| Metric | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Loans, including fees | $45.6M+11.2% | $41.0M+8.6% | $37.7M+20.7% | $31.3M |
| Investment securities available for sale | $1.3M+0.5% | $1.3M+14.1% | $1.2M+89.5% | $610K |
| Investment securities held to maturity | $185K-41.1% | $314K-14.4% | $367K+49.8% | $245K |
| Other interest income | $2.6M-35.7% | $4.0M-2.6% | $4.2M+236.1% | $1.2M |
| Total interest income | $49.7M+6.5% | $46.7M+7.5% | $43.4M+30.2% | $33.4M |
| Interest on deposits | $10.7M+18.4% | $9.0M+61.1% | $5.6M+313.7% | $1.4M |
| Interest on FHLB borrowings | $279K+13850.0% | $2K-99.9% | $1.4M+12727.3% | $11K |
| Interest on subordinated debentures | $1.8M-25.6% | $2.5M+13.2% | $2.2M+5.0% | $2.1M |
| Total interest expense | $12.8M+11.4% | $11.5M+25.1% | $9.2M+167.9% | $3.4M |
| Net interest income | $36.9M+4.9% | $35.2M+2.8% | $34.2M+14.4% | $29.9M |
| Recovery of credit losses | -$2.4M-1096.6% | -$203K-351.1% | -$45K-104.3% | $1.0M |
| Net interest income after (recovery of) provision for credit losses | $39.3M+11.1% | $35.4M+3.3% | $34.3M+18.7% | $28.9M |
| Income from investment in life insurance | $383K-4.3% | $400K-37.6% | $641K-57.0% | $1.5M |
| Gain on foreclosed real estate | $26K | — | — | — |
| Loss on sale of fixed assets | -$32K | — | — | $246K |
| Other income | $1.2M+19.7% | $982K-9.2% | $1.1M-60.1% | $2.7M |
| Total noninterest income | $2.7M+8.2% | $2.5M-33.1% | $3.8M-33.7% | $5.7M |
| Compensation and related benefits | $16.2M+15.9% | $14.0M+14.3% | $12.3M+21.0% | $10.1M |
| Occupancy | $1.6M+0.5% | $1.6M+0.7% | $1.6M-3.4% | $1.7M |
| Data processing | $1.5M+3.2% | $1.5M+7.8% | $1.4M-3.2% | $1.4M |
| Advertising | $37K+60.9% | $23K-46.5% | $43K+87.0% | $23K |
| Professional fees | $933K-7.4% | $1.0M+13.8% | $886K+46.0% | $607K |
| Equipment | $370K-6.6% | $396K-6.8% | $425K-2.5% | $436K |
| Foreclosed real estate and holding costs | $5K-61.5% | $13K-93.0% | $186K-80.7% | $965K |
| Amortization of intangible assets | $180K-0.6% | $181K-1.1% | $183K+0.0% | $183K |
| FDIC insurance premiums | $330K+1.2% | $326K-3.0% | $336K+53.4% | $219K |
| Other | $1.9M-20.7% | $2.5M+15.8% | $2.1M-51.4% | $4.4M |
| Total noninterest expense | $23.2M+7.9% | $21.5M+10.8% | $19.4M-2.9% | $20.0M |
| Net income before tax | $18.9M+15.0% | $16.4M-11.9% | $18.6M+28.0% | $14.6M |
| Income tax expense | $5.4M+14.6% | $4.7M-4.7% | $4.9M+22.0% | $4.0M |
| Net income | $13.5M+15.1% | $11.7M-14.5% | $13.7M+30.2% | $10.5M |
| Basic earnings per share | $1440.00+30.9% | $1100.00-25.2% | $1470.00+11.4% | $1320.00 |
| Diluted earnings per share | $1430.00+31.2% | $1090.00-25.9% | $1470.00+11.4% | $1320.00 |
| Deposits | ||||
| Revenue | $706K+0.0% | $706K-2.5% | $724K-4.1% | $755K |
| Debit Cards | ||||
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.