VSM Wealth Advisory, LLC

#	Issuer	Class	Value	Shares	% Portfolio	Discretion
1	VANGUARD LARGE-CAP INDEXFUND ETF SHARES	ETF	$50.0M	167368	14.94%	SOLE
2	VANGUARD SHORT TERM COR BD ETF	ETF	$21.2M	267260	6.33%	SOLE
3	VANGUARD MEGA CAP INDEX FUND ETF SHARES	ETF	$16.5M	69634	4.92%	SOLE
4	VANGUARD TOTAL STOCK MARKET INDEX FUND ETF SHARES	ETF	$15.4M	48162	4.62%	SOLE
5	VANGUARD HIGH DIVIDEND YIELD INDEX FUND ETF SHARES	ETF	$15.0M	101379	4.49%	SOLE
6	VANGUARD SMALL-CAP INDEXFUND ETF SHARES	ETF	$14.4M	54990	4.30%	SOLE
7	VANGUARD VALUE INDEX FUND ETF SHARES	ETF	$11.9M	60711	3.56%	SOLE
8	VANGUARD MID-CAP INDEX FUND ETF SHARES	ETF	$11.9M	41275	3.54%	SOLE
9	VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF SHARES	ETF	$11.6M	154388	3.46%	SOLE
10	SCHWAB U.S. BROAD MARKETETF	ETF	$11.2M	446978	3.35%	SOLE
11	VANGUARD GROWTH INDEX FUND ETF SHARES	ETF	$11.0M	25181	3.29%	SOLE
12	DIMENSIONAL US CORE Common Stock MARKET ETF	ETF	$10.0M	222133	2.99%	SOLE
13	VANGUARD FTSE DEVELOPED MARKETS INDEX FUND ETF SHARES	ETF	$8.9M	139064	2.66%	SOLE
14	DIMENSIONAL U.S. Common Stock MARKET ETF	ETF	$8.7M	123361	2.61%	SOLE
15	SCHWAB U.S. LARGE-CAP ETF	ETF	$8.7M	338441	2.59%	SOLE
16	DIMENSIONAL U.S. CORE Common Stock 2 ETF	ETF	$8.5M	219843	2.55%	SOLE
17	VANGUARD EXTENDED MARKETINDEX FUND ETF SHARES	ETF	$7.9M	38295	2.35%	SOLE
18	PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND	ETF	$4.7M	46948	1.41%	SOLE
19	SCHWAB U.S. AGGREGATE BOND ETF	ETF	$4.1M	178376	1.24%	SOLE
20	VANGUARD S&P 500 ETF	ETF	$4.0M	6713	1.20%	SOLE
21	EXXON MOBIL CORP	Common Stock	$4.0M	23550	1.19%	SOLE
22	VANGUARD FTSE EMERGING MARKETS INDEX FUND ETF SHARES	ETF	$3.5M	64742	1.05%	SOLE
23	PROCTER & GAMBLE CO	Common Stock	$3.0M	21118	0.91%	SOLE
24	VANGUARD TAX-EXEMPT BONDINDEX FUND ETF SHARES	ETF	$3.0M	60586	0.90%	SOLE
25	APPLE INC	Common Stock	$2.8M	11138	0.84%	SOLE
26	SCHWAB U.S. SMALL-CAP ETF	ETF	$1.9M	66995	0.58%	SOLE
27	MICROSOFT CORP	Common Stock	$1.9M	5014	0.55%	SOLE
28	VANGUARD MEGA CAP VALUE INDEX FUND ETF SHARES	ETF	$1.8M	12733	0.55%	SOLE
29	SCHWAB U.S. MID-CAP ETF	ETF	$1.8M	57571	0.53%	SOLE
30	PIMCO ACTIVE BOND EXCHANGE-TRADED FUND	ETF	$1.5M	16539	0.46%	SOLE
31	BERKSHIRE HATHAWAY CLASS B	Common Stock	$1.5M	3037	0.43%	SOLE
32	DIMENSIONAL U.S. SMALL CAP ETF	ETF	$1.4M	20342	0.43%	SOLE
33	VANGUARD SMALL-CAP VALUEINDEX FUND ETF SHARES	ETF	$1.3M	6032	0.39%	SOLE
34	VANGUARD MEGA CAP GROWTHINDEX FUND ETF SHARES	ETF	$1.3M	3428	0.38%	SOLE
35	VANGUARD INFORMATION TECHNOLOGY INDEX FUND ETF SHARES	ETF	$1.1M	1550	0.32%	SOLE
36	STATE STREET SPDR S&P 500 ETF TRUST	ETF	$1.1M	1643	0.32%	SOLE
37	JOHNSON & JOHNSON	Common Stock	$1.1M	4346	0.32%	SOLE
38	DIMENSIONAL INTERNATIONAL CORE Common Stock MARKET ETF	ETF	$858K	22027	0.26%	SOLE
39	HOME DEPOT INC	Common Stock	$824K	2506	0.25%	SOLE
40	CONSTELLATION ENERGY COR	Common Stock	$803K	2876	0.24%	SOLE
41	JPMORGAN CHASE & CO	Common Stock	$781K	2656	0.23%	SOLE
42	SCHWAB U.S. LARGE-CAP GROWTH ETF	ETF	$770K	26461	0.23%	SOLE
43	ELI LILLY AND CO	Common Stock	$762K	829	0.23%	SOLE
44	SPDR GOLD SHARES	ETF	$749K	1743	0.22%	SOLE
45	VANGUARD SHORT-TERM TAX-EXEMPT BOND ETF SHARES	ETF	$731K	7229	0.22%	SOLE
46	ISHARES CORE S&P 500 ETF	ETF	$668K	1023	0.20%	SOLE
47	IBM CORP	Common Stock	$655K	2703	0.20%	SOLE
48	SCHWAB U.S. LARGE-CAP VALUE ETF	ETF	$619K	20318	0.18%	SOLE
49	VANGUARD DIVIDEND APPRECIATION INDEX FUND ETF SHARES	ETF	$582K	2710	0.17%	SOLE
50	WALMART INC	Common Stock	$578K	4653	0.17%	SOLE

