| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Loans and leases, including fees | $248.7M+16.4% | $213.6M+14.5% | $186.5M+36.7% | $136.4M+15.0% | $118.6M |
| Taxable | $20.2M+0.0% | $20.2M+20.9% | $16.7M+41.2% | $11.8M+209.4% | $3.8M |
| Tax-exempt | $1.7M+22.8% | $1.4M-0.8% | $1.4M-34.5% | $2.2M+78.3% | $1.2M |
| Federal funds sold and other earning assets | $15.4M-3.6% | $16.0M+18.7% | $13.5M+58.8% | $8.5M+423.3% | $1.6M |
| Total interest income | $286.0M+13.9% | $251.1M+15.2% | $218.0M+37.3% | $158.8M+26.8% | $125.2M |
| Deposits | $114.7M+5.0% | $109.3M+29.7% | $84.3M+362.3% | $18.2M+106.0% | $8.8M |
| Borrowings | $155K-85.6% | $1.1M+14.9% | $936K+55.5% | $602K+11.5% | $540K |
| Subordinated debt | $5.0M+44.6% | $3.4M+24.1% | $2.8M+10.5% | $2.5M+2.2% | $2.4M |
| Total interest expense | $119.9M+5.4% | $113.8M+29.3% | $88.0M+312.3% | $21.3M+80.2% | $11.8M |
| Net interest income | $166.1M+20.9% | $137.3M+5.6% | $130.1M-5.4% | $137.5M+21.3% | $113.4M |
| Provision for credit losses | $7.8M+50.4% | $5.2M+70.1% | $3.0M | — | — |
| Net interest income after provision for credit losses | $158.4M+19.8% | $132.2M+4.1% | $127.1M-4.8% | $133.5M+19.4% | $111.8M |
| Service charges on deposit accounts | $7.2M+4.4% | $6.9M+5.4% | $6.5M+11.2% | $5.9M+25.9% | $4.7M |
| Gain (loss) on sale of securities, net | $3.7M+5910.9% | -$64K-100.9% | $6.8M+4622.9% | $144K+220.0% | $45K |
| Mortgage banking | $2.7M+69.3% | $1.6M+51.8% | $1.0M-33.0% | $1.6M-61.6% | $4.0M |
| Investment services | $6.6M+10.7% | $5.9M+16.5% | $5.1M+23.2% | $4.1M+91.2% | $2.2M |
| Insurance commissions | $4.0M-29.5% | $5.7M+21.6% | $4.7M+30.3% | $3.6M+9.4% | $3.3M |
| Interchange and debit card transaction fees, net | $5.3M-0.0% | $5.3M-3.3% | $5.5M+0.4% | $5.4M+26.9% | $4.3M |
| Gain on sale of SBK Insurance ("SBKI") | $4.0M | — | — | — | — |
| Other | $11.8M+6.5% | $11.1M-4.9% | $11.6M+14.3% | $10.2M+9.4% | $9.3M |
| Total noninterest income | $34.4M+0.6% | $34.2M+53.0% | $22.3M-19.4% | $27.7M+15.7% | $23.9M |
| Salaries and employee benefits | $78.3M+8.6% | $72.1M+9.7% | $65.7M+3.7% | $63.4M+22.8% | $51.7M |
| Occupancy and equipment | $13.7M+0.5% | $13.6M+1.2% | $13.5M+11.8% | $12.0M+18.0% | $10.2M |
| FDIC insurance | $4.0M+18.1% | $3.4M+7.4% | $3.2M+18.1% | $2.7M+45.8% | $1.8M |
| Other real estate and loan related expense | $3.2M+14.8% | $2.8M+17.8% | $2.4M-2.0% | $2.4M+16.6% | $2.1M |
| Advertising and marketing | $1.6M+22.6% | $1.3M-1.6% | $1.3M+3.8% | $1.3M+55.8% | $830K |
| Data processing and technology | $10.3M+3.9% | $9.9M+7.5% | $9.2M+26.8% | $7.3M+14.4% | $6.4M |
| Professional services | $4.8M+13.5% | $4.2M+22.2% | $3.4M-9.2% | $3.8M+20.4% | $3.1M |
| Amortization of intangibles | $2.1M-11.3% | $2.4M-7.6% | $2.6M+0.7% | $2.6M+15.6% | $2.3M |
| Merger related and restructuring expenses | $1.3M+1105.5% | $110K | — | — | $3.7M |
| Total noninterest expense | $131.2M+8.5% | $120.9M+6.8% | $113.2M+6.5% | $106.3M+16.3% | $91.4M |
| Income before income tax expense | $61.5M+35.3% | $45.5M+25.5% | $36.2M-34.0% | $54.9M+23.9% | $44.3M |
| Income tax expense | $11.2M+19.7% | $9.3M+22.1% | $7.6M-35.8% | $11.9M+24.7% | $9.5M |
| Net income | $50.3M+39.3% | $36.1M+26.4% | $28.6M-33.5% | $43.0M+23.7% | $34.8M |
| Basic (in dollars per share) | $3000.00+38.9% | $2160.00+27.1% | $1700.00-33.9% | $2570.00+15.2% | $2230.00 |
| Diluted (in dollars per share) | $2980.00+39.3% | $2140.00+26.6% | $1690.00-33.7% | $2550.00+14.9% | $2220.00 |
| Basic (in shares) | 16.78B+0.1% | 16.77B-0.2% | 16.81B+0.4% | 16.74B+7.5% | 15.57B |
| Diluted (in shares) | 16.90B+0.1% | 16.88B-0.2% | 16.91B+0.2% | 16.87B+7.5% | 15.70B |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.