| Metric | FY2025 | FY2024 |
|---|---|---|
| Loans, including fees | $112.3M-1.0% | $113.4M |
| Debt securities-taxable | $3.7M+38.7% | $2.7M |
| Debt securities-tax-exempt | $442K+20.1% | $368K |
| Dividends on restricted stock | $621K-11.3% | $700K |
| Interest-bearing deposits in banks and federal funds sold | $4.5M-25.5% | $6.1M |
| Total interest and dividend income | $121.6M-1.3% | $123.2M |
| Deposits | $37.1M-8.0% | $40.4M |
| Short-term borrowings | $148K-27.7% | $205K |
| Long-term debt | $3.9M-22.7% | $5.1M |
| Total interest expense | $41.2M-9.8% | $45.6M |
| Net interest income | $80.4M+3.7% | $77.6M |
| Provision for credit losses | $463K-74.7% | $1.8M |
| Net interest income after provision for credit losses | $80.0M+5.6% | $75.8M |
| Customer service fees | $2.8M-6.5% | $3.0M |
| Net gains on sales of premises and equipment | $38K-95.0% | $759K |
| Net gains on sales of foreclosed assets | $161K+5.0% | $153K |
| ATM fees | $3.4M+4.0% | $3.3M |
| Increase in BOLI | $1.3M+7.8% | $1.2M |
| Other | $6.4M-7.5% | $6.9M |
| Total noninterest income | $9.9M-8.7% | $10.9M |
| Salaries and employee benefits | $22.8M-8.5% | $24.9M |
| Occupancy | $3.3M-13.8% | $3.8M |
| Data processing | $4.5M+7.0% | $4.2M |
| Deposit insurance premiums | $972K-13.9% | $1.1M |
| Professional fees | $846K-16.8% | $1.0M |
| Depreciation and amortization | $3.7M-9.8% | $4.1M |
| Total noninterest expense | $42.5M-7.8% | $46.1M |
| Income before income taxes | $47.4M+16.9% | $40.6M |
| Provision for income taxes | $10.2M+15.0% | $8.9M |
| Net Income | $37.2M+17.4% | $31.7M |
| Less: net income attributable to noncontrolling interest | $276K | — |
| Net income attributable to Commercial Bancgroup, Inc. | $37.2M+18.4% | $31.4M |
| Basic (in Dollars per share) | $2.95+14.3% | $2.58 |
| Diluted (in Dollars per share) | $2.95+16.1% | $2.54 |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.