| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Loans, including fees | $448.0M-2.4% | $458.8M+5.1% | $436.6M+58.3% | $275.8M+43.2% | $192.6M+12.7% | $171.0M+34.5% | $127.1M+33.4% | $95.3M |
| Taxable interest | $76.0M+14.7% | $66.3M+69.6% | $39.1M+52.7% | $25.6M-10.7% | $28.7M-24.2% | $37.8M-10.6% | $42.3M+0.7% | $42.0M |
| Tax-exempt interest | $387K+107.0% | $187K+22.2% | $153K+56.1% | $98K-4.9% | $103K-10.4% | $115K-32.4% | $170K-17.9% | $207K |
| Interest-earning deposits | $26.9M+2.3% | $26.3M-21.7% | $33.6M+397.3% | $6.8M+845.7% | $715K-62.1% | $1.9M-81.2% | $10.0M+14.5% | $8.7M |
| Total interest income | $551.4M-0.0% | $551.6M+8.3% | $509.5M+65.3% | $308.3M+38.8% | $222.1M+5.4% | $210.8M+17.4% | $179.6M+21.4% | $148.0M |
| Deposits | $162.8M-1.0% | $164.4M+10.7% | $148.5M+190.5% | $51.1M+809.4% | $5.6M-57.7% | $13.3M-61.4% | $34.4M+32.6% | $25.9M |
| Short-term borrowings | $2.5M+1.2% | $2.5M+811.1% | $271K-82.4% | $1.5M+3038.8% | $49K-75.3% | $198K-93.7% | $3.1M+594.2% | $451K |
| Long-term borrowings | $784K-67.6% | $2.4M+377.3% | $507K-49.5% | $1.0M | — | — | — | — |
| Senior debt | $8.8M+78.4% | $4.9M-1.8% | $5.0M-1.8% | $5.1M+0.0% | $5.1M+167.5% | $1.9M | — | — |
| Subordinated debentures | $1.0M-11.7% | $1.2M+3.0% | $1.1M+70.4% | $658K+46.5% | $449K-14.3% | $524K-30.1% | $750K+5.0% | $714K |
| Total interest expense | $175.9M+0.3% | $175.4M+12.8% | $155.5M+161.5% | $59.5M+429.0% | $11.2M-29.4% | $15.9M-58.4% | $38.3M+41.2% | $27.1M |
| Net interest income | $375.5M-0.2% | $376.2M+6.3% | $354.1M+42.3% | $248.8M+18.0% | $210.9M+8.2% | $194.9M+37.9% | $141.3M+16.9% | $120.8M |
| Provision for credit losses on non-fintech loans | $9.0M-3.6% | $9.3M+10.1% | $8.5M | — | — | — | — | — |
| Provision for credit losses on fintech loans | $169.3M+452.3% | $30.7M | — | — | — | — | — | — |
| Provision reversal for unfunded commitments | -$582K+2.3% | -$596K-341.5% | -$135K-109.9% | $1.4M | — | — | — | — |
| Provision (reversal) for credit loss on security | -$1.0M-110.0% | $10.0M | — | — | — | — | — | — |
| Provision for credit losses, total | $177.7M+363.1% | $38.4M+109.4% | $18.3M | — | — | — | — | — |
| Net interest income after provision (reversal) for credit losses | $197.8M-41.5% | $337.9M+0.6% | $335.7M+38.9% | $241.7M+16.3% | $207.8M+10.2% | $188.5M+37.7% | $136.9M+16.7% | $117.3M |
| Non-interest income | — | — | — | — | — | $7.1M-24.3% | $9.4M+8.4% | $8.7M |
| Total fintech fees | $16.6M+246.2% | $4.8M-95.2% | $99.2M+15.2% | $86.2M+1045.0% | $7.5M+6.0% | $7.1M-24.3% | $9.4M+158.9% | $3.6M |
| Net realized and unrealized gains on commercial loans, at fair value | $1.8M-33.6% | $2.7M-27.0% | $3.7M-72.3% | $13.5M-9.1% | $14.9M+484.2% | -$3.9M-116.1% | $24.1M+17.4% | $20.5M |
| Leasing related income | $7.1M+82.0% | $3.9M-38.0% | $6.3M+31.1% | $4.8M-25.3% | $6.5M+96.0% | $3.3M+1.6% | $3.2M+5.6% | $3.1M |
| Fintech loan credit enhancement | $169.3M+452.3% | $30.7M | — | — | — | — | — | — |
