | $62.2M+0.2% | $62.1M-9.3% | $68.4M+4.7% | $65.3M+29.4% | $50.5M+30.7% | $38.6M |
| PROVISION FOR CREDIT LOSSES | — | — | $5.5M+516.4% | $900K | — | — | — |
| Provision for credit losses | $1.9M-24.2% | $2.5M | — | — | — | — | — |
| (Release of) provision for off balance sheet commitments | -$156K-222.8% | $127K | — | — | — | — | — |
| Total Provision for credit losses | $1.8M-33.7% | $2.7M-51.8% | $5.5M+516.4% | $900K-78.6% | $4.2M-22.9% | $5.5M+336.0% | $1.3M |
| Net Interest Income After Provision for Credit Losses | $76.6M+28.6% | $59.5M+5.3% | $56.5M-16.3% | $67.5M+10.4% | $61.1M+35.7% | $45.0M+20.5% | $37.4M |
| OTHER INCOME | — | — | — | — | $748K+9.7% | $682K | — |
| Other income | $1.0M+9.5% | $943K+5.0% | $898K+6.3% | $845K-88.0% | $7.0M+13.1% | $6.2M+14.0% | $5.4M |
| Net realized losses on sales of securities | -$20.0M | — | -$209K-7066.7% | $3K-96.7% | $92K+29.6% | $71K-72.0% | $254K |
| Net gain on sale of loans | $326K+67.2% | $195K+209.5% | $63K+2000.0% | $3K-98.3% | $177K-66.4% | $527K+211.8% | $169K |
| Net gain on sale of foreclosed real estate owned | $32K | — | $80K-81.3% | $427K+1086.1% | $36K | — | — |
| Earnings and proceeds on life insurance policies | $1.1M+3.0% | $1.1M+4.3% | $1.0M-6.9% | $1.1M+15.5% | $941K+11.4% | $845K+1.8% | $830K |
| Other | $6.5M-16.8% | $7.8M+20.3% | $6.5M+6.4% | $6.1M+7.5% | $5.6M+20.8% | $4.7M+22.8% | $3.8M |
| Total Other Income (Loss) | $9.6M+186.2% | -$11.2M-237.3% | $8.1M-18.2% | $9.9M+18.8% | $8.4M+7.5% | $7.8M+14.8% | $6.8M |
| Salaries and employee benefits | $26.9M+7.6% | $25.0M+6.2% | $23.6M+6.8% | $22.1M+7.1% | $20.6M+20.4% | $17.1M+16.8% | $14.7M |
| Occupancy | $4.1M+3.7% | $3.9M+1.7% | $3.9M+4.4% | $3.7M+4.8% | $3.5M+12.9% | $3.1M+6.5% | $2.9M |
| Furniture and equipment | $1.4M+25.3% | $1.1M-8.0% | $1.2M-3.7% | $1.3M-1.8% | $1.3M+26.4% | $1.0M+30.3% | $783K |
| Data processing and related operations | $4.6M+1.0% | $4.5M+35.2% | $3.3M+13.4% | $2.9M+22.1% | $2.4M-1.7% | $2.5M+31.5% | $1.9M |
| Federal Deposit Insurance Corporation insurance assessment | $1.6M+15.5% | $1.3M+36.4% | $985K+60.9% | $612K-10.1% | $681K+70.7% | $399K+160.8% | $153K |
| Advertising | $742K-20.2% | $930K+47.6% | $630K+22.1% | $516K+9.1% | $473K+22.9% | $385K+44.2% | $267K |
| Professional fees | $1.9M-12.0% | $2.2M+29.7% | $1.7M-2.5% | $1.7M+8.7% | $1.6M+49.0% | $1.1M-4.6% | $1.1M |
| Postage and telephone | $1.3M+20.3% | $1.1M+11.1% | $981K+2.3% | $959K-3.4% | $993K+1.0% | $983K+17.9% | $834K |
| Taxes, other than income | $770K+25.2% | $615K+8.7% | $566K-44.1% | $1.0M-9.7% | $1.1M+12.5% | $997K+32.8% | $751K |
| Foreclosed real estate | $142K+163.0% | $54K-58.1% | $129K+76.7% | $73K-51.7% | $151K+184.9% | $53K+17.8% | $45K |
| Amortization of intangible assets | $54K-21.7% | $69K-18.8% | $85K-15.8% | $101K-17.9% | $123K+7.9% | $114K+12.9% | $101K |
| Merger | $1.2M | — | — | — | — | — | — |
| Total Other Expenses | $51.1M+5.2% | $48.6M+11.8% | $43.5M+6.0% | $41.0M+6.3% | $38.6M+12.1% | $34.4M+26.1% | $27.3M |
| Income (loss) before Income Taxes | $35.0M+13673.3% | -$258K-101.2% | $21.1M-41.9% | $36.4M+17.9% | $30.9M+68.0% | $18.4M | — |
| INCOME TAX EXPENSE (BENEFIT) | $7.3M+7512.2% | -$98K-102.2% | $4.4M-38.7% | $7.2M+20.3% | $5.9M+80.9% | $3.3M+26.0% | $2.6M |
| Net income (loss) | $27.8M+17446.9% | -$160K-101.0% | $16.8M-42.7% | $29.2M+17.3% | $24.9M+65.2% | $15.1M+6.1% | $14.2M |
| BASIC EARNINGS (LOSS) PER SHARE | $3.01+15150.0% | -$0.02-101.0% | $2.08-42.1% | $3.59-99.9% | $3050.00+45.9% | $2090.00-7.9% | $2270.00 |
| DILUTED EARNINGS (LOSS) PER SHARE | $3.01+15150.0% | -$0.02-101.0% | $2.07-42.2% | $3.58-99.9% | $3040.00+45.5% | $2090.00-7.1% | $2250.00 |
| Service Charges And Fees [Member] | |||||||
| Income From Fiduciary Activities [Member] | |||||||
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.