| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Loans, including fees | $114.1M+9.7% | $104.1M-2.1% | $106.3M+11.1% | $95.7M+25.8% | $76.1M-7.4% | $82.2M+25.5% | $65.5M+33.3% | $49.1M |
| Investment securities | $9.4M+4.9% | $9.0M+28.4% | $7.0M+14.9% | $6.1M+56.3% | $3.9M+31.4% | $3.0M | — | — |
| Fed funds sold and interest-bearing balances in banks | $10.3M-39.9% | $17.1M+47.4% | $11.6M+187.9% | $4.0M+505.3% | $665K-46.8% | $1.3M-87.8% | $10.3M+45.6% | $7.1M |
| FHLB dividends | $1.0M-0.7% | $1.0M+17.3% | $862K+26.0% | $684K+38.5% | $494K+45.3% | $340K-31.3% | $495K+11.0% | $446K |
| FRB dividends | $561K-2.9% | $578K+0.2% | $577K+5.1% | $549K+19.9% | $458K+1.1% | $453K+53.6% | $295K+32.3% | $223K |
| Total interest and dividend income | $135.4M+2.8% | $131.7M+4.3% | $126.3M+18.0% | $107.1M+31.2% | $81.6M-6.4% | $87.2M+13.9% | $76.5M+34.6% | $56.9M |
| Deposits | $36.8M+1.9% | $36.1M+50.3% | $24.0M+283.2% | $6.3M+28.7% | $4.9M-29.9% | $7.0M-14.8% | $8.2M+83.0% | $4.5M |
| Subordinated debt | $3.4M-6.0% | $3.6M-0.4% | $3.6M+0.0% | $3.6M+0.0% | $3.6M+154.9% | $1.4M | — | — |
| Junior subordinated deferrable interest debentures | $762K-11.7% | $863K+2.6% | $841K+69.6% | $496K+43.8% | $345K-36.1% | $540K-4.8% | $567K+18.1% | $480K |
| Total interest expense | $40.9M+0.9% | $40.6M+42.5% | $28.5M+175.0% | $10.4M+17.6% | $8.8M-1.1% | $8.9M+1.9% | $8.7M+76.7% | $4.9M |
| Net interest income | $94.5M+3.6% | $91.1M-6.9% | $97.9M+1.2% | $96.7M+32.8% | $72.8M-7.0% | $78.3M+15.5% | $67.8M+30.6% | $51.9M |
| Provision for credit losses | $4.1M+221.6% | $1.3M-37.2% | $2.0M-54.6% | $4.4M+853.0% | $466K | — | — | — |
| Net interest income after provision for credit losses | $90.4M+0.6% | $89.9M-6.2% | $95.9M+3.9% | $92.3M+27.6% | $72.3M+6.4% | $68.0M+3.6% | $65.6M+31.0% | $50.1M |
| Gain on sale of loans | $268K-6.6% | $287K-43.5% | $508K-81.5% | $2.7M-42.7% | $4.8M+161.3% | $1.8M-38.8% | $3.0M+45.5% | $2.1M |
| (Loss) gain on equity securities | -$230K-149.7% | $463K+140.6% | -$1.1M+75.0% | -$4.6M | $0 | — | — | — |
| Loan servicing and other loan fees | $1.7M+11.3% | $1.6M-17.5% | $1.9M-13.6% | $2.2M+18.7% | $1.8M-25.6% | $2.5M+26.7% | $1.9M+56.5% | $1.2M |
| (Loss) gain on investment in Small Business Investment Company ("SBIC") fund | -$278K+44.4% | -$500K-145.6% | $1.1M+1667.1% | -$70K-105.5% | $1.3M+45.6% | $875K+30.8% | $669K+48.0% | $452K |
| Other income and fees | $1.1M-13.1% | $1.2M+15.1% | $1.1M+1.5% | $1.0M+8.8% | $963K-8.5% | $1.1M+7.5% | $979K-25.6% | $1.3M |
| Total noninterest income | $6.1M-4.6% | $6.4M-8.6% | $7.0M+14.4% | $6.1M-45.9% | $11.3M+28.4% | $8.8M-8.3% | $9.6M+35.1% | $7.1M |
| Salaries and employee benefits | $40.2M+3.4% | $38.9M-5.1% | $41.0M+1.3% | $40.5M+19.9% | $33.8M-0.5% | $33.9M+17.8% | $28.8M+34.3% | $21.4M |
| Occupancy and equipment | $8.6M-1.0% | $8.7M+6.3% | $8.2M-2.7% | $8.4M+13.5% | $7.4M+4.2% | $7.1M+37.7% | $5.1M+20.9% | $4.3M |
| Data processing | $7.9M+8.2% | $7.3M+9.8% | $6.6M-5.0% | $7.0M+25.2% | $5.6M-32.3% | $8.2M-1.7% | $8.4M+119.8% | $3.8M |
| Other expense | $7.2M-22.7% | $9.3M+4.3% | $8.9M-11.9% | $10.1M+20.0% | $8.4M-9.2% | $9.3M+1.3% | $9.1M+27.8% | $7.2M |
| Total noninterest expense | $63.9M-0.4% | $64.1M-0.8% | $64.7M-1.9% | $65.9M+19.6% | $55.1M-5.8% | $58.5M+13.7% | $51.5M+40.4% | $36.7M |
| Income before provision for income taxes | $32.6M+1.5% | $32.1M-15.8% | $38.2M+17.6% | $32.4M+13.9% | $28.5M+56.2% | $18.2M-23.1% | $23.7M+15.6% | $20.5M |
| Provision for income taxes | $8.7M+2.1% | $8.5M-20.7% | $10.7M+23.3% | $8.7M+11.8% | $7.8M+73.0% | $4.5M-29.3% | $6.4M+6.3% | $6.0M |
| Net income | $23.9M+1.3% | $23.6M-13.9% | $27.4M+15.6% | $23.7M+14.7% | $20.7M+50.7% | $13.7M-20.7% | $17.3M+19.5% | $14.5M |
| Basic earnings per common share (in dollars per share) | $2.18+3.8% | $2.10-7.5% | $2.27+25.4% | $1.81-99.9% | $1900.00+165117.4% | $1.15-21.8% | $1.47-2.0% | $1.50 |
| Weighted average common shares outstanding (in shares) | 11.0M-2.4% | 11.3M-6.7% | 12.1M-8.0% | 13.1M-99.9% | 10.88B-9.1% | 11.97B+1.8% | 11.76B+21.3% | 9.69B |
| Diluted earnings per common share (in dollars per share) | $2.18+3.8% | $2.10-7.5% | $2.27+25.4% | $1.81-99.9% | $1900.00+165117.4% | $1.15-21.8% | $1.47-2.0% | $1.50 |
| Service charges and other fees | ||||||||
| Service charges and other fees | $3.5M+5.5% | $3.4M-6.1% | $3.6M+14.9% | $3.1M+29.3% | $2.4M-5.7% | $2.5M-4.9% | $2.7M+33.2% | $2.0M |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.