| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|
| Portfolio income | $1.01B+18.2% | $857.2M+13.2% | $757.1M-2.0% | $772.3M-11.8% | $875.3M-11.0% | $984.0M | $0 | $0 | — |
| Changes in expected recoveries | $176.5M-26.7% | $240.9M+726.8% | $29.1M-82.8% | $168.9M-14.7% | $197.9M+185.6% | $69.3M | $0 | $0 | — |
| Total portfolio revenue | $1.19B+8.3% | $1.10B+39.7% | $786.3M-16.5% | $941.2M-12.3% | $1.07B+1.9% | $1.05B | $0 | — | — |
| Other revenue | $12.1M-26.4% | $16.5M+1.1% | $16.3M-35.6% | $25.3M+12.5% | $22.5M+86.3% | $12.1M+309.4% | $3.0M+104.8% | $1.4M-81.7% | $7.9M |
| Total revenues | $1.20B+7.8% | $1.11B+38.9% | $802.6M-17.0% | $966.5M-11.8% | $1.10B+2.8% | $1.07B+4.8% | $1.02B+12.0% | $908.3M+9.7% | $828.2M |
| Compensation and benefits | $296.7M-0.7% | $298.9M+3.5% | $288.8M+1.1% | $285.5M-5.4% | $302.0M+2.3% | $295.1M-4.9% | $310.4M-2.8% | $319.4M+17.0% | $273.0M |
| Legal collection costs | $161.6M+29.5% | $124.8M+40.0% | $89.1M+16.1% | $76.8M-2.0% | $78.3M-22.9% | $101.6M-24.2% | $134.2M+27.8% | $105.0M+38.1% | $76.0M |
| Legal collection fees | $64.3M+13.6% | $56.6M+48.7% | $38.1M-1.0% | $38.5M-18.5% | $47.2M-12.2% | $53.8M-2.7% | $55.3M+28.7% | $42.9M-0.9% | $43.4M |
| Agency fees | $92.4M+10.9% | $83.3M+11.6% | $74.7M+17.1% | $63.8M+1.1% | $63.1M+11.9% | $56.4M+1.1% | $55.8M+64.9% | $33.9M-4.7% | $35.5M |
| Professional and outside services | $84.4M+1.4% | $83.2M+0.7% | $82.6M-10.5% | $92.4M-0.3% | $92.6M+10.1% | $84.1M+32.4% | $63.5M+3.3% | $61.5M-2.1% | $62.8M |
| Communication | $36.7M-15.5% | $43.4M+7.4% | $40.4M+3.1% | $39.2M-8.3% | $42.8M+4.8% | $40.8M-7.4% | $44.1M+1.9% | $43.2M+30.5% | $33.1M |
| Rent and occupancy | $14.5M-14.2% | $16.9M-2.3% | $17.3M-6.8% | $18.6M+1.2% | $18.4M+2.2% | $18.0M+0.7% | $17.9M+5.6% | $16.9M+14.1% | $14.8M |
| Depreciation, amortization and impairment of long-lived assets | $10.4M-3.3% | $10.8M-42.0% | $18.6M+22.1% | $15.2M | — | — | — | — | — |
| Goodwill impairment | $412.6M | $0 | $0 | — | — | — | — | — | — |
| Other operating expenses | $58.4M+2.8% | $56.8M+8.4% | $52.4M+3.2% | $50.8M-16.9% | $61.1M+28.8% | $47.4M+1.3% | $46.8M-1.3% | $47.4M+7.6% | $44.1M |
| Total operating expenses | $1.23B+59.0% | $774.8M+10.4% | $702.1M+3.1% | $680.7M-5.6% | $720.7M+0.7% | $715.7M-4.0% | $745.4M+8.1% | $689.6M+14.4% | $602.6M |
| Income/(loss) from operations | -$30.3M-108.9% | $339.7M+238.1% | $100.5M-64.8% | $285.8M-23.8% | $375.0M+7.2% | $349.7M+41.2% | $247.7M+33.7% | $185.3M-13.3% | $213.7M |
| Interest expense, net | -$251.8M-9.8% | -$229.3M-26.2% | -$181.7M-39.1% | -$130.7M-5.3% | -$124.1M+12.4% | -$141.7M+0.1% | -$141.9M-17.2% | -$121.1M-23.5% | -$98.0M |
| Gain on sale of equity method investment | $38.4M | $0 | $0 | — | — | — | — | — | — |
| Foreign exchange gain/(loss), net | $755K+8488.9% | -$9K-103.1% | $289K-70.7% | $985K+221.8% | -$809K-140.3% | $2.0M-83.2% | $12.0M+1366.3% | -$944K+14.5% | -$1.1M |
| Other expense | -$336K+60.5% | -$851K+56.2% | -$1.9M-46.7% | -$1.3M-569.9% | $282K+126.9% | -$1.0M-188.2% | -$364K-15.2% | -$316K+88.7% | -$2.8M |
| Income/(loss) before income taxes | -$243.2M-321.9% | $109.6M+232.2% | -$82.9M-153.5% | $154.8M-38.2% | $250.3M+19.8% | $208.9M+78.0% | $117.4M | — | — |
| Income tax expense/(benefit) | $46.7M+122.2% | $21.0M+230.4% | -$16.1M-143.9% | $36.8M-32.9% | $54.8M+33.0% | $41.2M+109.4% | $19.7M+43.0% | $13.8M+226.8% | -$10.9M |
| Net income/(loss) | -$290.0M-427.4% | $88.6M+232.7% | -$66.8M-156.6% | $118.0M-39.6% | $195.5M+16.6% | $167.7M+71.7% | $97.7M+29.0% | $75.7M-55.7% | $171.1M |
| Net income attributable to noncontrolling interests | $15.2M-15.6% | $18.0M+7.5% | $16.7M+1865.1% | $851K-93.1% | $12.4M-32.9% | $18.4M+59.7% | $11.5M+13.3% | $10.2M+49.4% | $6.8M |
| Net income/(loss) attributable to PRA Group, Inc. | -$305.1M-532.2% | $70.6M+184.6% | -$83.5M-171.3% | $117.1M-36.0% | $183.2M+22.6% | $149.3M+73.3% | $86.2M+31.4% | $65.6M-60.1% | $164.3M |
| Basic (USD per share) | -$7790.00-535.2% | $1790.00+184.0% | -$2130.00-172.0% | $2960.00-27.3% | $4070.00+24.1% | $3280.00+72.6% | $1900.00+31.0% | $1450.00-59.7% | $3600.00 |
| Diluted (USD per share) | -$7790.00-535.2% | $1790.00+184.0% | -$2130.00-172.4% | $2940.00-27.2% | $4040.00+23.9% | $3260.00+72.5% | $1890.00+31.3% | $1440.00-59.9% | $3590.00 |
| Basic (shares) | $39.2M-0.5% | $39.4M+0.5% | $39.2M-1.2% | $39.6M-11.8% | $45.0M-1.3% | $45.5M+0.3% | $45.4M+0.2% | $45.3M-0.9% | $45.7M |
| Diluted (shares) | $39.2M-0.9% | $39.5M+0.9% | $39.2M-1.8% | $39.9M-12.0% | $45.3M-1.2% | $45.9M+0.6% | $45.6M+0.4% | $45.4M-0.9% | $45.8M |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.