| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Net (loss) income | -$35.7M-324.2% | -$8.4M-142.3% | $19.9M-57.3% | $46.6M+40.2% | $33.2M+9.9% | $30.2M-11.7% | $34.2M+5.0% | $32.6M |
| Provision for credit losses on loans | $375K-93.2% | $5.5M+115.5% | $2.6M+4187.3% | -$63K+95.7% | -$1.4M-131.5% | $4.6M | — | $0 |
| Provision for (reversal of) credit losses on unfunded loan commitments | $185K+179.4% | -$233K+31.9% | -$342K-7.5% | -$318K+67.9% | -$992K | — | — | — |
| Noncash contribution expense to employee stock ownership plan | $1.5M+28.5% | $1.1M-12.6% | $1.3M+6.7% | $1.2M-7.3% | $1.3M+3.2% | $1.3M+3.5% | $1.2M+6.1% | $1.2M |
| Noncash director compensation expense | $469K-8.6% | $513K+28.9% | $398K+12.1% | $355K+63.6% | $217K+0.0% | $217K-27.9% | $301K+32.6% | $227K |
| Stock-based compensation expense | $815K+29.4% | $630K+20.7% | $522K-45.8% | $963K-0.9% | $972K-19.2% | $1.2M-20.4% | $1.5M-9.1% | $1.7M |
| Amortization of core deposit intangible | $875K-10.3% | $975K-27.8% | $1.4M-9.3% | $1.5M+31.2% | $1.1M+33.1% | $853K-3.8% | $887K-3.7% | $921K |
| Amortization of investment security premiums, net of accretion of discounts | $734K-71.1% | $2.5M-63.2% | $6.9M-23.8% | $9.1M+56.2% | $5.8M+328.3% | $1.4M-17.1% | $1.6M-39.4% | $2.7M |
| (Accretion of discounts) amortization of premiums on acquired loans, net | -$134K+43.2% | -$236K+58.8% | -$573K-474.5% | $153K+126.8% | -$571K-246.1% | -$165K+53.3% | -$353K+56.3% | -$807K |
| Accretion of discount on subordinated notes | $22K | $0 | $0 | $0-100.0% | $1.3M+1852.2% | $69K+1.5% | $68K-93.4% | $1.0M |
| Issuance costs offset to subordinated notes | -$1.2M | $0 | $0 | — | — | — | — | — |
| Net change in deferred loan origination costs/fees | $302K+151.7% | $120K+114.4% | -$836K+69.2% | -$2.7M+13.9% | -$3.2M-162.6% | $5.0M+1548.3% | -$348K-290.2% | $183K |
| Write-down of other real estate owned | $0 | $0-100.0% | $40K-88.4% | $345K | $0 | $0 | — | — |
| Net losses on sale of investment securities | $88.2M+171.0% | $32.5M+452.2% | $5.9M+9254.0% | $63K+293.8% | $16K+101.7% | -$915K-1563.6% | -$55K+93.7% | -$876K |
| Depreciation and amortization | $1.3M-13.8% | $1.5M-30.1% | $2.1M+14.0% | $1.8M+5.7% | $1.7M-19.0% | $2.1M-3.5% | $2.2M+4.0% | $2.1M |
| Loss on disposal of premises and equipment | $9K | $0 | $0 | — | — | — | — | — |
| Earnings on bank-owned life insurance policies | -$1.8M-3.8% | -$1.7M-15.2% | -$1.5M-21.1% | -$1.2M+44.0% | -$2.2M-125.5% | -$973K+18.6% | -$1.2M-31.0% | -$913K |
| Earnings on bank-owned life insurance death benefits | -$306K | $0+100.0% | -$314K | — | — | — | — | — |
| Net changes in interest receivable and other assets | -$17.2M-156.6% | -$6.7M-61.4% | -$4.1M-286.2% | $2.2M-59.9% | $5.6M+208.2% | -$5.1M-1460.8% | -$329K-128.7% | $1.1M |
