| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Loans | $198.1M+6.0% | $186.9M+12.5% | $166.1M+45.4% | $114.2M+24.7% | $91.6M-1.6% | $93.1M+4.7% | $88.9M+20.6% | $73.7M |
| Investment securities | $5.4M-7.6% | $5.8M+30.2% | $4.5M+124.3% | $2.0M+49.1% | $1.3M-5.7% | $1.4M-32.7% | $2.1M+16.7% | $1.8M |
| Federal funds sold and interest-bearing deposits with banks | $8.0M-6.7% | $8.5M+22.0% | $7.0M+386.3% | $1.4M+517.6% | $233K-13.7% | $270K-83.4% | $1.6M+42.5% | $1.1M |
| Total interest income | $211.5M+5.1% | $201.2M+13.3% | $177.6M+50.9% | $117.7M+26.3% | $93.2M-1.7% | $94.8M+2.3% | $92.7M+20.9% | $76.7M |
| Deposits | $95.6M-12.1% | $108.8M+19.0% | $91.4M+404.8% | $18.1M+363.1% | $3.9M-70.1% | $13.1M-45.0% | $23.7M+59.9% | $14.8M |
| Borrowings | $10.9M-2.8% | $11.2M+30.9% | $8.6M+342.0% | $1.9M+27.1% | $1.5M-21.9% | $2.0M+18.1% | $1.7M-1.0% | $1.7M |
| Total interest expense | $106.5M-11.2% | $120.0M+20.1% | $99.9M+398.7% | $20.0M+268.7% | $5.4M-63.8% | $15.0M-40.9% | $25.4M+53.8% | $16.5M |
| Net interest income | $105.0M+29.2% | $81.2M+4.6% | $77.7M-20.5% | $97.6M+11.3% | $87.7M+9.9% | $79.8M+18.6% | $67.3M+11.8% | $60.2M |
| Provision for credit losses | $3.0M+2260.0% | $125K-90.1% | $1.3M-79.5% | $6.2M+149.6% | -$12.4M-141.9% | $29.6M+1187.0% | $2.3M+21.1% | $1.9M |
| Net interest income after provision for credit losses | $102.0M+25.8% | $81.1M+6.2% | $76.4M-16.5% | $91.5M-8.7% | $100.1M+99.4% | $50.2M-22.7% | $65.0M+11.5% | $58.3M |
| Mortgage banking income | $6.3M+13.0% | $5.6M+37.8% | $4.0M-3.9% | $4.2M-63.1% | $11.4M-42.5% | $19.8M+99.4% | $9.9M+79.0% | $5.5M |
| Service fees on deposit accounts | $2.4M+34.1% | $1.8M+27.6% | $1.4M+9.2% | $1.3M+7.8% | $1.2M+36.5% | $860K-18.9% | $1.1M+2.0% | $1.0M |
| ATM and debit card income | $2.4M+1.7% | $2.3M+4.1% | $2.2M+3.8% | $2.2M+6.2% | $2.0M+17.0% | $1.7M+0.8% | $1.7M+16.0% | $1.5M |
| Income from bank owned life insurance | $1.7M+8.7% | $1.6M+13.8% | $1.4M+7.0% | $1.3M+4.7% | $1.2M+12.8% | $1.1M+9.0% | $1.0M+14.0% | $878K |
| Loss on sale of investment securities | -$515K | — | — | — | — | — | $727K | — |
| Other income | $924K+1.4% | $911K+11.4% | $818K-22.8% | $1.1M+5.1% | $1.0M-38.1% | $1.6M-20.1% | $2.0M+64.2% | $1.2M |
| Total noninterest income | $13.1M+8.2% | $12.1M+23.1% | $9.9M+2.9% | $9.6M-44.0% | $17.1M-37.5% | $27.4M+82.6% | $15.0M+46.9% | $10.2M |
| Compensation and benefits | $44.8M+2.9% | $43.5M+8.1% | $40.3M+3.8% | $38.8M+7.4% | $36.1M+4.1% | $34.7M+45.6% | $23.8M+6.7% | $22.3M |
| Occupancy | $10.0M-3.0% | $10.3M+0.4% | $10.3M+12.6% | $9.1M+30.9% | $7.0M+11.6% | $6.2M+13.0% | $5.5M+9.5% | $5.0M |
| Outside service and data processing costs | $8.5M+10.2% | $7.7M+9.4% | $7.1M+15.8% | $6.1M+11.8% | $5.5M+12.5% | $4.9M+28.5% | $3.8M+25.1% | $3.0M |
| Insurance | $3.9M-3.7% | $4.0M+6.8% | $3.8M+123.4% | $1.7M+46.7% | $1.1M-16.7% | $1.4M+69.7% | $813K-36.7% | $1.3M |
| Professional fees | $2.5M+2.1% | $2.4M-3.7% | $2.5M-5.3% | $2.6M+1.8% | $2.6M+13.8% | $2.3M+71.4% | $1.3M-1.3% | $1.3M |
| Marketing | $1.5M+8.3% | $1.4M+4.1% | $1.4M+11.6% | $1.2M+34.4% | $905K+31.2% | $690K-12.8% | $791K+4.4% | $758K |
| Other | $4.4M+11.5% | $3.9M+8.6% | $3.6M+6.2% | $3.4M+17.9% | $2.9M+19.6% | $2.4M+19.5% | $2.0M+16.7% | $1.7M |
| Total noninterest expenses | $75.5M+3.0% | $73.3M+6.5% | $68.8M+9.4% | $62.9M+11.5% | $56.4M+5.0% | $53.7M+20.8% | $44.5M+11.8% | $39.8M |
| Income before income tax expense | $39.6M+98.9% | $19.9M+14.3% | $17.4M-54.3% | $38.1M-37.3% | $60.8M+155.3% | $23.8M-32.9% | $35.5M+23.7% | $28.7M |
| Income tax expense | $9.2M+110.8% | $4.4M+9.5% | $4.0M-55.5% | $9.0M-36.1% | $14.1M+156.6% | $5.5M-27.9% | $7.6M+19.1% | $6.4M |
| Net income available to common shareholders | $30.4M+95.5% | $15.5M+15.7% | $13.4M-53.9% | $29.1M-37.7% | $46.7M+154.9% | $18.3M-34.2% | $27.9M+25.0% | $22.3M |
| Basic | $8.09B+0.1% | $8.08B+0.4% | $8.05B+1.1% | $7.96B+1.5% | $7.84B+1.6% | $7.72B+2.5% | $7.53B+2.0% | $7.38B |
| Diluted | $8.16B+0.5% | $8.12B+0.5% | $8.08B+0.1% | $8.07B+1.0% | $7.99B+2.1% | $7.82B+0.7% | $7.77B+0.5% | $7.74B |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.