1

VANGUARD LARGE-CAP INDEXFUND ETF SHARES

$50.0M

167368

14.94%

2

VANGUARD SHORT TERM COR BD ETF

$21.2M

267260

6.33%

3

VANGUARD MEGA CAP INDEX FUND ETF SHARES

$16.5M

69634

4.92%

4

VANGUARD TOTAL STOCK MARKET INDEX FUND ETF SHARES

$15.4M

48162

4.62%

5

VANGUARD HIGH DIVIDEND YIELD INDEX FUND ETF SHARES

$15.0M

101379

4.49%

6

VANGUARD SMALL-CAP INDEXFUND ETF SHARES

$14.4M

54990

4.30%

7

VANGUARD VALUE INDEX FUND ETF SHARES

$11.9M

60711

3.56%

8

VANGUARD MID-CAP INDEX FUND ETF SHARES

$11.9M

41275

3.54%

9

VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF SHARES

$11.6M

154388

3.46%

10

SCHWAB U.S. BROAD MARKETETF

$11.2M

446978

3.35%

11

VANGUARD GROWTH INDEX FUND ETF SHARES

$11.0M

25181

3.29%

12

DIMENSIONAL US CORE Common Stock MARKET ETF

$10.0M

222133

2.99%

13

VANGUARD FTSE DEVELOPED MARKETS INDEX FUND ETF SHARES

$8.9M

139064

2.66%

14

DIMENSIONAL U.S. Common Stock MARKET ETF

$8.7M

123361

2.61%

15

SCHWAB U.S. LARGE-CAP ETF

$8.7M

338441

2.59%

16

DIMENSIONAL U.S. CORE Common Stock 2 ETF

$8.5M

219843

2.55%

17

VANGUARD EXTENDED MARKETINDEX FUND ETF SHARES

$7.9M

38295

2.35%

18

PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND

$4.7M

46948

1.41%

19

SCHWAB U.S. AGGREGATE BOND ETF

$4.1M

178376

1.24%

20

VANGUARD S&P 500 ETF

$4.0M

6713

1.20%

21

EXXON MOBIL CORP

$4.0M

23550

1.19%

22

VANGUARD FTSE EMERGING MARKETS INDEX FUND ETF SHARES

$3.5M

64742

1.05%

23

PROCTER & GAMBLE CO

$3.0M

21118

0.91%

24

VANGUARD TAX-EXEMPT BONDINDEX FUND ETF SHARES

$3.0M

60586

0.90%

25

APPLE INC

$2.8M

11138

0.84%

26

SCHWAB U.S. SMALL-CAP ETF

$1.9M

66995

0.58%

27

MICROSOFT CORP

$1.9M

5014

0.55%

28

VANGUARD MEGA CAP VALUE INDEX FUND ETF SHARES

$1.8M

12733

0.55%

29

SCHWAB U.S. MID-CAP ETF

$1.8M

57571

0.53%

30

PIMCO ACTIVE BOND EXCHANGE-TRADED FUND

$1.5M

16539

0.46%

31

BERKSHIRE HATHAWAY CLASS B

$1.5M

3037

0.43%

32

DIMENSIONAL U.S. SMALL CAP ETF

$1.4M

20342

0.43%

33

VANGUARD SMALL-CAP VALUEINDEX FUND ETF SHARES

$1.3M

6032

0.39%

34

VANGUARD MEGA CAP GROWTHINDEX FUND ETF SHARES

$1.3M

3428

0.38%

35

VANGUARD INFORMATION TECHNOLOGY INDEX FUND ETF SHARES

$1.1M

1550

0.32%

36

STATE STREET SPDR S&P 500 ETF TRUST

$1.1M

1643

0.32%

37

JOHNSON & JOHNSON

$1.1M

4346

0.32%

38

DIMENSIONAL INTERNATIONAL CORE Common Stock MARKET ETF

$858K

22027

0.26%

39

HOME DEPOT INC

$824K

2506

0.25%

40

CONSTELLATION ENERGY COR

$803K

2876

0.24%

41

JPMORGAN CHASE & CO

$781K

2656

0.23%

42

SCHWAB U.S. LARGE-CAP GROWTH ETF

$770K

26461

0.23%

43

ELI LILLY AND CO

$762K

829

0.23%

44

SPDR GOLD SHARES

$749K

1743

0.22%

45

VANGUARD SHORT-TERM TAX-EXEMPT BOND ETF SHARES

$731K

7229

0.22%

46

ISHARES CORE S&P 500 ETF

$668K

1023

0.20%

47

IBM CORP

$655K

2703

0.20%

48

SCHWAB U.S. LARGE-CAP VALUE ETF

$619K

20318

0.18%

49

VANGUARD DIVIDEND APPRECIATION INDEX FUND ETF SHARES

$582K

2710

0.17%

50

WALMART INC

$578K

4653

0.17%

VSM Wealth Advisory, LLC

Mar 2026 (Q1)