| Metric | FY2026 | FY2025 | FY2024 | FY2023 |
|---|---|---|---|---|
| Loans-including fees | $25.1M+12.8% | $22.2M+17.3% | $19.0M+29.3% | $14.7M |
| Investment securities | $2.3M+6.3% | $2.1M+24.3% | $1.7M+27.3% | $1.4M |
| FHLB stock | $28K-9.7% | $31K+6.9% | $29K-17.1% | $35K |
| Federal funds sold | $260K-7.8% | $282K+12.4% | $251K+188.5% | $87K |
| Total interest and dividend income | $27.7M+12.0% | $24.7M+17.8% | $21.0M+29.9% | $16.1M |
| Deposits | $8.9M+10.1% | $8.1M+27.1% | $6.4M+168.4% | $2.4M |
| Borrowings and federal funds purchased | $59K-40.4% | $99K-5.7% | $105K-71.0% | $362K |
| Total interest expense | $9.0M+9.5% | $8.2M+26.6% | $6.5M+136.8% | $2.7M |
| Net interest income before provision for credit losses | $18.7M+13.3% | $16.5M+13.9% | $14.5M+8.0% | $13.4M |
| Provision for credit losses | $306K+53.0% | $200K+127.3% | $88K-96.9% | $2.9M |
| Net interest income after provision for credit losses | $18.4M+12.8% | $16.3M+13.2% | $14.4M+36.7% | $10.5M |
| Servicing fees on loans | $126K-4.5% | $132K+2.3% | $129K-57.4% | $303K |
| Service charges on deposit accounts | $766K-16.0% | $912K+18.6% | $769K+14.4% | $672K |
| Interchange income | $1.3M-0.2% | $1.3M-1.7% | $1.3M+24.2% | $1.0M |
| Gain on sale of loans, net | $371K+72.6% | $215K+10.3% | $195K+101.0% | $97K |
| Gain from real estate owned and other repossessed assets, net | $1K-50.0% | $2K-50.0% | $4K+300.0% | -$2K |
| Other | $135K+73.1% | $78K-83.2% | $463K+177.2% | $167K |
| Total non-interest income | $2.7M+2.2% | $2.6M-8.5% | $2.9M+25.2% | $2.3M |
| Salaries and employee benefits | $8.8M+11.1% | $7.9M+13.5% | $6.9M+24.0% | $5.6M |
| Occupancy and equipment | $1.5M+41.7% | $1.1M+1.2% | $1.0M-2.0% | $1.1M |
| Data processing | $1.9M-2.1% | $2.0M+8.8% | $1.8M+4.9% | $1.7M |
| Federal deposit insurance premiums | $207K+7.8% | $192K-20.3% | $241K+40.9% | $171K |
| Debit card processing | $268K+2.7% | $261K+3.6% | $252K+13.0% | $223K |
| Advertising | $401K+3.6% | $387K+25.6% | $308K-4.0% | $321K |
| Other general and administrative expenses | $3.0M+13.8% | $2.6M+31.3% | $2.0M+15.6% | $1.7M |
| Total non-interest expense | $16.0M+11.6% | $14.4M+14.1% | $12.6M+16.3% | $10.8M |
| Income before income tax expense | $5.0M+10.3% | $4.5M-2.4% | $4.6M+136.2% | $2.0M |
| Income tax expense | $991K+14.0% | $869K-0.9% | $877K+176.7% | $317K |
| Net income | $4.0M+9.5% | $3.7M-2.8% | $3.8M+128.4% | $1.6M |
| Earnings per share - basic | $1.06+10.4% | $0.96-56.2% | $2.19 | — |
| Earnings per share - diluted | $1.05+9.4% | $0.96-56.2% | $2.19 | — |
| Weighted average shares outstanding - basic | 3.79B-0.7% | 3.82B+122.1% | 1.72B | — |
| Weighted average shares outstanding - diluted | 3.81B-0.1% | 3.82B+122.2% | 1.72B | — |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.