| Other | $20.6M+0.6% | $20.4M-4.1% | $21.3M+37.2% | $15.5M+23.8% | $12.5M-1.6% | $12.7M-1.3% | $12.9M-3.0% | $13.3M |
| Total non-interest income | $328.3M+108.4% | $157.5M+40.5% | $112.1M+6.1% | $105.7M+0.9% | $104.7M+23.8% | $84.6M-18.7% | $104.1M-32.3% | $153.8M |
| Salaries and employee benefits | $142.6M+8.3% | $131.6M+8.7% | $121.1M+14.9% | $105.4M-0.6% | $106.0M+4.2% | $101.7M+7.9% | $94.3M+18.1% | $79.8M |
| Depreciation | $4.7M+11.9% | $4.2M+35.2% | $3.1M+5.9% | $2.9M | — | — | — | — |
| Rent and related occupancy cost | $6.5M-4.2% | $6.7M+12.8% | $6.0M+15.2% | $5.2M+3.5% | $5.0M-9.5% | $5.5M-16.4% | $6.6M+21.1% | $5.5M |
| Data processing expense | $5.0M-12.4% | $5.7M+4.0% | $5.4M+9.6% | $5.0M+6.6% | $4.7M-1.0% | $4.7M-3.7% | $4.9M-20.9% | $6.2M |
| Audit expense | $2.5M+66.9% | $1.5M-8.4% | $1.6M+6.2% | $1.5M+3.9% | $1.5M+38.5% | $1.1M-40.6% | $1.8M-10.8% | $2.0M |
| Legal expense | $6.7M+117.1% | $3.1M-20.0% | $3.9M-0.7% | $3.9M-43.4% | $6.8M+33.2% | $5.1M-3.3% | $5.3M-32.2% | $7.8M |
| Legal settlements | $2.0M+604.2% | $284K | — | — | — | — | — | — |
| FDIC Insurance | $4.5M+26.9% | $3.6M+21.0% | $3.0M-9.6% | $3.3M-41.5% | $5.6M-43.0% | $9.8M+39.6% | $7.0M-20.3% | $8.8M |
| Software | $20.5M+14.7% | $17.9M+3.3% | $17.3M+7.0% | $16.2M+3.5% | $15.7M+11.6% | $14.0M+10.2% | $12.7M-4.3% | $13.3M |
| Insurance | $4.8M-8.0% | $5.2M+1.1% | $5.1M+2.2% | $5.0M+29.0% | $3.9M+38.3% | $2.8M+13.9% | $2.5M-4.0% | $2.6M |
| Telecom and IT network communications | $1.2M-0.4% | $1.2M-6.8% | $1.3M-9.7% | $1.5M-7.1% | $1.6M-3.3% | $1.6M+8.7% | $1.5M+8.7% | $1.4M |
| Consulting | $1.7M-10.2% | $1.9M-4.4% | $1.9M+53.6% | $1.3M-11.5% | $1.4M+4.8% | $1.4M-58.0% | $3.2M+0.0% | $3.2M |
| Total non-interest expense | $223.1M+9.8% | $203.2M+6.4% | $191.0M+12.7% | $169.5M+0.7% | $168.3M+2.1% | $164.8M-2.2% | $168.5M+11.4% | $151.3M |
| Income before income taxes | $303.0M+3.7% | $292.2M+13.8% | $256.8M+44.3% | $177.9M+23.4% | $144.2M+33.1% | $108.3M+49.4% | $72.5M | — |
| Income tax expense | $74.8M+0.3% | $74.6M+15.7% | $64.5M+35.2% | $47.7M+41.4% | $33.7M+21.8% | $27.7M+30.4% | $21.2M-34.2% | $32.2M |
| Net income | $228.2M+4.9% | $217.5M+13.1% | $192.3M+47.7% | $130.2M+17.7% | $110.7M+38.2% | $80.1M+55.3% | $51.6M-41.9% | $88.7M |
| Earnings per share - basic | $4990.00+14.7% | $4350.00+23.6% | $3520.00+53.0% | $2300.00+19.2% | $1930.00+138748.9% | $1.39+52.7% | $0.91-42.0% | $1.57 |
| Earnings per share - diluted | $4920.00+14.7% | $4290.00+22.9% | $3490.00+53.7% | $2270.00+20.7% | $1880.00+137126.3% | $1.37+52.2% | $0.90-41.9% | $1.55 |
| Weighted average shares - basic | 45.77B-8.6% | 50.06B-8.2% | 54.51B-3.6% | 56.56B-1.1% | 57.19B | — | — | — |
| Weighted average shares - diluted | 46.42B-8.5% | 50.71B-7.9% | 55.05B-3.9% | 57.27B-2.7% | 58.83B | — | — | — |
| ACH, Card And Other Payment Processing Fees [Member] | ||||||||
| Prepaid, Debit Card And Related Fees [Member] | ||||||||
| Consumer Credit Fintech Fees [Member] | ||||||||
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.