| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Taxable loans, including fees | $382.8M+23.0% | $311.3M+205.8% | $101.8M+38.2% | $73.6M+0.6% | $73.2M |
| Tax-exempt loans, including fees | $180K+52.5% | $118K | $0 | $0 | — |
| Taxable securities | $36.8M-7.6% | $39.8M+7.1% | $37.2M+25.5% | $29.6M+68.9% | $17.5M |
| Tax-exempt securities | $17.4M+69.5% | $10.2M+82.4% | $5.6M-37.2% | $8.9M-9.8% | $9.9M |
| Other interest income | $7.8M+40.6% | $5.6M+89.5% | $2.9M+573.9% | $437K+112.1% | $206K |
| Total interest income | $445.0M+21.2% | $367.1M+148.8% | $147.5M+31.0% | $112.6M+11.7% | $100.8M |
| Deposits | $122.0M+2.8% | $118.7M+202.8% | $39.2M+947.4% | $3.7M+36.3% | $2.7M |
| Short-term borrowings | $16.5M+16.1% | $14.2M+2.4% | $13.9M+169.8% | $5.1M | — |
| Subordinated debt | $10.5M+42.0% | $7.4M | $0 | $0 | — |
| Other interest expense | $105K-5.4% | $111K+29.1% | $86K+36.5% | $63K+61.5% | $39K |
| Total interest expense | $149.1M+6.2% | $140.4M+164.2% | $53.1M+494.3% | $8.9M+112.0% | $4.2M |
| Net interest income | $295.9M+30.5% | $226.7M+140.1% | $94.4M-9.0% | $103.7M+7.3% | $96.6M |
| Credit loss expense (recapture) - loans and available-for-sale securities | $2.3M-88.6% | $20.5M+8612.8% | $235K+103.1% | -$7.5M-645.1% | -$1.0M |
| Credit loss expense (recapture) - off-balance sheet credit exposures | -$803K-121.4% | $3.7M+17933.3% | -$21K | $0 | $0 |
| Total provision for (recapture of) credit losses | $1.5M-93.7% | $24.2M+11217.8% | $214K+102.9% | -$7.5M-645.1% | -$1.0M |
| Net interest income after credit loss expense | $294.4M+45.4% | $202.5M+115.0% | $94.2M-15.3% | $111.2M+13.9% | $97.6M |
| Net gains (losses) on securities | $147K-89.2% | $1.4M+1311.6% | -$112K+75.3% | -$454K-11250.0% | -$4K |
| Income from company-owned life insurance | $8.1M+73.5% | $4.7M+64.8% | $2.8M+7.1% | $2.7M+14.2% | $2.3M |
| Bank debit and other card revenue | $12.3M+25.5% | $9.8M+98.5% | $4.9M | — | — |
| Other non-interest income | $6.9M+80.2% | $3.8M+163.8% | $1.5M-46.5% | $2.7M-20.9% | $3.4M |
| Total non-interest income | $46.1M+30.8% | $35.3M+103.7% | $17.3M+1.3% | $17.1M-1.0% | $17.3M |
| Salaries and wages | $83.4M+8.2% | $77.1M+96.4% | $39.2M-0.5% | $39.4M+6.3% | $37.1M |
| Pensions and other employee benefits | $18.5M+7.8% | $17.2M+82.8% | $9.4M+22.1% | $7.7M+1.0% | $7.6M |
| Occupancy | $14.4M+24.7% | $11.6M+91.8% | $6.0M+7.4% | $5.6M-12.8% | $6.4M |
| Equipment rentals, depreciation and maintenance | $15.8M-31.7% | $23.2M+301.6% | $5.8M+0.0% | $5.8M+5.2% | $5.5M |
| Core deposit intangible amortization | $15.6M+35.7% | $11.5M | $0 | — | — |
| ATM, card, and network expense | $4.8M-11.9% | $5.4M+110.4% | $2.6M | — | — |
| FDIC and other regulatory assessments | $3.9M+17.3% | $3.3M+70.1% | $2.0M | — | — |
| Other operating | $39.1M-19.5% | $48.6M+126.6% | $21.5M+23.2% | $17.4M-2.0% | $17.8M |
| Total non-interest expense | $195.6M-1.1% | $197.8M+128.9% | $86.4M+13.8% | $75.9M+2.1% | $74.4M |
| Income before income taxes | $144.9M+263.3% | $39.9M+59.2% | $25.1M-52.1% | $52.3M+29.3% | $40.4M |
| Total | $27.6M+559.5% | $4.2M+76.9% | $2.4M-71.4% | $8.3M+93.7% | $4.3M |
| Net income | $117.3M+228.5% | $35.7M+57.4% | $22.7M-48.4% | $44.0M+21.7% | $36.2M |
| Preferred stock dividends | $900K+33.3% | $675K | $0 | $0 | — |
| Net income applicable to common shares | $116.4M+232.3% | $35.0M+54.4% | $22.7M-48.4% | $44.0M | — |
| Basic (in dollars per share) | $7.76+174.2% | $2.83-7.2% | $3.05-48.6% | $5.93+21.8% | $4.87 |
| Diluted (in dollars per share) | $7.72+173.8% | $2.82-6.6% | $3.02-48.7% | $5.89+20.9% | $4.87 |
| Fiduciary and wealth management | |||||
| Fiduciary and wealth management | $10.5M+24.3% | $8.4M+57.1% | $5.4M | — | — |
| Service charges and fees | |||||
| Service charges and fees | $8.2M+13.9% | $7.2M+153.0% | $2.8M-46.4% | $5.3M+2.8% | $5.2M |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.