| Metric | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Revenues | $42.3M+18.6% | $35.6M+32.8% | $26.9M+68.1% | $16.0M |
| Provision for credit losses | $91.0M+66.7% | $54.6M-6.4% | $58.4M-11.9% | $66.3M |
| Processing and servicing costs | $33.5M+14.0% | $29.4M+4.4% | $28.1M-12.0% | $31.9M |
| Financial network and transaction costs | $28.2M+14.1% | $24.7M+9.0% | $22.7M | — |
| Advertising and activation costs | $66.0M+23.5% | $53.4M-5.7% | $56.7M | — |
| Compensation and benefits | $103.4M-2.3% | $105.8M+13.4% | $93.3M-9.8% | $103.4M |
| Technology and infrastructure | $12.1M+9.8% | $11.0M+4.0% | $10.6M | — |
| Other operating expenses | $33.4M-0.4% | $33.5M+6.3% | $31.5M-54.0% | $68.6M |
| Total operating expenses | $367.6M+17.6% | $312.5M+3.7% | $301.3M-11.2% | $339.2M |
| Interest income | -$1.6M+46.5% | -$3.0M+43.6% | -$5.3M-79.3% | -$3.0M |
| Interest expense | $7.0M-11.8% | $8.0M-32.1% | $11.8M+28.0% | $9.2M |
| Gain on extinguishment of convertible debt | $0+100.0% | -$33.4M | $0+100.0% | -$4.3M |
| Changes in fair value of earnout liabilities | $3.3M+240.4% | $965K+4486.4% | -$22K+99.8% | -$9.6M |
| Changes in fair value of public and private warrant liabilities | $9.9M+470.5% | $1.7M+765.0% | -$260K+98.2% | -$14.2M |
| Total other (income) expense, net | $18.6M+172.2% | -$25.7M-515.4% | $6.2M+214.3% | -$5.4M |
| Net income (loss) before provision (benefit) for income taxes | $168.0M+178.4% | $60.4M+224.7% | -$48.4M+62.5% | -$129.0M |
| Provision (benefit) for income taxes | -$27.8M-1222.0% | $2.5M+1967.5% | $120K+279.1% | -$67K |
| Net income (loss) | $195.9M+238.4% | $57.9M+219.3% | -$48.5M+62.4% | -$128.9M |
| Basic | $13.37B+6.8% | $12.52B+4.9% | $11.93B+3.0% | $11.59B |
| Diluted | $14.48B+4.8% | $13.82B+15.8% | $11.93B+3.0% | $11.59B |
| Service based revenue, net [Member] | ||||
| Transaction based revenue, net [Member] | ||||
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.