| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Portfolio revenue | $1.46B+11.8% | $1.30B+8.1% | $1.20B+0.2% | $1.20B | — |
| Changes in recoveries | $208.8M+332.6% | -$89.7M-8.7% | -$82.5M-188.6% | $93.1M-100.0% | $199.14B |
| Total debt purchasing revenue | $1.66B+37.2% | $1.21B+8.1% | $1.12B-13.4% | $1.30B-99.9% | $1.49T |
| Servicing revenue | $88.4M+4.3% | $84.8M+2.0% | $83.1M-12.4% | $94.9M-99.9% | $120.78B |
| Other revenues | $15.8M-15.5% | $18.8M+6.3% | $17.6M+122.7% | $7.9M-99.9% | $6.86B |
| Total revenues | $1.77B+34.4% | $1.32B+7.7% | $1.22B-12.6% | $1.40B-99.9% | $1.61T |
| Salaries and employee benefits | $458.2M+8.4% | $422.9M+8.0% | $391.5M+4.4% | $375.1M-99.9% | $385.18B |
| Cost of legal collections | $315.5M+21.7% | $259.3M+15.6% | $224.3M+2.9% | $217.9M-99.9% | $254.28B |
| General and administrative expenses | $165.9M+1.3% | $163.8M+13.1% | $144.9M-0.6% | $145.8M-99.9% | $137.69B |
| Other operating expenses | $144.5M+10.5% | $130.8M+17.6% | $111.2M-0.0% | $111.2M-99.9% | $106.94B |
| Collection agency commissions | $29.3M-4.3% | $30.6M-14.2% | $35.7M+0.3% | $35.6M-99.9% | $47.06B |
| Depreciation and amortization | $28.8M-11.3% | $32.4M-22.3% | $41.7M-10.1% | $46.4M-99.9% | $50.08B |
| Goodwill impairment | $0-100.0% | $100.6M-57.8% | $238.2M | $0 | $0 |
| Impairment of assets | $0-100.0% | $18.5M-1.0% | $18.7M+359.5% | $4.1M | $0 |
| Total operating expenses | $1.14B-1.5% | $1.16B-3.9% | $1.21B+28.8% | $936.2M-99.9% | $981.23B |
| Income from operations | $626.6M+298.3% | $157.3M+851.5% | $16.5M-96.4% | $462.2M-99.9% | $633.27B |
| Interest expense | -$293.9M-16.4% | -$252.5M-25.1% | -$201.9M-31.7% | -$153.3M+99.9% | -$169.65B |
| Loss on extinguishment of debt | -$1.6M+79.4% | -$7.8M | $0 | $0+100.0% | -$9.30B |
| Other income | $5.0M-26.3% | $6.8M+34.5% | $5.1M+139.2% | $2.1M+100.0% | -$17.78B |
| Total other expense | -$290.5M-14.6% | -$253.5M-28.8% | -$196.8M-30.2% | -$151.2M+99.9% | -$196.73B |
| Income (loss) before income taxes | $336.2M+449.4% | -$96.2M+46.6% | -$180.3M-158.0% | $311.0M-99.9% | $436.54B |
| Provision for income taxes | -$79.3M-84.4% | -$43.0M-64.1% | -$26.2M+77.5% | -$116.4M+99.9% | -$85.34B |
| Net income (loss) | $256.8M+284.4% | -$139.2M+32.6% | -$206.5M-206.1% | $194.6M-99.9% | $351.20B |
| Basic (USD per share) | $11.05+289.5% | -$5.83+33.1% | -$8.72-208.2% | $8.06-30.8% | $11.64 |
| Diluted (USD per share) | $10.91+287.1% | -$5.83+33.1% | -$8.72-216.9% | $7.46-33.7% | $11.26 |
| Basic (shares) | $23.2M-2.7% | $23.9M+0.9% | $23.7M-2.0% | $24.1M-19.9% | $30.1M |
| Diluted (shares) | $23.5M-1.4% | $23.9M+0.9% | $23.7M-9.3% | $26.1M-16.2% | $31.2M |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.