| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Loans, including fees | $44.9M+8.5% | $41.3M+16.7% | $35.4M+17.9% | $30.0M-4.6% | $31.5M+5.2% | $29.9M |
| Investment securities | $3.2M-23.0% | $4.2M+3.0% | $4.0M+206.7% | $1.3M+67.0% | $789K | — |
| Interest-earning deposits | $2.9M+19.0% | $2.5M-24.0% | $3.2M+319.7% | $771K+328.3% | $180K-15.1% | $212K |
| Total interest income | $51.0M+6.3% | $48.0M+12.3% | $42.7M+32.9% | $32.1M-1.0% | $32.5M+5.9% | $30.6M |
| Deposits | $17.8M+8.0% | $16.5M+16.8% | $14.1M+335.9% | $3.2M+20.6% | $2.7M-43.6% | $4.8M |
| FHLB advances and other borrowings | $2.1M-11.0% | $2.4M+66.9% | $1.4M+265.0% | -$854K-271.8% | $497K | — |
| Total interest expense | $19.9M+5.7% | $18.8M+21.3% | $15.5M+551.6% | $2.4M-25.1% | $3.2M-42.1% | $5.5M |
| Net interest income before provision for credit losses | $31.1M+6.8% | $29.2M+7.2% | $27.2M-8.6% | $29.8M+1.6% | $29.3M+16.4% | $25.1M |
| Provision for credit losses | $125K-71.5% | $438K+1142.9% | -$42K-106.0% | $704K-34.5% | $1.1M-46.3% | $2.0M |
| Net interest income after provision for credit losses | $31.0M+8.0% | $28.7M+5.5% | $27.2M-6.2% | $29.1M+3.0% | $28.2M+21.9% | $23.1M |
| Service charges on deposit accounts | $1.4M-8.9% | $1.5M-6.2% | $1.6M+0.6% | $1.6M+7.0% | $1.5M+10.8% | $1.4M |
| Loss on sales of investment securities available for sale and held to maturity | -$260K+32.5% | -$385K | — | — | — | — |
| Net gain on sale of other real estate owned | $0-100.0% | $135K | — | — | — | $289K |
| Other | $4.2M-30.7% | $6.1M+55.7% | $3.9M-18.2% | $4.8M+23.4% | $3.9M+81.2% | $2.1M |
| Total noninterest income | $1.9M-4.5% | $2.0M-18.3% | $2.5M+2.7% | $2.4M-10.3% | $2.7M+24.2% | $2.2M |
| Salaries and employee benefits | $12.9M-1.7% | $13.1M+7.1% | $12.3M+0.3% | $12.2M+14.6% | $10.7M-2.8% | $11.0M |
| Occupancy | $2.4M-3.4% | $2.5M-2.1% | $2.5M-0.8% | $2.5M-14.0% | $2.9M+4.1% | $2.8M |
| Data processing | $2.2M+5.6% | $2.1M+3.1% | $2.0M+4.0% | $1.9M-1.4% | $2.0M-15.7% | $2.3M |
| Total noninterest expenses | $21.7M-8.7% | $23.8M+11.5% | $21.3M-3.7% | $22.1M+5.5% | $21.0M-2.1% | $21.4M |
| Income before income taxes | $11.2M+60.9% | $7.0M-16.8% | $8.4M-10.1% | $9.3M-5.9% | $9.9M+155.4% | $3.9M |
| Income tax expense | $2.9M+88.5% | $1.5M-20.6% | $1.9M-11.5% | $2.2M-6.2% | $2.3M+195.2% | $792K |
| Net income | $8.3M+53.1% | $5.4M-15.6% | $6.4M-9.6% | $7.1M-5.8% | $7.6M+145.2% | $3.1M |
| Basic | $6.28B-2.1% | $6.41B-1.0% | $6.48B+97011.8% | $6.7M-3.5% | $6.9M | — |
| Diluted | $6.45B-2.0% | $6.58B+0.3% | $6.56B+96872.4% | $6.8M-3.0% | $7.0M | — |
| Basic earnings per share | $1330.00+56.5% | $850.00-15.0% | $1000.00+93357.9% | $1.07-2.7% | $1.10+168.3% | $0.41 |
| Diluted earnings per share | $1290.00+55.4% | $830.00-15.3% | $980.00+92352.8% | $1.06-2.8% | $1.09+165.9% | $0.41 |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.