| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|
| Total revenues | $470.7M+7.2% | $438.9M+17.4% | $373.7M+41.1% | $264.9M+26.5% | $209.4M-1.7% | $213.0M-10.2% | $237.2M-5.8% | $251.9M+17.7% | $214.0M |
| Processing costs | $665.2M+2.7% | $647.7M+4.2% | $621.6M+11.2% | $558.9M+15.7% | $482.9M+15.2% | $419.0M+4.6% | $400.4M+29.4% | $309.4M+11.3% | $278.1M |
| Service fees | $95.9M+14.6% | $83.7M+14.2% | $73.3M+12.4% | $65.2M+23.5% | $52.8M+11.7% | $47.3M-17.1% | $57.0M+6.3% | $53.7M-26.5% | $73.0M |
| Provision for credit losses | $78.4M+15.0% | $68.2M-24.1% | $89.8M-50.1% | $179.9M+298.9% | $45.1M-42.5% | $78.4M+19.5% | $65.7M-1.2% | $66.5M+3.5% | $64.2M |
| Operating interest | $109.0M+4.7% | $104.1M+23.6% | $84.2M+308.7% | $20.6M+123.9% | $9.2M-61.4% | $23.8M-43.2% | $41.9M+9.1% | $38.4M+53.7% | $25.0M |
| Depreciation and amortization | $179.0M-4.4% | $187.3M+9.0% | $171.8M+8.7% | $158.0M-1.6% | $160.5M+2.0% | $157.3M+10.5% | $142.4M+18.8% | $119.9M-7.6% | $129.7M |
| Total cost of services | $1.10B+6.1% | $1.04B+6.6% | $973.3M+4.6% | $930.5M+32.5% | $702.1M+4.3% | $673.2M+2.0% | $659.8M+20.4% | $547.9M+6.5% | $514.3M |
| General and administrative | $330.2M-12.1% | $375.8M-12.2% | $428.0M+24.5% | $343.9M+5.2% | $326.9M+11.9% | $292.1M+5.9% | $275.8M+31.8% | $209.3M+13.6% | $184.3M |
| Sales and marketing | $387.0M+13.5% | $341.0M+4.0% | $327.8M+5.1% | $311.8M-2.3% | $319.1M+19.7% | $266.7M+2.6% | $259.9M+13.4% | $229.2M+40.1% | $163.7M |
| Operating income | $663.9M-3.3% | $686.3M+6.1% | $647.1M+37.7% | $469.8M+37.4% | $342.0M+473.1% | -$91.7M-123.8% | $385.8M+1.4% | $380.6M+63.1% | $233.4M |
| Financing interest expense, net of financial instruments | -$240.6M-2.0% | -$235.9M-15.3% | -$204.6M-330.7% | -$47.5M+46.7% | -$89.2M | — | — | — | — |
| Net foreign currency (loss) gain | -$200K+99.2% | -$26.1M-632.7% | $4.9M+121.6% | -$22.7M-84.6% | -$12.3M+52.3% | -$25.8M-2684.3% | -$926K+97.6% | -$38.8M-223.2% | $31.5M |
| Change in fair value of contingent consideration | -$2.9M+55.4% | -$6.5M+23.5% | -$8.5M+93.9% | -$139.1M-246.9% | -$40.1M | $0 | $0 | — | — |
| Loss on extinguishment of Convertible Notes | $0 | $0+100.0% | -$70.1M | $0 | $0 | — | — | — | — |
| Income before income taxes | $420.2M+0.6% | $417.8M+13.3% | $368.8M+41.6% | $260.5M+27.8% | $203.9M+167.7% | -$301.1M-239.1% | $216.5M | — | $174.4M |
| Income tax provision | $116.1M+7.3% | $108.2M+5.9% | $102.2M+9.8% | $93.1M+37.3% | $67.8M+429.2% | -$20.6M-133.6% | $61.2M-11.1% | $68.8M+345.6% | $15.4M |
| Net income attributable to shareholders | $304.1M-1.8% | $309.6M+16.1% | $266.6M+32.4% | $201.4M+201300.0% | $100K+100.0% | -$283.9M-281.6% | $156.3M-7.1% | $168.3M+5.1% | $160.1M |
| Basic (in dollars per share) | $8570000.00+12.9% | $7590000.00+21.8% | $6230000.00+37.2% | $4540000.00 | $0.00+100.0% | -$5560.00-342.8% | $2290.00-41.3% | $3900.00+4.8% | $3720.00 |
| Diluted (in dollars per share) | $8470000.00+12.9% | $7500000.00+21.8% | $6160000.00+36.9% | $4500000.00 | $0.00+100.0% | -$5560.00-346.0% | $2260.00-41.5% | $3860.00+4.0% | $3710.00 |
| Basic (in shares) | 35.5M-13.0% | 40.8M-4.7% | 42.8M-3.6% | 44.4M-0.7% | 44.7M+2.0% | 43.8M+1.2% | 43.3M+0.4% | 43.2M+0.4% | 43.0M |
| Diluted (in shares) | 35.9M-13.1% | 41.3M-4.6% | 43.3M-3.1% | 44.7M-1.3% | 45.3M+3.3% | 43.8M+0.2% | 43.8M+0.4% | 43.6M+1.1% | 43.1M |
| Payment processing revenue | |||||||||
| Account servicing revenue | |||||||||
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Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.