| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Real estate secured loans | $773.2M+17.9% | $655.9M+60.4% | $408.9M+34.4% | $304.3M+20.6% | $252.3M |
| Commercial loans | $318.3M+26.4% | $251.8M+95.4% | $128.9M+30.2% | $99.0M-0.2% | $99.2M |
| Consumer loans | $42.0M+14.6% | $36.6M+98.7% | $18.4M+28.3% | $14.4M+5.8% | $13.6M |
| Available for sale debt securities and Federal Home Loan Bank stock | $128.6M+49.8% | $85.9M+83.6% | $46.8M+27.8% | $36.6M+53.9% | $23.8M |
| Held to maturity debt securities | $7.7M-13.4% | $8.9M-5.1% | $9.4M-5.4% | $9.9M-7.9% | $10.7M |
| Deposits, federal funds sold and other short-term investments | $3.0M-57.3% | $7.1M+105.7% | $3.4M+70.1% | $2.0M-25.9% | $2.7M |
| Total interest and dividend income | $1.27B+21.7% | $1.05B+69.9% | $615.8M+32.1% | $466.2M+15.9% | $402.3M |
| Deposits | $400.0M+14.4% | $349.5M+119.2% | $159.5M+312.0% | $38.7M+46.0% | $26.5M |
| Borrowed funds | $78.8M+7.1% | $73.5M+31.6% | $55.9M+500.0% | $9.3M+8.1% | $8.6M |
| Subordinated debentures | $33.5M+48.8% | $22.5M+2038.7% | $1.1M+70.9% | $615K-48.3% | $1.2M |
| Total interest expense | $512.2M+15.0% | $445.5M+105.9% | $216.4M+344.9% | $48.6M+33.9% | $36.3M |
| Net interest income | $760.6M+26.6% | $600.6M+50.4% | $399.5M-4.3% | $417.6M+14.1% | $366.0M |
| Provision charge for credit losses | $3.6M-95.9% | $87.6M+210.9% | $28.2M+462.9% | $5.0M+120.6% | -$24.3M |
| Net interest income after provision for credit losses | $757.0M+47.5% | $513.0M+38.2% | $371.3M-10.0% | $412.5M+5.7% | $390.4M |
| Fees | $42.8M+25.5% | $34.1M+39.8% | $24.4M-13.3% | $28.1M-6.1% | $30.0M |
| Wealth management income | $29.3M-4.2% | $30.5M+10.4% | $27.7M-0.7% | $27.9M-9.4% | $30.8M |
| Insurance agency income | $18.3M+12.9% | $16.2M+16.3% | $13.9M+21.8% | $11.4M+12.0% | $10.2M |
| Bank-owned life insurance | $10.1M-13.5% | $11.7M+80.6% | $6.5M+8.2% | $6.0M-24.5% | $7.9M |
| Net gain (loss) on securities transactions | $843K+128.2% | -$3.0M-10053.3% | $30K-83.4% | $181K-29.0% | $255K |
| Other income | $8.5M+86.8% | $4.5M-37.9% | $7.3M-48.4% | $14.2M+84.5% | $7.7M |
| Total non-interest income | $109.8M+16.7% | $94.1M+17.9% | $79.8M-9.1% | $87.8M+1.1% | $86.8M |
| Compensation and employee benefits | $253.1M+15.9% | $218.3M+47.0% | $148.5M+0.9% | $147.2M+2.7% | $143.4M |
| Net occupancy expense | $52.8M+17.3% | $45.0M+39.5% | $32.3M-6.6% | $34.6M+5.0% | $32.9M |
| Data processing expense | $37.4M+5.2% | $35.6M+54.7% | $23.0M+5.8% | $21.7M+10.0% | $19.8M |
| FDIC Insurance | $12.9M-0.5% | $13.0M+51.1% | $8.6M+65.1% | $5.2M-17.0% | $6.3M |
| Advertising and promotion expense | $5.5M+7.5% | $5.1M+6.7% | $4.8M-7.1% | $5.2M+31.4% | $4.0M |
| Amortization of intangibles | $37.1M+28.1% | $28.9M+880.0% | $3.0M-10.3% | $3.3M-10.2% | $3.7M |
| Merger-related expenses | $0-100.0% | $56.9M+626.6% | $7.8M+89.6% | $4.1M | $0 |
| Other operating expenses | $59.8M+9.3% | $54.7M+15.4% | $47.4M+21.8% | $38.9M+0.8% | $38.6M |
| Total non-interest expense | $458.7M+0.2% | $457.5M+66.2% | $275.3M+5.8% | $260.2M+4.1% | $250.1M |
| Income before income tax expense | $408.2M+172.8% | $149.6M-14.9% | $175.8M-26.8% | $240.1M+5.7% | $227.1M |
| Income tax expense | $117.0M+243.2% | $34.1M-28.1% | $47.4M-26.5% | $64.5M+8.9% | $59.2M |
| Net income | $291.2M+152.0% | $115.5M-10.0% | $128.4M-26.9% | $175.6M+4.6% | $167.9M |
| Basic earnings per share (in dollars per share) | $2230.00+112.4% | $1050.00-39.0% | $1720.00-26.8% | $2350.00+6.8% | $2200.00 |
| Average basic shares outstanding (in shares) | 130.46B+19.0% | 109.67B+46.5% | 74.84B+0.2% | 74.70B-2.3% | 76.47B |
| Diluted earnings per share (in dollars per share) | $2230.00+112.4% | $1050.00-38.6% | $1710.00-27.2% | $2350.00+7.3% | $2190.00 |
| Average diluted shares outstanding (in shares) | 130.51B+19.0% | 109.71B+46.5% | 74.87B+0.1% | 74.78B-2.3% | 76.56B |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.