| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Interest and fees on loans | $78.9M+28.4% | $61.5M+11.7% | $55.0M+20.3% | $45.7M+7.6% | $42.5M+18.9% | $35.7M+4.8% | $34.1M+14.6% | $29.8M |
| Taxable | $17.2M+12.5% | $15.3M+32.8% | $11.5M+79.8% | $6.4M+133.4% | $2.7M+12.0% | $2.5M-29.7% | $3.5M+12.5% | $3.1M |
| Exempt from Federal income taxes | $2.3M-11.9% | $2.6M-30.1% | $3.7M+35.2% | $2.7M+63.4% | $1.7M+69.5% | $983K+8.3% | $908K+6.6% | $852K |
| Other | $16.7M+29.1% | $12.9M+8.5% | $11.9M+13.1% | $10.5M+13.7% | $9.3M+30.7% | $7.1M+9.2% | $6.5M-3.7% | $6.7M |
| Total interest income | $101.6M+20.5% | $84.3M+13.0% | $74.6M+24.8% | $59.8M+24.3% | $48.1M+21.3% | $39.6M+0.8% | $39.3M+14.5% | $34.3M |
| Interest on deposits | $12.0M+103.5% | $5.9M+58.6% | $3.7M+353.2% | $823K+5.5% | $780K-6.3% | $832K-30.7% | $1.2M+67.7% | $716K |
| Interest on junior subordinated deferrable interest debentures | $0 | $0-100.0% | $141K-60.7% | $359K+3.2% | $348K-9.6% | $385K-27.5% | $531K+4.1% | $510K |
| Interest on borrowings | $1.1M-77.3% | $4.7M+421.9% | $896K | $0 | $0 | — | — | — |
| Total interest expense | $13.9M+30.5% | $10.6M+121.6% | $4.8M+284.1% | $1.2M+9.9% | $1.1M-7.5% | $1.2M-29.7% | $1.7M+41.3% | $1.2M |
| Net interest income before provision for credit losses | $87.8M+19.1% | $73.7M+5.6% | $69.8M+19.3% | $58.5M+24.7% | $46.9M+22.2% | $38.4M+2.2% | $37.6M+13.5% | $33.1M |
| Provision for credit losses | $6.8M+472.7% | $1.2M-56.9% | $2.8M+113.5% | $1.3M+15.6% | $1.1M-64.6% | $3.2M | — | — |
| Net interest income after provision for credit losses | $80.9M+11.6% | $72.5M+8.2% | $67.0M+17.1% | $57.2M+24.9% | $45.8M+30.1% | $35.2M-2.3% | $36.1M+12.4% | $32.1M |
| Gain on sale of buildings | $5.5M-72.1% | $19.9M | $0 | $0 | — | — | — | — |
| Interchange revenue | $3.3M+4.2% | $3.1M-8.5% | $3.4M+0.5% | $3.4M+3.7% | $3.3M+27.7% | $2.6M+8.2% | $2.4M+9.2% | $2.2M |
| Earnings on bank owned life insurance policies, net | $741K+81.2% | $409K-1.9% | $417K+6.6% | $391K+2.9% | $380K+11.1% | $342K+4.3% | $328K+0.0% | $328K |
| Federal Home Loan Bank dividends | $658K+20.5% | $546K+30.6% | $418K+42.7% | $293K | — | — | — | — |
| Gain on sale of loans held for sale | $0-100.0% | $37K-84.2% | $234K-91.3% | $2.7M+167.5% | $1.0M-25.0% | $1.3M+55.0% | $867K-54.4% | $1.9M |
| Loss on sale of investment securities | -$5.8M+70.7% | -$19.8M | $0 | $0+100.0% | -$209K | $0-100.0% | $114K+1525.0% | -$8K |
| Total non-interest income | $10.5M+19.9% | $8.8M-18.1% | $10.7M-3.0% | $11.1M+26.8% | $8.7M+3.0% | $8.5M+4.0% | $8.1M-8.4% | $8.9M |
| Salaries and employee benefits | $26.0M+19.7% | $21.7M+7.0% | $20.3M+16.4% | $17.5M+36.4% | $12.8M-3.7% | $13.3M+2.1% | $13.0M+7.2% | $12.1M |
| Occupancy and equipment | $9.2M+20.3% | $7.6M+43.5% | $5.3M+15.0% | $4.6M+15.7% | $4.0M+18.5% | $3.4M+1.5% | $3.3M+11.8% | $3.0M |
| Total non-interest expenses | $51.9M+22.7% | $42.3M+12.6% | $37.5M+15.2% | $32.6M+25.2% | $26.0M+9.7% | $23.7M+4.0% | $22.8M+4.4% | $21.8M |
| Income before income taxes | $39.6M+1.5% | $39.0M-3.0% | $40.2M+12.7% | $35.7M+25.2% | $28.5M+42.8% | $20.0M-6.7% | $21.4M+11.8% | $19.1M |
| Income Tax Expense (Benefit) | $10.0M-3.9% | $10.4M-0.5% | $10.4M+13.1% | $9.2M+23.4% | $7.5M+36.5% | $5.5M-6.7% | $5.9M+14.3% | $5.1M |
| Net income | $29.6M+3.5% | $28.6M-3.9% | $29.8M+12.6% | $26.4M+25.9% | $21.0M+45.1% | $14.5M-6.7% | $15.5M+10.9% | $14.0M |
| Basic earnings per common share (in dollars per share) | $4.60-5.2% | $4.85-4.5% | $5.08+12.1% | $4.53+18.6% | $3.82+36.4% | $2.80-7.0% | $3.01+9.9% | $2.74 |
| Diluted earnings per common share (in dollars per share) | $4.54-5.4% | $4.80-4.4% | $5.02+12.3% | $4.47+18.9% | $3.76+35.7% | $2.77-6.7% | $2.97+10.8% | $2.68 |
| Cash dividends on common stock, per share (in dollars per share) | $1.20+11.1% | $1.08+8.0% | $1.00+56.3% | $0.64+14.3% | $0.56+55.6% | $0.36-21.7% | $0.46+27.8% | $0.36 |
| Service [Member] | ||||||||
| Revenue | $641K-15.2% | $756K-13.3% | $872K-2.4% | $893K+4.8% | $852K-63.3% | $2.3M-13.8% | $2.7M+4.6% | $2.6M |
| Bank Servicing [Member] | ||||||||
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.