| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Loans, including fees | $42.8M+12.1% | $38.2M+17.4% | $32.6M+17.4% | $27.7M-2.1% | $28.3M-1.1% | $28.6M |
| Federal funds sold | $12K+100.0% | $6K-72.7% | $22K+175.0% | $8K | — | — |
| Interest-bearing deposits with banks | $2.8M-29.0% | $3.9M+73.1% | $2.2M+47.9% | $1.5M+1493.7% | $95K-54.3% | $208K |
| Investments | $2.8M+18.6% | $2.4M+9.4% | $2.2M+9.3% | $2.0M+44.0% | $1.4M+31.4% | $1.0M |
| Dividends on equity securities (restricted) | $167K-3.5% | $173K+11.6% | $155K+6.2% | $146K+24.8% | $117K-17.0% | $141K |
| Total interest and dividend income | $48.6M+8.9% | $44.6M+20.2% | $37.1M+18.3% | $31.4M+4.9% | $29.9M-0.4% | $30.0M |
| Deposits | $14.3M+0.9% | $14.1M+86.6% | $7.6M+304.4% | $1.9M-16.6% | $2.2M-47.5% | $4.3M |
| Borrowed funds | $1.2M-41.1% | $2.0M+28.2% | $1.5M+24.7% | $1.2M+171.5% | $453K-25.6% | $609K |
| Total interest expense | $15.4M-4.2% | $16.1M+76.7% | $9.1M+193.6% | $3.1M+15.0% | $2.7M | — |
| NET INTEREST INCOME | $33.2M+16.3% | $28.5M+1.8% | $28.0M-0.9% | $28.3M+3.9% | $27.2M+8.2% | $25.1M |
| PROVISION FOR CREDIT LOSSES | $806K+29.0% | $625K-3.7% | $649K+3.8% | $625K | — | — |
| NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES | $32.4M+16.0% | $27.9M+1.9% | $27.4M-1.0% | $27.7M | — | — |
| Service charges and fees | $3.6M-5.7% | $3.8M-1.2% | $3.9M-2.1% | $4.0M+6.6% | $3.7M+15.8% | $3.2M |
| Card processing and interchange income | $3.9M+5.4% | $3.7M-0.8% | $3.7M-1.0% | $3.8M-2.6% | $3.9M | — |
| Insurance and investment fees | $1.4M+6.5% | $1.3M+22.5% | $1.1M+13.6% | $954K-7.3% | $1.0M+43.7% | $716K |
| Other noninterest income | $972K-59.3% | $2.4M+91.0% | $1.2M+127.9% | $548K-47.0% | $1.0M+15.4% | $896K |
| Total noninterest income | $9.9M-11.9% | $11.3M+13.1% | $9.9M+7.7% | $9.2M-7.4% | $10.0M+22.5% | $8.1M |
| Salaries and employee benefits | $15.1M+4.4% | $14.5M+1.8% | $14.3M+6.7% | $13.4M+5.6% | $12.7M-4.3% | $13.2M |
| Occupancy and equipment expenses | $3.6M+0.5% | $3.6M+3.4% | $3.5M-16.4% | $4.1M-28.5% | $5.8M+27.5% | $4.5M |
| Data processing and telecommunications | $2.6M+2.7% | $2.5M+2.4% | $2.5M+4.7% | $2.4M-3.1% | $2.4M-2.1% | $2.5M |
| Other operating expenses | $7.8M-5.0% | $8.2M+4.9% | $7.8M+17.2% | $6.7M-4.7% | $7.0M+3.6% | $6.7M |
| Total noninterest expense | $29.1M+1.1% | $28.8M+2.9% | $28.0M+5.5% | $26.5M-4.8% | $27.9M+3.2% | $27.0M |
| INCOME BEFORE INCOME TAXES | $13.1M+27.0% | $10.4M+11.0% | $9.3M-10.1% | $10.4M+16.0% | $9.0M+124.2% | $4.0M |
| INCOME TAX EXPENSE | $3.0M+41.8% | $2.1M+0.1% | $2.1M-6.6% | $2.3M+18.4% | $1.9M+76.1% | $1.1M |
| NET INCOME | $10.1M+23.1% | $8.2M+14.2% | $7.2M-11.1% | $8.1M+15.3% | $7.0M+142.6% | $2.9M |
| Income Per Share Basic | $430.00+22.9% | $350.00+16.7% | $300.00 | — | — | — |
| Income Per Share Diluted | $430.00+22.9% | $350.00+16.7% | $300.00 | — | — | — |
| Average Weighted Shares of Common Stock - Basic | 23.60B-0.4% | 23.68B-0.5% | 23.80B | — | — | — |
| Average Weighted Shares of Common Stock - Diluted | 23.60B-0.4% | 23.68B-0.5% | 23.80B-0.4% | 23.90B | — | — |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.