| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Interest and fees on loans | $69.1M+19.4% | $57.9M+19.7% | $48.3M+79.3% | $27.0M+26.4% | $21.3M |
| Interest and dividends on securities | $4.0M+25.8% | $3.2M+18.0% | $2.7M+81.5% | $1.5M+47.0% | $1.0M |
| Interest on short-term investments | $5.0M-17.2% | $6.0M+60.3% | $3.7M | — | — |
| Interest on interest-bearing time deposits | $117K+3800.0% | $3K | $0 | — | — |
| Total interest and dividend income | $78.2M+16.6% | $67.0M+22.4% | $54.8M+87.9% | $29.2M+30.3% | $22.4M |
| Interest on deposits | $37.1M+10.8% | $33.4M+56.1% | $21.4M+369.0% | $4.6M+28.8% | $3.5M |
| Interest on Federal Home Loan Bank advances | $9.2M+6.7% | $8.6M+0.6% | $8.6M+804.3% | $948K+602.2% | $135K |
| Total interest expense | $46.3M+10.0% | $42.1M+40.3% | $30.0M+443.7% | $5.5M+49.8% | $3.7M |
| Net interest and dividend income | $31.9M+27.7% | $25.0M+0.8% | $24.8M+4.9% | $23.6M+26.5% | $18.7M |
| Provision for credit losses | $1.5M+781.6% | $174K-78.3% | $803K-72.7% | $2.9M+716.7% | $360K |
| Net interest and dividend income after provision for credit losses | $30.4M+22.4% | $24.8M+3.4% | $24.0M+15.9% | $20.7M+12.9% | $18.3M |
| Customer service fees | $598K+3.6% | $577K+11.8% | $516K+15.7% | $446K+13.5% | $393K |
| Income from bank-owned life insurance | $475K+0.4% | $473K-1.3% | $479K-42.1% | $828K+133.2% | $355K |
| Net gain on sales of loans | $132K+10.9% | $119K+466.7% | $21K-75.0% | $84K-81.2% | $446K |
| Other income | $121K+112.3% | $57K+58.3% | $36K-16.3% | $43K+53.6% | $28K |
| Total noninterest income | $1.3M+8.2% | $1.2M+16.5% | $1.1M-24.9% | $1.4M+14.6% | $1.2M |
| Salaries and employee benefits | $13.2M+1.0% | $13.1M+11.8% | $11.7M+17.6% | $9.9M+3.4% | $9.6M |
| Director compensation | $797K-4.4% | $834K+43.5% | $581K+35.4% | $429K-0.2% | $430K |
| Occupancy and equipment | $1.1M+6.7% | $1.0M | — | — | — |
| Data processing | $1.3M+8.3% | $1.2M+9.6% | $1.1M+28.6% | $850K+24.3% | $684K |
| Computer software and licensing | $441K-0.5% | $443K | — | — | — |
| Advertising and promotions | $639K+16.0% | $551K-30.6% | $794K+5.6% | $752K+16.0% | $648K |
| Professional fees | $1.4M+8.7% | $1.3M-7.2% | $1.4M+60.2% | $846K+75.5% | $482K |
| Federal Deposit Insurance Corporation deposit insurance | $883K+17.4% | $752K-5.2% | $793K+252.4% | $225K+44.2% | $156K |
| Other | $1.6M+5.0% | $1.5M+6.6% | $1.4M+10.2% | $1.3M+23.7% | $1.1M |
| Total noninterest expense | $21.3M+3.2% | $20.7M+8.5% | $19.1M+2.4% | $18.6M+32.1% | $14.1M |
| Income before income tax expense | $10.4M+93.2% | $5.4M-10.3% | $6.0M+71.2% | $3.5M-36.1% | $5.5M |
| Income tax expense | $2.6M+88.9% | $1.4M-9.7% | $1.5M+97.0% | $776K-45.7% | $1.4M |
| Net income | $7.8M+94.7% | $4.0M-10.4% | $4.5M+63.8% | $2.7M-32.7% | $4.0M |
| Weighted average shares outstanding, basic (in shares) | 8.1M-1.9% | 8.3M-99.9% | 8.47B+0.1% | 8.46B | 0 |
| Weighted average shares outstanding, diluted (in shares) | 8.3M-0.4% | 8.3M-99.9% | 8.52B+0.8% | 8.46B | 0 |
| Basic earnings per share (in dollars per share) | $0.96+100.0% | $0.48-99.9% | $530.00+65.6% | $320.00 | — |
| Diluted earnings per share (in dollars per share) | $0.94+95.8% | $0.48-99.9% | $520.00+62.5% | $320.00 | — |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.