| Net changes in interest payable and other liabilities | $588K+241.9% | $172K-92.8% | $2.4M+150.5% | -$4.7M-306.9% | $2.3M+516.1% | -$547K-881.4% | $70K-92.2% | $902K |
| Total adjustments | $74.8M+103.3% | $36.8M+133.3% | $15.8M+81.4% | $8.7M-27.7% | $12.0M+13.4% | $10.6M+58.4% | $6.7M-29.4% | $9.5M |
| Net cash provided by operating activities | $39.1M+37.8% | $28.4M-20.5% | $35.7M-35.5% | $55.3M+22.2% | $45.3M+10.8% | $40.8M-0.2% | $40.9M-2.8% | $42.1M |
| Proceeds from sale of premises and equipment | $0-100.0% | $21K | $0 | — | — | — | — | — |
| Purchase of available-for-sale securities | -$1.07B-552.6% | -$163.8M | $0+100.0% | -$243.5M+60.7% | -$620.2M-535.9% | -$97.5M+12.1% | -$110.9M+53.0% | -$235.9M |
| Proceeds from sale of available-for-sale securities | $167.0M-42.9% | $292.6M+42.2% | $205.8M+1829.8% | $10.7M+60.8% | $6.6M-80.4% | $33.8M-48.9% | $66.1M+289.4% | $17.0M |
| Proceeds from sale of available-for-sale securities transferred from held-to-maturity | $523.7M | $0 | $0 | — | — | — | — | — |
| Proceeds from paydowns/maturities of held-to-maturity securities | $82.1M+76.3% | $46.6M-1.3% | $47.2M+0.2% | $47.1M-34.3% | $71.7M+154.7% | $28.1M+22.3% | $23.0M+0.5% | $22.9M |
| Proceeds from paydowns/maturities of available-for-sale securities | $162.5M+420.6% | $31.2M-47.4% | $59.3M-54.4% | $130.2M+18.3% | $110.1M-4.3% | $115.0M+33.6% | $86.0M+49.2% | $57.7M |
| Proceeds from sale of Visa Inc. Class B restricted common stock | $0 | $0-100.0% | $2.8M | $0 | $0 | — | — | $956K |
| (Increase) decrease in loans receivable, net | -$38.3M-246.3% | $26.1M+54.3% | $16.9M-89.7% | $164.0M-36.1% | $256.9M | — | — | — |
| Purchased loans | -$226K+99.4% | -$35.9M | $0 | — | — | — | — | — |
| Proceeds from sale of loan | $0 | $0-100.0% | $3.3M | $0 | $0 | — | — | — |
| Purchase of bank-owned life insurance policies | $0+100.0% | -$1.2M | $0+100.0% | -$4.7M-142.6% | -$1.9M-106.5% | -$941K+68.6% | -$3.0M | $0 |
| Proceeds from bank-owned life insurance policies | $1.8M | $0-100.0% | $766K+118.9% | $350K-85.9% | $2.5M | $0-100.0% | $1.5M | $0 |
| Purchase of premises and equipment | -$1.8M-249.8% | -$520K+70.3% | -$1.7M+22.8% | -$2.3M-117.0% | -$1.0M-6.4% | -$981K-81.0% | -$542K+40.2% | -$907K |
| Proceeds from sale of other real estate owned | $0 | $0-100.0% | $420K | $0 | $0 | — | — | — |
| Cash paid for low income housing tax credit investment | -$10K-100.0% | -$5K+88.1% | -$42K-40.0% | -$30K+92.5% | -$398K+70.6% | -$1.4M-42.3% | -$952K-127.8% | -$418K |
| Net cash provided by (used in) investing activities | -$172.0M-188.1% | $195.2M-41.7% | $334.7M+253.5% | -$218.1M+36.0% | -$340.7M-96.4% | -$173.4M-735.7% | -$20.8M+90.8% | -$225.3M |
| Net increase (decrease) in deposits | $195.5M+379.1% | -$70.1M+75.3% | -$283.3M-20.4% | -$235.2M-145.7% | $514.3M+206.6% | $167.8M+3.8% | $161.6M+517.7% | $26.2M |
