| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Loans, Including Fees | $233.2M+13.9% | $204.7M+7.0% | $191.4M+30.9% | $146.3M+23.1% | $118.8M+12.7% | $105.5M+11.2% | $94.9M+21.6% | $78.0M |
| Investment Securities | $38.7M+14.0% | $33.9M+29.3% | $26.2M+59.9% | $16.4M+71.4% | $9.6M+9.8% | $8.7M+12.2% | $7.8M+16.1% | $6.7M |
| Other | $10.0M+37.7% | $7.2M+53.8% | $4.7M+357.5% | $1.0M+124.7% | $458K-25.4% | $614K-46.7% | $1.2M+131.1% | $499K |
| Total Interest Income | $281.8M+14.6% | $245.9M+10.6% | $222.4M+35.8% | $163.7M+27.0% | $128.9M+12.2% | $114.8M+10.6% | $103.8M+21.8% | $85.2M |
| Deposits | $131.4M+2.0% | $128.8M+34.1% | $96.0M+310.8% | $23.4M+68.9% | $13.8M-30.1% | $19.8M-17.4% | $24.0M+50.2% | $16.0M |
| Federal Funds Purchased | $21K-98.3% | $1.2M-85.9% | $8.5M+89.1% | $4.5M+75016.7% | $6K-94.6% | $111K-40.3% | $186K-70.8% | $636K |
| Notes Payable | $624K-46.3% | $1.2M+1.7% | $1.1M+465.8% | $202K+231.1% | $61K-86.1% | $439K-12.4% | $501K-15.7% | $594K |
| FHLB Advances | $11.5M+34.0% | $8.6M+14.2% | $7.5M+513.3% | $1.2M+46.9% | $831K-75.5% | $3.4M-0.5% | $3.4M+98.3% | $1.7M |
| Subordinated Debentures | $5.9M+47.7% | $4.0M+0.0% | $4.0M-15.0% | $4.7M+1.3% | $4.6M+48.9% | $3.1M+99.8% | $1.6M-0.8% | $1.6M |
| Total Interest Expense | $149.4M+4.0% | $143.7M+22.6% | $117.2M+244.7% | $34.0M+75.5% | $19.4M-27.9% | $26.9M-9.4% | $29.6M+44.7% | $20.5M |
| NET INTEREST INCOME | $132.4M+29.6% | $102.2M-2.8% | $105.2M-18.9% | $129.7M+18.4% | $109.5M+24.5% | $88.0M+18.7% | $74.1M+14.5% | $64.7M |
| Provision for (Recovery of) Credit Losses | $6.0M+71.6% | $3.5M+2114.3% | -$175K-102.3% | $7.7M+49.5% | $5.2M | — | — | — |
| NET INTEREST INCOME AFTER PROVISION FOR (RECOVERY OF) CREDIT LOSSES | $126.4M+28.1% | $98.7M-6.3% | $105.3M-13.6% | $122.0M+16.9% | $104.4M+38.7% | $75.2M+5.3% | $71.4M+16.8% | $61.2M |
| Customer Service Fees | $2.0M+36.5% | $1.5M+1.4% | $1.5M+17.7% | $1.2M+22.7% | $1.0M+21.9% | $826K+8.7% | $760K+2.0% | $745K |
| Net Gain (Loss) on Sales of Available for Sale Securities | $614K+59.5% | $385K+1266.7% | -$33K-140.2% | $82K-89.1% | $750K-50.1% | $1.5M+191.3% | $516K+512.8% | -$125K |
| Net Gain on Sales of Foreclosed Assets | $62K | — | — | — | — | — | — | — |
| Letters of Credit Fees | $1.8M-7.4% | $2.0M+13.2% | $1.7M+9.7% | $1.6M-5.0% | $1.7M | — | — | — |
| Debit Card Interchange Fees | $640K+7.9% | $593K-0.3% | $595K+1.5% | $586K+4.1% | $563K | — | — | — |
| Swap Fees | $1.6M+198.2% | $547K | — | — | — | — | — | — |
| Bank-Owned Life Insurance | $1.7M+25.2% | $1.3M+33.8% | $992K+30.2% | $762K+141.1% | $316K | — | — | — |
| Investment Advisory Fees | $973K | — | — | — | — | — | — | — |
