| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Interest and fees on loans | $180.7M+4.5% | $172.8M+1.6% | $170.2M+53.0% | $111.2M+42.5% | $78.0M+5.9% | $73.7M-4.8% | $77.3M+3.5% | $74.7M |
| Interest and dividends on securities | $6.2M+18.8% | $5.2M+25.8% | $4.1M+28.8% | $3.2M+8.3% | $3.0M-8.6% | $3.2M-13.7% | $3.8M-4.4% | $3.9M |
| Interest on cash and cash equivalents | $11.5M-17.8% | $14.0M-1.3% | $14.1M+304.2% | $3.5M+830.9% | $376K-35.7% | $585K-68.5% | $1.9M+30.2% | $1.4M |
| Total interest and dividend income | $198.3M+3.3% | $192.0M+1.9% | $188.5M+59.8% | $117.9M+44.9% | $81.4M+5.0% | $77.5M-6.6% | $82.9M+3.6% | $80.1M |
| Interest expense on deposits | $92.8M-8.3% | $101.3M+16.5% | $86.9M+348.8% | $19.4M+85.4% | $10.4M-42.6% | $18.2M-26.4% | $24.7M+30.3% | $19.0M |
| Interest expense on borrowings | $6.6M-11.9% | $7.5M+5.3% | $7.1M+84.5% | $3.8M+26.0% | $3.0M-31.9% | $4.5M-0.4% | $4.5M-6.2% | $4.8M |
| Total interest expense | $99.4M-8.6% | $108.7M+15.7% | $94.0M+305.1% | $23.2M+72.0% | $13.5M-40.4% | $22.7M-22.4% | $29.2M+23.0% | $23.7M |
| Net interest income | $98.9M+18.8% | $83.3M-11.8% | $94.5M-0.3% | $94.7M+39.6% | $67.9M+23.8% | $54.8M+2.0% | $53.8M-4.6% | $56.3M |
| Provision for credit losses | $1.0M-95.4% | $22.6M+2512.0% | $866K-84.1% | $5.4M+9638.6% | -$57K-100.7% | $7.6M+1640.3% | $437K-87.3% | $3.4M |
| Net interest income after provision for credit losses | $97.9M+61.4% | $60.7M-35.2% | $93.6M+4.8% | $89.3M+31.4% | $67.9M+43.9% | $47.2M-11.4% | $53.3M+0.8% | $52.9M |
| Gains and fees from sales of loans | $5.1M+870.9% | $523K-73.5% | $2.0M+59.5% | $1.2M-54.1% | $2.7M+6160.5% | $43K-97.6% | $1.8M+82.0% | $984K |
| Bank owned life insurance | $1.4M+4.4% | $1.4M+13.8% | $1.2M+11.5% | $1.1M+4.5% | $1.0M+5.8% | $967K-4.1% | $1.0M-4.6% | $1.1M |
| Service charges and fees | $2.8M+44.0% | $2.0M+20.5% | $1.6M+52.0% | $1.1M+22.9% | $872K+10.7% | $788K-23.0% | $1.0M-6.1% | $1.1M |
| Other | $4.6M+4.6% | $4.4M+8.5% | $4.1M+4.5% | $3.9M+24.9% | $3.1M+21.8% | $2.6M-7.0% | $2.8M+19.0% | $2.3M |
| Total noninterest income | $9.4M+152.5% | $3.7M-23.2% | $4.8M+59.3% | $3.0M-46.3% | $5.7M+96.2% | $2.9M-45.0% | $5.2M+34.5% | $3.9M |
| Salaries and employee benefits | $30.3M+27.5% | $23.7M-3.5% | $24.6M+10.6% | $22.2M+21.4% | $18.3M-14.2% | $21.4M+9.9% | $19.4M+2.4% | $19.0M |
| Occupancy and equipment | $10.1M+6.6% | $9.5M+9.6% | $8.7M+4.4% | $8.3M-22.3% | $10.7M-2.2% | $10.9M+43.9% | $7.6M+11.8% | $6.8M |
| Data processing | $3.1M-4.4% | $3.3M+12.6% | $2.9M+9.7% | $2.6M+9.3% | $2.4M-25.1% | $3.2M+55.6% | $2.1M+1.7% | $2.0M |
| Professional services | $6.0M+33.6% | $4.5M+26.7% | $3.5M-9.0% | $3.9M+72.0% | $2.3M+7.1% | $2.1M+13.6% | $1.9M-11.7% | $2.1M |
| Director fees | $1.4M-26.6% | $1.8M+1.5% | $1.8M+30.0% | $1.4M+7.0% | $1.3M+7.3% | $1.2M+40.7% | $863K-17.3% | $1.0M |
| FDIC insurance | $2.7M-19.9% | $3.4M-19.5% | $4.2M+154.2% | $1.6M+33.0% | $1.2M+55.8% | $791K+968.9% | $74K-90.5% | $779K |
| Marketing | $608K+34.5% | $452K-30.6% | $651K+77.9% | $366K-9.4% | $404K-35.9% | $630K-35.1% | $971K-38.8% | $1.6M |
| Total noninterest expense | $58.8M+15.2% | $51.1M+1.3% | $50.4M+13.6% | $44.4M+11.6% | $39.7M-7.2% | $42.8M+20.2% | $35.6M-0.0% | $35.6M |
| Income before income tax expense | $48.5M+263.8% | $13.3M-72.3% | $48.0M+0.1% | $48.0M+41.7% | $33.9M+363.8% | $7.3M | — | — |
| Income tax expense | $13.3M+273.6% | $3.6M-68.7% | $11.4M+7.8% | $10.6M+45.1% | $7.3M+420.8% | $1.4M-70.4% | $4.7M+27.0% | $3.7M |
| Net income | $35.2M+260.3% | $9.8M-73.4% | $36.7M-2.0% | $37.4M+40.8% | $26.6M+350.3% | $5.9M-67.6% | $18.2M+4.5% | $17.4M |
| Basic (in dollars per share) | $4490.00+262.1% | $1240.00-73.7% | $4710.00-2.7% | $4840.00+43.2% | $3380.00+350.7% | $750.00-67.7% | $2320.00+4.0% | $2230.00 |
| Diluted (in dollars per share) | $4450.00+261.8% | $1230.00-73.7% | $4670.00-2.5% | $4790.00+42.6% | $3360.00+348.0% | $750.00-67.5% | $2310.00+4.5% | $2210.00 |
| Basic (in shares) | 7.75B+0.5% | 7.71B+1.6% | 7.59B+0.3% | 7.56B-1.9% | 7.71B-0.3% | 7.73B-0.4% | 7.76B+0.5% | 7.72B |
| Diluted (in shares) | 7.83B+1.1% | 7.74B+1.2% | 7.65B+0.1% | 7.64B-1.6% | 7.76B+0.2% | 7.75B-0.5% | 7.78B+0.1% | 7.78B |
| Dividends per common share (in dollars per share) | $800.00+0.0% | $800.00+0.0% | $800.00+0.0% | $800.00+25.0% | $640.00+14.3% | $560.00+7.7% | $520.00+8.3% | $480.00 |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.