| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|---|
| Interest income | $1.92B+0.8% | $1.91B+17.0% | $1.63B+26877.1% | $6.0M-86.3% | $43.9M+246.9% | $12.7M-70.3% | $42.6M+14.1% | $37.3M |
| Interest expense | -$1.66B-1.3% | -$1.64B-20.3% | -$1.36B-1047.1% | -$118.6M-10.2% | -$107.7M-213.4% | -$34.4M+72.1% | -$123.0M+11.3% | -$138.7M |
| NET PORTFOLIO INTEREST INCOME | $260.8M-2.7% | $267.9M+0.0% | $267.9M+337.9% | -$112.6M-76.6% | -$63.8M-193.8% | -$21.7M+73.0% | -$80.4M+20.7% | -$101.4M |
| Net origination gains | $226.1M+25.7% | $179.8M+47.8% | $121.6M | — | — | — | — | — |
| Gains on securitization of home equity conversion mortgage (“HECM”) tails, net | $45.4M-0.4% | $45.5M+78.0% | $25.6M | — | — | — | — | — |
| Fair value changes from model amortization | -$153.7M+23.6% | -$201.1M+11.9% | -$228.4M | — | — | — | — | — |
| Fair value changes from market inputs or model assumptions | $147.0M+162.8% | $55.9M-4.7% | $58.7M | — | — | — | — | — |
| Net fair value changes on loans and related obligations | $264.7M+230.1% | $80.2M+457.0% | -$22.5M | — | — | — | — | — |
| Fee income | $29.5M-0.2% | $29.5M-32.0% | $43.5M-46.9% | $81.8M-78.8% | $386.1M+139.2% | $161.4M-58.6% | $389.9M+95.8% | $199.1M |
| Non-funding interest income (expense), net | -$57.6M-444.8% | $16.7M | — | — | — | — | — | — |
| NET OTHER INCOME (EXPENSE) | $236.7M+87.2% | $126.4M+476.0% | -$33.6M | — | — | — | — | — |
| TOTAL REVENUES | $497.4M+26.1% | $394.4M+68.4% | $234.3M+344.0% | $52.8M-95.7% | $1.23B+142.0% | $507.7M-71.8% | $1.80B+101.9% | $891.5M |
| Salaries, benefits, and related expenses | $145.8M+5.4% | $138.4M-22.4% | $178.3M-13.8% | $206.9M-73.1% | $768.1M+222.0% | $238.5M-72.5% | $868.3M+64.1% | $529.3M |
| Loan production and portfolio related expenses | $54.3M+50.0% | $36.2M+36.7% | $26.5M-49.1% | $52.1M | — | — | — | — |
| Loan servicing expenses | $31.2M-0.5% | $31.3M+1.9% | $30.7M-7.1% | $33.1M | — | — | — | — |
| Marketing and advertising expenses | $48.6M+23.3% | $39.4M+23.6% | $31.9M+144.8% | $13.0M | — | — | — | — |
| Amortization and depreciation | $38.6M-0.9% | $38.9M-8.1% | $42.4M+0.8% | $42.0M | — | — | — | — |
| General and administrative expenses | $51.1M-14.1% | $59.5M-27.7% | $82.2M+15.6% | $71.1M-81.9% | $392.3M+208.4% | $127.2M-67.9% | $395.9M+54.5% | $256.2M |
| TOTAL EXPENSES | $369.5M+7.5% | $343.7M-12.3% | $392.0M-6.3% | $418.2M-64.7% | $1.18B+217.1% | $373.3M-71.1% | $1.29B+58.1% | $818.3M |
| IMPAIRMENT OF OTHER ASSETS | $0+100.0% | -$891K | — | — | — | — | — | — |
| OTHER, NET | -$14.8M-113.6% | -$6.9M-3384.8% | $211K-99.3% | $32.0M+126.2% | $14.1M+259.0% | -$8.9M-45.0% | -$6.1M-241.5% | $4.3M |
