| Metric | FY2025 | FY2024 |
|---|---|---|
| Loans held for investment | $95.5M+2.6% | $93.0M |
| Loans held for sale | $13.3M+29.6% | $10.3M |
| Taxable | $14.7M-3.7% | $15.2M |
| Non-taxable | $428K+8.4% | $395K |
| Non-marketable equity securities | $448K+3.2% | $434K |
| Federal funds sold | $2.9M-22.7% | $3.8M |
| Other earning assets from banks | $484K-9.4% | $534K |
| Total income | $127.7M+3.3% | $123.6M |
| Interest-bearing deposits | $52.3M-2.2% | $53.4M |
| Other borrowings | $1.5M-68.4% | $4.9M |
| Total expenses | $53.8M-7.7% | $58.3M |
| Net interest income | $73.9M+13.1% | $65.3M |
| Provision for credit losses | $3.2M+477.9% | $553K |
| Net interest income after provision for credit losses | $70.7M+9.1% | $64.8M |
| Noninterest income | $890K+5.2% | $846K |
| Bank-owned life insurance | $1.8M+8.9% | $1.7M |
| Income from mortgage originations | $1.2M-2.3% | $1.2M |
| Gain on sale of government guaranteed loans | $1.6M-14.2% | $1.8M |
| Losses on sale of available-for-sale securities | -$10K+99.7% | -$3.5M |
| Other noninterest income | $1.7M+4.6% | $1.6M |
| Total noninterest income | $8.1M+78.8% | $4.5M |
| Salaries and employee benefits | $28.3M+8.1% | $26.2M |
| Occupancy and equipment | $3.3M+10.7% | $3.0M |
| Other professional fees | $2.6M+28.4% | $2.0M |
| Software and other technology expense | $3.0M+10.1% | $2.7M |
| Data processing | $2.6M+15.9% | $2.2M |
| Regulatory assessment | $1.5M+15.6% | $1.3M |
| Other noninterest expense | $6.3M+36.9% | $4.6M |
| Total noninterest expense | $47.6M+13.2% | $42.1M |
| Income before taxes | $31.1M+14.4% | $27.2M |
| Income tax provision | $6.2M+17.6% | $5.3M |
| Net income | $24.9M+13.6% | $21.9M |
| Basic | $2K+4.2% | $2K |
| Diluted | $2K+3.3% | $2K |
| Interchange Income and Card Fees | ||
| Service Charges on Deposit Accounts | ||
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.