| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Direct premiums | $3.46B+2.0% | $3.39B+2.5% | $3.31B+2.5% | $3.23B+3.5% | $3.12B+7.4% | $2.91B+5.6% | $2.75B+3.3% | $2.67B+4.1% | $2.56B+4.8% | $2.44B |
| Ceded premiums | -$1.68B-0.9% | -$1.66B-0.8% | -$1.65B-1.3% | -$1.63B-0.8% | -$1.62B-2.2% | -$1.58B-0.7% | -$1.57B+0.7% | -$1.58B+1.2% | -$1.60B-0.0% | -$1.60B |
| Net premiums | $1.78B+3.2% | $1.73B+4.1% | $1.66B+3.8% | $1.60B+6.3% | $1.51B+13.5% | $1.33B+12.0% | $1.18B+9.0% | $1.09B+13.0% | $961.3M+13.9% | $843.7M |
| Commissions and fees | $1.28B+17.8% | $1.08B+21.3% | $892.9M-0.5% | $897.3M-14.0% | $1.04B+38.8% | $751.3M+5.2% | $713.8M+5.3% | $677.6M+14.6% | $591.3M | — |
| Investment income net of investment expenses | $225.2M+3.2% | $218.2M+8.4% | $201.3M+28.2% | $157.0M+9.9% | $142.8M+1.1% | $141.3M-0.8% | $142.4M+19.7% | $118.9M+12.3% | $105.9M+8.1% | $97.9M |
| Interest expense on surplus note | -$58.0M+7.4% | -$62.7M+4.3% | -$65.5M-2.4% | -$63.9M-2.8% | -$62.2M-8.2% | -$57.5M-18.9% | -$48.3M-28.9% | -$37.5M-39.5% | -$26.9M-42.3% | -$18.9M |
| Net investment income | $167.2M+7.5% | $155.5M+14.5% | $135.8M+46.0% | $93.1M+15.5% | $80.6M-3.8% | $83.8M-10.9% | $94.1M+15.5% | $81.4M+3.1% | $79.0M-0.0% | $79.0M |
| Realized investment gains (losses) | -$2.0M-300.7% | $1.0M+257.4% | -$645K-144.7% | $1.4M-69.0% | $4.7M+243.3% | $1.4M+64.5% | $826K+138.9% | -$2.1M-258.4% | $1.3M-67.2% | $4.1M |
| Other investment gains (losses) | $1.2M+0.0% | $1.2M+123.3% | -$5.3M-115.3% | -$2.4M-302.1% | $1.2M+119.0% | -$6.4M-253.5% | $4.1M | — | — | — |
| Investment gains (losses) | -$816K-136.5% | $2.2M+137.9% | -$5.9M-492.6% | -$995K-116.9% | $5.9M+217.5% | -$5.0M-200.6% | $5.0M | — | — | — |
| Other, net | $65.6M-45.0% | $119.3M+82.5% | $65.4M-3.7% | $67.9M-9.0% | $74.6M+22.1% | $61.1M+10.0% | $55.5M-2.6% | $57.0M+1.6% | $56.1M+10.9% | $50.6M |
| Total revenues | $3.29B+6.6% | $3.09B+12.4% | $2.75B+3.4% | $2.66B-1.9% | $2.71B+22.2% | $2.22B+8.0% | $2.05B+8.0% | $1.90B+12.5% | $1.69B+11.2% | $1.52B |
| Benefits and claims | $665.9M+2.7% | $648.2M+0.8% | $643.0M+1.7% | $632.4M+5.0% | $602.0M-2.2% | $615.6M+24.7% | $493.8M+7.9% | $457.6M+10.0% | $416.0M+13.2% | $367.7M |
| Future policy benefits remeasurement (gain) loss | -$37.4M-44.2% | -$25.9M-6650.0% | -$384K-123.6% | $1.6M+25.4% | $1.3M | — | — | — | — | — |
| Amortization of deferred policy acquisition costs | $322.9M+8.3% | $298.1M+8.1% | $275.8M+5.4% | $261.6M+9.8% | $238.3M+6.2% | $224.3M-11.9% | $254.6M+6.2% | $239.7M+14.5% | $209.4M+16.0% | $180.6M |
| Sales commissions | $686.9M+19.8% | $573.2M+25.3% | $457.4M-1.1% | $462.8M-11.4% | $522.3M+38.7% | $376.6M+5.4% | $357.2M+6.5% | $335.4M+12.5% | $298.0M+9.2% | $272.8M |
