| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Net (loss) income | -$24.8M-1369.6% | $2.0M-56.9% | $4.5M-20.5% | $5.7M+244.5% | -$3.9M-515.1% | -$642K |
| Provision for credit losses | $2.2M+231.2% | $660K-29.3% | $933K-6.4% | $997K | — | — |
| Depreciation and amortization | $410K-3.3% | $424K+10.1% | $385K+2.4% | $376K | — | — |
| Net change of deferred loan origination costs | $531K-17.2% | $641K+55.2% | $413K+80.3% | $229K+200.0% | -$229K-183.3% | $275K |
| Net accretion of premiums and discounts on available-for-sale securities | -$387K+52.0% | -$807K+22.7% | -$1.0M-364.0% | -$225K-135.0% | $643K+1637.8% | $37K |
| Accretion of purchase accounting marks on loans | -$253K+40.3% | -$424K-80.4% | -$235K+71.7% | -$831K | — | — |
| Amortization of core deposit intangible | $315K-6.3% | $336K-13.8% | $390K-10.3% | $435K+10.7% | $393K | $0 |
| Accretion of premium on FHLB advances | $0+100.0% | -$9K+60.9% | -$23K+39.5% | -$38K+0.0% | -$38K | — |
| ESOP compensation expense | $149K-20.7% | $188K+102.2% | $93K+40.9% | $66K-39.4% | $109K+60.3% | $68K |
| Earnings on bank owned life insurance | -$342K-643.5% | -$46K-9.5% | -$42K+2.3% | -$43K+0.0% | -$43K+8.5% | -$47K |
| Goodwill impairment | $25.9M | $0 | — | — | — | — |
| Deferred tax assets | $27K+113.9% | -$194K-115.7% | $1.2M-17.0% | $1.5M+217.3% | -$1.3M-158.5% | -$492K |
| Accrued interest receivable | -$998K-1484.1% | -$63K+93.5% | -$965K-60.6% | -$601K-136.7% | $1.6M | $0 |
| Other assets | -$4.4M-409.9% | $1.4M+308.6% | -$677K | $0-100.0% | $2.3M | $0 |
| Accrued expenses and other liabilities | $1.4M+146.8% | -$3.1M-234.8% | $2.3M | $0+100.0% | -$4.1M | $0 |
| Net cash provided by operating activities | $230K-83.5% | $1.4M-81.7% | $7.6M+20.1% | $6.3M+913.5% | $624K+104.6% | -$13.6M |
| Net change in loans receivable held for investment | -$19.0M+78.6% | -$89.2M+22.7% | -$115.3M+3.8% | -$119.9M-91.9% | -$62.5M-222.3% | $51.1M |
| Principal payments and maturities of available-for-sale securities | $105.1M-10.2% | $117.1M+536.7% | $18.4M-4.8% | $19.3M+0.9% | $19.2M+655.2% | $2.5M |
| Purchases of available-for-sale securities | -$150.5M | $0 | — | -$215.5M-1204.2% | -$16.5M-726.1% | -$2.0M |
| Purchase of FHLB stock | -$16.1M-17.8% | -$13.7M-2.8% | -$13.3M-145.4% | -$5.4M-3461.8% | -$152K+79.5% | -$742K |
| Proceeds from redemption of FHLB stock | $21.3M+50.3% | $14.2M+63.5% | $8.7M+253.5% | $2.5M+77.9% | $1.4M+507.0% | $227K |
| Purchases of bank owned life insurance | -$20.0M | $0 | — | — | — | — |
| Purchase of office properties and equipment | -$243K-76.1% | -$138K+33.7% | -$208K+35.6% | -$323K+71.6% | -$1.1M-174.2% | -$415K |
| Net cash (used in) provided by investing activities | -$79.4M-380.5% | $28.3M+128.3% | -$100.0M+69.1% | -$324.0M-1397.7% | $25.0M-50.8% | $50.7M |
| Net change in deposits | $172.2M+174.4% | $62.8M+1566.1% | -$4.3M+95.8% | -$101.1M-185.2% | $118.7M+562.9% | $17.9M |
| Net change in securities sold under agreements to repurchase | $14.2M+306.3% | -$6.9M-168.6% | $10.0M-13.1% | $11.5M+244.2% | -$8.0M | $0 |
| Repayments of Bank Term Funding Program borrowing | $0+100.0% | -$100.0M | $0 | — | — | — |
| City First Bank Fund Manager II distribution | -$170K | $0 | — | — | — | — |
| Repayment of notes payable | $0+100.0% | -$14.0M | $0 | — | — | — |
| Dividends paid on ECIP preferred stock | -$3.0M-91.4% | -$1.6M | $0+100.0% | -$15K+75.0% | -$60K | $0 |
| Proceeds from other borrowings | $0-100.0% | $2.5M | — | — | — | — |
| Repayments of other borrowings | -$31.4M-1111.1% | -$2.6M | — | — | — | — |
| Proceeds from FHLB advances | $955.8M+181.9% | $339.0M-25.7% | $456.1M+377.6% | $95.5M+1810.0% | $5.0M-91.7% | $60.0M |
| Repayments of FHLB advances | -$1.08B-205.9% | -$352.8M+6.0% | -$375.1M-605.9% | -$53.1M-62.6% | -$32.7M+2.5% | -$33.5M |
| Net cash provided by (used in) financing activities | $28.3M+138.5% | -$73.5M-140.5% | $181.5M+77.6% | $102.2M-6.9% | $109.8M+153.1% | $43.4M |
| Net change in cash and cash equivalents | -$50.9M-16.0% | -$43.8M-149.2% | $89.1M+141.4% | -$215.4M-259.1% | $135.4M+68.1% | $80.5M |
| Cash and cash equivalents at beginning of the period | $61.4M-41.7% | $105.2M+553.2% | $16.1M-93.0% | $231.5M+140.9% | $96.1M+517.4% | $15.6M |
| Cash and cash equivalents at end of the period | $10.5M-82.9% | $61.4M-41.7% | $105.2M+553.2% | $16.1M-93.0% | $231.5M+1387.3% | $15.6M |
| Cash paid for interest | $27.9M-9.1% | $30.6M+81.0% | $16.9M+454.2% | $3.1M-17.8% | $3.7M-35.6% | $5.8M |
| Cash paid for income taxes | $325K-21.9% | $416K-79.6% | $2.0M+513.3% | $332K-53.3% | $711K+8787.5% | $8K |
| Directors [Member] | ||||||
| Stock-based compensation expense | $308K-0.3% | $309K+225.3% | $95K+13.1% | $84K+86.7% | $45K+0.0% | $45K |
| Employees, Excluding Directors [Member] | ||||||
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.