| FHLB Prepayment Income | $301K-62.0% | $792K | — | — | — | — | — | — |
| Other Income | $1.3M+24.9% | $1.0M+6.0% | $946K-37.6% | $1.5M+52.2% | $997K-71.6% | $3.5M+41.5% | $2.5M+15.5% | $2.1M |
| Total Noninterest Income | $10.9M+48.1% | $7.4M+13.5% | $6.5M+2.5% | $6.3M+19.3% | $5.3M-9.1% | $5.8M+52.6% | $3.8M+50.5% | $2.5M |
| Salaries and Employee Benefits | $47.4M+19.8% | $39.6M+8.3% | $36.5M-1.1% | $36.9M+19.6% | $30.9M+20.8% | $25.6M+15.8% | $22.1M+18.6% | $18.6M |
| Occupancy and Equipment | $4.9M+12.4% | $4.4M-1.1% | $4.4M+1.3% | $4.4M+12.1% | $3.9M+20.2% | $3.3M+5.6% | $3.1M+31.2% | $2.4M |
| FDIC Insurance Assessment | $2.7M-7.2% | $3.0M-19.8% | $3.7M+170.3% | $1.4M+4.6% | $1.3M | — | — | — |
| Data Processing | $2.5M+48.4% | $1.7M+7.8% | $1.6M+12.8% | $1.4M+14.2% | $1.2M | — | — | — |
| Professional and Consulting Fees | $4.8M+22.9% | $3.9M+25.9% | $3.1M+15.7% | $2.7M+5.7% | $2.5M | — | — | — |
| Derivative Collateral Fees | $1.4M-24.8% | $1.8M-4.2% | $1.9M+176.6% | $687K+22800.0% | $3K | — | — | — |
| Information Technology and Telecommunications | $3.9M+17.0% | $3.3M+15.1% | $2.9M+15.8% | $2.5M+15.3% | $2.2M | — | — | — |
| Marketing and Advertising | $2.1M+44.0% | $1.5M+31.5% | $1.1M-44.4% | $2.0M+36.7% | $1.5M | — | — | — |
| Intangible Asset Amortization | $921K+1080.8% | $78K-22.0% | $100K-47.6% | $191K+0.0% | $191K | — | — | — |
| Other Expense | $6.6M+60.7% | $4.1M+3.0% | $4.0M-2.0% | $4.1M+24.5% | $3.3M-80.3% | $16.6M+40.7% | $11.8M+11.1% | $10.6M |
| Total Noninterest Expense | $77.3M+22.1% | $63.3M+6.7% | $59.3M+4.8% | $56.6M+17.7% | $48.1M+6.0% | $45.4M+22.9% | $36.9M+17.0% | $31.6M |
| INCOME BEFORE INCOME TAXES | $60.0M+40.5% | $42.7M-18.6% | $52.5M-26.8% | $71.7M+16.5% | $61.6M+72.6% | $35.7M-6.9% | $38.3M+19.2% | $32.1M |
| Provision for Income Taxes | $13.9M+40.7% | $9.9M-21.1% | $12.6M-31.4% | $18.3M+15.3% | $15.9M+87.5% | $8.5M+22.4% | $6.9M+32.5% | $5.2M |
| NET INCOME | $46.1M+40.4% | $32.8M-17.9% | $40.0M-25.2% | $53.4M+16.9% | $45.7M+68.0% | $27.2M-13.4% | $31.4M+16.7% | $26.9M |
| Preferred Stock Dividends | -$4.1M+0.0% | -$4.1M+0.0% | -$4.1M+0.0% | -$4.1M-246.2% | -$1.2M | — | — | — |
| NET INCOME AVAILABLE TO COMMON SHAREHOLDERS | $42.0M+46.1% | $28.8M-19.9% | $35.9M-27.2% | $49.3M+10.8% | $44.5M+63.7% | $27.2M-13.4% | $31.4M | — |
| Basic (in dollars per share) | $1.53+45.7% | $1.05-18.6% | $1.29-27.5% | $1.78-99.9% | $1590.00+67.4% | $950.00-11.2% | $1070.00+15.1% | $930.00 |
| Diluted (in dollars per share) | $1.49+44.7% | $1.03-18.9% | $1.27-26.2% | $1.72-99.9% | $1540.00+65.6% | $930.00-11.4% | $1050.00+15.4% | $910.00 |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.