| Insurance expenses | $263.5M+3.1% | $255.6M+8.6% | $235.5M+0.0% | $235.4M+16.2% | $202.6M+7.7% | $188.1M+5.2% | $178.8M+6.3% | $168.2M+14.2% | $147.3M+11.3% | $132.3M |
| Insurance commissions | $23.0M-28.2% | $32.0M-6.5% | $34.2M+13.1% | $30.3M-12.4% | $34.5M+7.5% | $32.1M+28.3% | $25.1M+2.3% | $24.5M+16.0% | $21.1M+18.7% | $17.8M |
| Interest expense | $24.0M-4.3% | $25.0M-5.9% | $26.6M-2.4% | $27.2M-11.0% | $30.6M+6.2% | $28.8M+0.1% | $28.8M+0.0% | $28.8M+1.1% | $28.5M-0.7% | $28.7M |
| Other operating expenses | $368.4M+7.2% | $343.6M+12.8% | $304.6M+6.0% | $287.5M-3.2% | $296.9M+21.1% | $245.2M+3.4% | $237.1M+3.3% | $229.6M+21.3% | $189.3M+4.2% | $181.6M |
| Total benefits and expenses | $2.32B+7.8% | $2.15B+8.8% | $1.98B+2.0% | $1.94B-6.2% | $2.07B+20.8% | $1.71B+8.6% | $1.58B+6.2% | $1.48B+13.3% | $1.31B+10.8% | $1.18B |
| Income from continuing operations before income taxes | $974.6M+3.8% | $939.2M+21.7% | $771.7M+7.4% | $718.7M+11.7% | $643.5M+27.0% | $506.7M+6.2% | $477.1M+14.7% | $416.1M+9.6% | $379.5M+12.4% | $337.6M |
| Income taxes from continuing operations | $223.3M+1.9% | $219.1M+21.4% | $180.6M+10.1% | $163.9M-2.1% | $167.5M+39.0% | $120.6M+8.9% | $110.7M+20.4% | $92.0M+214.3% | $29.3M-75.2% | $118.2M |
| Income from continuing operations | $751.2M+4.3% | $720.1M+21.8% | $591.2M+6.6% | $554.7M | — | — | — | — | — | — |
| Loss from discontinued operations | $0+100.0% | -$249.6M-1611.9% | -$14.6M+83.4% | -$87.7M | — | — | — | — | — | — |
| Net income | $751.2M+59.7% | $470.5M-18.4% | $576.6M+23.5% | $467.0M-1.9% | $476.0M+23.3% | $386.2M+5.4% | $366.4M+13.1% | $324.1M-7.5% | $350.3M+59.6% | $219.4M |
| Continuing operations | $23K+9.1% | $21K+28.5% | $16K+12.8% | $14K | — | — | — | — | — | — |
| Discontinued operations | $0+100.0% | -$7K-1720.0% | -$400+81.5% | -$2K | — | — | — | — | — | — |
| Basic earnings per share attributable to common stockholders | $22950.00+67.2% | $13730.00-14.0% | $15970.00+29.1% | $12370.00+2.8% | $12030.00+25.3% | $9600.00+11.0% | $8650.00+17.7% | $7350.00-3.7% | $7630.00+66.2% | $4590.00 |
| Diluted earnings per share attributable to common stockholders | $22910.00+67.1% | $13710.00-14.0% | $15940.00+29.3% | $12330.00+2.8% | $11990.00+25.3% | $9570.00+11.0% | $8620.00+17.6% | $7330.00-3.7% | $7610.00+65.8% | $4590.00 |
| Basic | $32.6M-4.4% | $34.1M-5.0% | $36.0M-5.4% | $38.0M-3.9% | $39.5M-1.3% | $40.1M-5.0% | $42.2M-3.8% | $43.9M-3.8% | $45.6M-3.8% | $47.4M |
| Diluted | $32.7M-4.4% | $34.2M-5.1% | $36.0M-5.5% | $38.1M-3.9% | $39.7M-1.3% | $40.2M-5.0% | $42.3M-3.8% | $44.0M-3.7% | $45.7M-3.7% | $47.5M |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.