| Metric | FY2025 | FY2024 | FY2023 |
|---|---|---|---|
| Interest and fees on loans | $13.3M-3.6% | $13.8M+2.9% | $13.4M |
| Interest and dividends on securities, taxable | $21.8M+77.3% | $12.3M+10.9% | $11.1M |
| Interest on securities, tax-exempt | $1.1M-2.1% | $1.1M-6.1% | $1.2M |
| Interest on interest-bearing deposits in banks | $19.6M-5.9% | $20.8M+243.8% | $6.1M |
| Total interest and dividend income | $55.8M+16.2% | $48.1M+51.2% | $31.8M |
| Interest on deposits | $4.3M+32.6% | $3.3M-10.7% | $3.7M |
| Interest on short-term borrowings | $0-100.0% | $430K+12.6% | $382K |
| Total interest expense | $4.3M+17.2% | $3.7M-8.5% | $4.0M |
| Net interest income | $51.5M+16.1% | $44.4M+59.9% | $27.7M |
| Provision for (recapture of) loan credit losses | -$418K-314.4% | $195K+219.6% | -$163K |
| Recapture of securities credit losses | -$74K+79.2% | -$356K-144.3% | $804K |
| Total recapture of credit losses | -$492K-205.6% | -$161K-125.1% | $641K |
| Net interest income after recapture of credit losses | $52.0M+16.8% | $44.5M+64.3% | $27.1M |
| Noninterest income | $1.0M+13.7% | $907K+60.5% | $565K |
| Deposit placement services | $838K-86.5% | $6.2M+214.0% | $2.0M |
| Gain on sale of mortgage loans | $60K+122.2% | $27K+125.0% | $12K |
| Loss on sale of securities | $0+100.0% | -$81K+79.2% | -$389K |
| Other income | $205K+66.7% | $123K-38.8% | $201K |
| Total noninterest income | $3.5M-59.4% | $8.6M+161.5% | $3.3M |
| Salaries and employee benefits | $17.7M+11.6% | $15.9M+28.7% | $12.4M |
| Professional services | $3.1M-0.5% | $3.2M+248.0% | $909K |
| Data processing and communication expenses | $2.9M+11.9% | $2.6M+14.9% | $2.3M |
| State franchise taxes | $1.3M+45.8% | $884K+19.6% | $739K |
| Occupancy and equipment expenses | $1.1M+9.2% | $982K+4.9% | $936K |
| FDIC and regulatory assessments | $850K+12.9% | $753K+28.7% | $585K |
| Insurance expenses | $605K+77.9% | $340K+51.1% | $225K |
| Directors’ fees | $596K-8.3% | $650K+77.1% | $367K |
| Other operating expenses | $1.8M+17.6% | $1.6M+84.4% | $842K |
| Total noninterest expenses | $30.1M+12.0% | $26.8M+37.8% | $19.5M |
| Net income before taxes | $25.4M-3.2% | $26.3M+140.9% | $10.9M |
| Loss before allocated tax benefit and undistributed net income of Chain Bridge Bank, N.A. | $5.2M-2.6% | $5.3M+156.3% | $2.1M |
| Net income | $20.2M-3.4% | $20.9M+137.2% | $8.8M |
| Earnings per common share, basic (in dollars per share) | $3080.00-26.1% | $4170.00+116.1% | $1930.00 |
| Earnings per common share, diluted (in dollars per share) | $3080.00-26.1% | $4170.00+116.1% | $1930.00 |
| Trust and wealth management | |||
| Service charges on accounts | |||
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.