| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Taxable | $26.3M-10.9% | $29.5M-4.2% | $30.8M+51.5% | $20.3M+63.4% | $12.4M |
| Non-Taxable | $265K-1.5% | $269K-57.6% | $634K-8.5% | $693K-21.4% | $882K |
| Federal Reserve Bank Excess Reserves | $2.5M+15.2% | $2.2M+120.0% | $1.0M+221.2% | $312K+84.6% | $169K |
| Interest on Bank Deposits | $268K+215.3% | $85K+32.8% | $64K+120.7% | $29K-71.6% | $102K |
| Dividend Income | $616K-39.1% | $1.0M-30.5% | $1.5M+845.5% | $154K+27.3% | $121K |
| Total Interest Income | $232.2M+4.7% | $221.7M+12.9% | $196.4M+22.6% | $160.2M+19.6% | $133.9M |
| Interest Expense on Deposits | $96.2M+0.8% | $95.4M+81.3% | $52.6M+182.7% | $18.6M-16.3% | $22.2M |
| Interest Expense on Federal Funds Purchased | $0 | $0-100.0% | $368K+95.7% | $188K | $0 |
| Interest on Other Borrowings | $5.2M-55.9% | $11.8M-43.9% | $21.1M+1356.1% | $1.4M+209.8% | $468K |
| Total Interest Expense | $101.4M-5.5% | $107.3M+44.7% | $74.1M+265.9% | $20.3M-10.8% | $22.7M |
| NET INTEREST INCOME | $130.8M+14.3% | $114.5M-6.4% | $122.3M-12.6% | $139.9M+25.9% | $111.2M |
| (Recovery) Provision for Credit Losses | -$3.6M+27.8% | -$5.0M-191.6% | $5.5M+127.4% | $2.4M-27.8% | $3.4M |
| (Recovery) Provision for Unfunded Commitments | -$194K-2671.4% | -$7K-100.8% | $901K+77.0% | $509K+140.1% | -$1.3M |
| Net Interest Income After (Recovery) Provision for Credit Losses | $134.7M+12.7% | $119.5M+3.1% | $115.9M-15.4% | $137.0M+25.6% | $109.1M |
| Gains (Losses) on Sales of Securities, net | $46K-32.4% | $68K+104.5% | -$1.5M-3406.5% | $46K-99.3% | $6.9M |
| Service Charges, Commissions and Fees | $7.3M-1.1% | $7.4M+3.3% | $7.2M-0.2% | $7.2M+7.6% | $6.7M |
| Debit Card Interchange Fees | $7.9M+1.2% | $7.8M+0.2% | $7.8M+5.4% | $7.4M+2.8% | $7.2M |
| Insurance Commissions | $2.7M-26.0% | $3.7M+89.5% | $1.9M-0.8% | $2.0M+3.2% | $1.9M |
| Bank Owned Life Insurance Income | $1.5M+2.6% | $1.5M+6.7% | $1.4M+1.8% | $1.4M-1.7% | $1.4M |
| Commercial Loan Swap Fee Income | $0 | $0-100.0% | $139K-82.0% | $774K-68.0% | $2.4M |
| Other | $11.1M+26.3% | $8.8M-19.1% | $10.8M+16.8% | $9.3M+3.1% | $9.0M |
| Total Noninterest Income | $22.4M+4.8% | $21.4M+16.9% | $18.3M-15.8% | $21.7M-24.8% | $28.9M |
| Salaries and Employee Benefits | $57.7M-0.3% | $57.9M+3.7% | $55.9M+6.6% | $52.4M-3.2% | $54.2M |
| Occupancy Expense, net | $17.6M+12.9% | $15.6M+11.3% | $14.0M+3.7% | $13.5M-0.2% | $13.6M |
| FDIC Insurance Expense | $5.8M-5.8% | $6.2M+26.4% | $4.9M+143.4% | $2.0M-6.6% | $2.2M |
| Other Taxes | $3.6M+1.5% | $3.6M+8.1% | $3.3M-0.8% | $3.3M+6.1% | $3.1M |
| Advertising Expense | $3.2M+24.8% | $2.5M+50.0% | $1.7M+18.1% | $1.4M+50.6% | $952K |
| Telephone Expense | $1.2M-12.7% | $1.4M-24.4% | $1.8M+3.4% | $1.8M-19.3% | $2.2M |
| Professional and Legal Fees | $6.9M+21.2% | $5.7M-8.6% | $6.2M+6.7% | $5.8M+10.7% | $5.3M |
| Data Processing | $5.7M+15.8% | $4.9M+25.5% | $3.9M-3.2% | $4.1M+7.8% | $3.8M |
| Debit Card Expense | $4.2M+22.5% | $3.4M+19.1% | $2.9M+4.5% | $2.8M-1.0% | $2.8M |
| Total Noninterest Expense | $117.1M+6.4% | $110.0M+4.3% | $105.5M+8.7% | $97.0M-5.2% | $102.3M |
| Income Before Income Taxes | $40.0M+29.6% | $30.9M+7.5% | $28.7M-53.5% | $61.7M+72.9% | $35.7M |
| Income Tax Provision | $8.6M+36.1% | $6.3M+18.9% | $5.3M-54.0% | $11.6M+182.4% | $4.1M |
| Net Income | $31.4M+27.9% | $24.5M+4.9% | $23.4M-53.3% | $50.1M+58.7% | $31.6M |
| Basic Earnings per Common Share (in usd per share) | $1380.00+30.2% | $1060.00+6.0% | $1000.00-50.7% | $2030.00+70.6% | $1190.00 |
| Diluted Earnings per Common Share (in usd per share) | $1380.00+30.2% | $1060.00+6.0% | $1000.00-50.7% | $2030.00+70.6% | $1190.00 |
| Average Shares Outstanding - Basic (in shares) | 22.46B-1.6% | 22.82B-1.8% | 23.24B-5.5% | 24.60B-6.6% | 26.34B |
| Average Shares Outstanding - Diluted (in shares) | 22.46B-1.6% | 22.82B-1.8% | 23.24B-5.5% | 24.60B-6.6% | 26.34B |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.