| Repayment of proceeds from short-term borrowings, net | $0+100.0% | -$26.0M+69.8% | -$86.0M-176.8% | $112.0M+906.6% | -$13.9M | — | — | — |
| Repayment of finance lease obligations | -$126K+17.1% | -$152K-2.7% | -$148K-13.0% | -$131K-52.3% | -$86K+50.0% | -$172K-2.4% | -$168K | $0 |
| Proceeds from issuance of subordinated notes | $45.0M | $0 | $0 | — | — | — | — | — |
| Proceeds from stock options exercised | $0 | $0-100.0% | $230K-72.0% | $821K+77.3% | $463K-64.5% | $1.3M+94.9% | $669K+24.6% | $537K |
| Restricted stock surrendered for tax withholdings upon vesting | -$103K-60.9% | -$64K+8.6% | -$70K-75.0% | -$40K+75.9% | -$166K-127.4% | -$73K+66.8% | -$220K-388.9% | -$45K |
| Cash dividends paid on common stock | -$16.1M+0.4% | -$16.2M-0.6% | -$16.1M-2.8% | -$15.7M-19.6% | -$13.1M-4.8% | -$12.5M-14.1% | -$11.0M-23.7% | -$8.9M |
| Stock repurchased, including commissions | -$3.3M+22.6% | -$4.3M | $0+100.0% | -$1.3M+96.9% | -$40.8M-490.9% | -$6.9M+54.2% | -$15.1M-119.3% | -$6.9M |
| Proceeds from stock issued under employee and director stock purchase plans | $35K-7.9% | $38K-17.4% | $46K-41.0% | $78K-37.1% | $124K+7.8% | $115K+47.4% | $78K+2.6% | $76K |
| Net cash (used in) provided by financing activities | $220.9M+289.3% | -$116.7M+69.7% | -$385.3M-176.4% | -$139.4M-131.5% | $442.7M+196.1% | $149.5M+15.9% | $129.0M+829.8% | $13.9M |
| Net (decrease) increase in cash, cash equivalents and restricted cash | $88.0M-17.6% | $106.9M+813.7% | -$15.0M+95.0% | -$302.2M-305.1% | $147.3M+770.1% | $16.9M-88.6% | $149.2M+188.1% | -$169.3M |
| Cash, cash equivalents and restricted cash at beginning of period | $137.3M+350.9% | $30.5M-33.0% | $45.4M-86.9% | $347.6M+73.5% | $200.3M+9.2% | $183.4M+435.9% | $34.2M-83.2% | $203.5M |
| Cash, cash equivalents and restricted cash at end of period | $225.3M+64.1% | $137.3M+350.9% | $30.5M-33.0% | $45.4M-86.9% | $347.6M+73.5% | $200.3M+9.2% | $183.4M+435.9% | $34.2M |
| Interest paid on deposits and borrowings | $43.1M-6.9% | $46.4M+36.2% | $34.0M+1229.6% | $2.6M+21.6% | $2.1M-28.6% | $2.9M-36.7% | $4.7M+79.3% | $2.6M |
| Income taxes paid, net of refunds | $429K-80.9% | $2.2M-73.4% | $8.4M-38.6% | $13.7M+11.2% | $12.3M | — | — | — |
| Change in net unrealized gains or losses on available-for-sale securities | $10.3M+459.9% | -$2.8M-114.0% | $20.4M+123.0% | -$88.6M-316.4% | -$21.3M | — | — | — |
| Amortization of net unrealized loss on AFS securities transferred to HTM | $10.9M+626.9% | $1.5M-13.7% | $1.7M+10.3% | $1.6M+220.5% | $493K-5.9% | $524K+17.8% | $445K-13.8% | $516K |
| Transfer of loan to loans held-for-sale | $0 | $0-100.0% | $3.3M | $0 | $0 | — | — | — |
| Restricted cash | $0 | $0-100.0% | $330K | $0-100.0% | $1.9M | $0-100.0% | $4.8M-19.5% | $6.0M |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.