| Metric | FY2025 | FY2024 | FY2023 |
|---|---|---|---|
| Interest and fees on loans | $52.2M+7.9% | $48.3M+11.7% | $43.3M |
| Interest and dividends on investment securities | $10.4M+14.2% | $9.1M-2.1% | $9.3M |
| Interest on deposits in other banks | $3.3M-5.1% | $3.4M+98.7% | $1.7M |
| Total interest and dividend income | $65.8M+8.1% | $60.9M+12.1% | $54.3M |
| Deposits | $15.1M+35.3% | $11.2M+65.6% | $6.8M |
| Borrowed funds | $2.7M-67.7% | $8.2M+144.6% | $3.4M |
| Total interest expense | $17.8M-8.4% | $19.4M+91.8% | $10.1M |
| Net interest income | $48.0M+15.8% | $41.4M-6.2% | $44.2M |
| Provision for credit losses | $1.7M+12.4% | $1.5M+135.7% | $649K |
| Net interest income after provision for credit losses | $46.3M+16.0% | $39.9M-8.3% | $43.5M |
| Service charges and fee income from deposit accounts | $2.6M-11.8% | $2.9M-8.0% | $3.2M |
| Gain (loss) on sales, disposal, or impairment of assets | -$87K+69.3% | -$283K | — |
| Gain on sales of available for sale securities | $214K-24.9% | $285K+331.8% | $66K |
| Other non-interest income | $1.4M-17.1% | $1.7M-54.8% | $3.9M |
| Total non-interest income | $4.1M-11.1% | $4.7M-81.3% | $24.9M |
| Salaries and employee benefits | $25.4M+6.5% | $23.8M-41.5% | $40.7M |
| Occupancy and equipment | $7.2M+8.8% | $6.6M-18.0% | $8.1M |
| Directors' fees | $755K+22.2% | $618K-23.3% | $806K |
| Data processing | $4.9M+11.1% | $4.4M-5.7% | $4.7M |
| Advertising and marketing | $825K-49.5% | $1.6M-6.9% | $1.8M |
| Mortgage servicing rights amortization | $375K-25.4% | $503K-71.5% | $1.8M |
| Other general and administrative | $6.1M+17.4% | $5.2M-41.5% | $8.9M |
| Total non-interest expenses | $45.6M+6.4% | $42.9M-36.0% | $67.0M |
| Income from continuing operations before income taxes | $4.8M+182.6% | $1.7M+17.7% | $1.4M |
| Income tax expense from continuing operations | $870K+346.2% | $195K-40.9% | $330K |
| Net income from continuing operations | $3.9M+161.4% | $1.5M | — |
| Loss from discontinued operations before income taxes | -$3.3M+59.2% | -$8.1M | — |
| Income tax benefit from discontinued operations | -$593K-78.6% | -$332K | — |
| Net loss from discontinued operations | -$2.7M+65.1% | -$7.7M | — |
| Net income (loss) | $1.3M+120.2% | -$6.2M-655.8% | $1.1M |
| Continuing operations - basic | $220-47.6% | $420 | — |
| Discontinued operations - basic | -$150+93.1% | -$2K | — |
| Total earnings (loss) per share - basic | $0.07+104.0% | -$1.74 | — |
| Continuing operations - diluted | $220-47.6% | $420 | — |
| Discontinued operations - diluted | -$150+93.1% | -$2K | — |
| Total earnings (loss) per share - diluted | $0.07+104.0% | -$1.74 | — |
| Weighted average shares outstanding, basic | 18.20B+410.9% | 3.56B | 0 |
| Weighted average shares outstanding, diluted | 18.20B+410.9% | 3.56B | — |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.