| NET INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES | $113.1M+164.1% | $42.8M+125.7% | -$166.8M+51.4% | -$343.0M+74.0% | -$1.32B-1153.5% | $125.5M-74.9% | $500.3M+544.8% | $77.6M |
| Provision for income taxes from continuing operations | $3.5M+46.7% | $2.4M+504.4% | -$593K+96.5% | -$17.1M+17.1% | -$20.7M-1918.0% | $1.1M-51.5% | $2.3M+147.0% | $949K |
| NET INCOME FROM CONTINUING OPERATIONS | $109.6M+171.1% | $40.4M+124.3% | -$166.2M+49.0% | -$325.9M | — | — | — | — |
| NET LOSS FROM DISCONTINUED OPERATIONS | -$6.5M-38.3% | -$4.7M+90.9% | -$51.9M+86.7% | -$389.7M | — | — | — | — |
| NET INCOME | $103.0M+188.7% | $35.7M+116.4% | -$218.2M+69.5% | -$715.5M+45.0% | -$1.30B-1146.5% | $124.3M-75.0% | $497.9M+549.8% | $76.6M |
| Net income from continuing operations attributable to noncontrolling interest | $61.4M+167.7% | $22.9M+121.8% | -$105.0M+59.9% | -$261.4M | — | — | — | — |
| Net loss from discontinued operations attributable to noncontrolling interest | -$3.6M-30.6% | -$2.7M+91.8% | -$33.1M+87.4% | -$263.4M | — | — | — | — |
| NET INCOME FROM CONTINUING OPERATIONS ATTRIBUTABLE TO CONTROLLING INTEREST | $48.2M+175.6% | $17.5M+128.5% | -$61.3M+4.9% | -$64.4M | — | — | — | — |
| NET LOSS FROM DISCONTINUED OPERATIONS ATTRIBUTABLE TO CONTROLLING INTEREST | -$3.0M-48.8% | -$2.0M+89.3% | -$18.8M+85.1% | -$126.3M | — | — | — | — |
| NET INCOME ATTRIBUTABLE TO CONTROLLING INTEREST | $45.2M+192.1% | $15.5M+119.3% | -$80.1M+58.0% | -$190.7M+48.7% | -$371.8M-410.2% | $119.9M-76.9% | $518.4M+852.7% | $54.4M |
| Preferred Stock dividends | $196K | $0 | — | — | — | — | — | — |
| NET INCOME FROM CONTINUING OPERATIONS ATTRIBUTABLE TO HOLDERS OF CLASS A COMMON STOCK | $48.0M+174.5% | $17.5M | — | — | — | — | — | — |
| Basic weighted average shares outstanding (in shares) | 9.54B-3.2% | 9.85B+20.2% | 8.20B-86.8% | 62.30B+0.0% | 62.30B+4.1% | 59.85B | — | — |
| Basic earnings per share from continuing operations (in USD per share) | $5040.00+183.1% | $1780.00+123.8% | -$7480.00-626.2% | -$1030.00 | — | — | — | — |
| Basic earnings per share (in USD per share) | $4720.00+200.6% | $1570.00+116.1% | -$9770.00-219.3% | -$3060.00-99900.0% | -$3.06+50.7% | -$6.21 | — | — |
| Diluted weighted average shares outstanding (in shares) | 26.93B+15.1% | 23.41B+185.5% | 8.20B-95.6% | 188.24B+0.0% | 188.24B-1.2% | 190.60B | — | — |
| Diluted earnings per share from continuing operations (in USD per share) | $3940.00+189.7% | $1360.00+118.2% | -$7480.00-373.4% | -$1580.00 | — | — | — | — |
| Diluted earnings per share (in USD per share) | $3740.00+216.9% | $1180.00+112.1% | -$9770.00-213.1% | -$3120.00-99900.0% | -$3.12+52.1% | -$6.52 | — | — |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.