| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Loans, including fees | $229.2M+18.6% | $193.3M+18.8% | $162.7M+45.5% | $111.8M+41.7% | $78.9M+10.5% | $71.4M |
| Taxable securities | $1.6M-11.1% | $1.8M-2.5% | $1.9M+9.5% | $1.7M+29.8% | $1.3M+2.6% | $1.3M |
| Nontaxable securities | $672K-4.0% | $700K-3.3% | $724K+1.5% | $713K-13.2% | $821K+64.2% | $500K |
| Interest-bearing deposits in banks | $17.4M+57.2% | $11.1M+22.2% | $9.1M+145.4% | $3.7M+575.7% | $547K-54.3% | $1.2M |
| Total interest and fee income | $248.9M+20.3% | $207.0M+18.7% | $174.4M+47.9% | $117.9M+44.5% | $81.6M+9.7% | $74.4M |
| Deposits | $92.4M+12.1% | $82.4M+42.4% | $57.9M+429.7% | $10.9M+396.7% | $2.2M-70.3% | $7.4M |
| Subordinated notes | $4.6M+0.0% | $4.6M+0.0% | $4.6M+24.2% | $3.7M+110.9% | $1.8M+0.0% | $1.8M |
| Other borrowings | $0-100.0% | $196K-80.3% | $995K+437.8% | $185K | — | — |
| Total interest expense | $97.0M+11.2% | $87.2M+37.4% | $63.5M+327.7% | $14.8M | — | — |
| Net interest income | $151.9M+26.9% | $119.7M+8.0% | $110.9M+7.6% | $103.1M+32.8% | $77.6M+19.0% | $65.2M |
| Provision for credit losses | $9.7M+39.6% | $7.0M+73.8% | $4.0M-40.3% | $6.7M+294.1% | $1.7M-81.1% | $9.0M |
| Net interest income after provision for credit losses | $142.2M+26.1% | $112.8M+5.5% | $106.9M+10.9% | $96.4M+27.0% | $75.9M+35.0% | $56.2M |
| Service charges on deposit accounts | $755K+4.7% | $721K+25.4% | $575K+23.1% | $467K+10.1% | $424K+15.5% | $367K |
| Net gain (loss) on sale of securities | $0 | $0+100.0% | -$167K-3440.0% | $5K | — | — |
| Gain on sale of loans | $244K-80.8% | $1.3M-34.7% | $2.0M-33.5% | $2.9M-28.1% | $4.1M-1.5% | $4.1M |
| Loan-related fees | $2.2M+34.3% | $1.6M-6.6% | $1.7M-22.1% | $2.2M+69.0% | $1.3M-43.4% | $2.3M |
| FHLB stock dividends | $1.3M-0.2% | $1.3M+36.1% | $970K+77.7% | $546K+46.8% | $372K+15.9% | $321K |
| Earnings on BOLI | $824K+28.0% | $644K+26.3% | $510K+23.8% | $412K+73.8% | $237K+7.7% | $220K |
| Other | $1.2M+39.4% | $889K-54.5% | $2.0M+233.1% | $586K+334.1% | $135K-73.1% | $502K |
| Total non-interest income | $6.5M+1.3% | $6.5M-14.1% | $7.5M+4.9% | $7.2M-1.7% | $7.3M-21.7% | $9.3M |
| Salaries and employee benefits | $37.9M+19.5% | $31.7M+17.0% | $27.1M+20.1% | $22.6M+13.9% | $19.8M+23.3% | $16.1M |
| Occupancy and equipment | $2.8M+9.2% | $2.5M+14.8% | $2.2M+7.7% | $2.1M+6.2% | $1.9M+13.0% | $1.7M |
| Data processing and software | $6.1M+20.3% | $5.1M+26.7% | $4.0M+29.9% | $3.1M+23.9% | $2.5M+25.8% | $2.0M |
| FDIC insurance | $1.9M+19.3% | $1.6M+5.0% | $1.6M+83.2% | $850K+21.4% | $700K-38.4% | $1.1M |
| Professional services | $3.7M+21.0% | $3.1M+19.5% | $2.6M+4.4% | $2.5M-34.9% | $3.8M+93.5% | $2.0M |
| Advertising and promotional | $3.2M+31.8% | $2.4M+0.3% | $2.4M+25.9% | $1.9M+46.8% | $1.3M+18.0% | $1.1M |
| Loan-related expenses | $1.4M+17.9% | $1.2M+1.3% | $1.2M-7.4% | $1.3M+23.2% | $1.0M+42.8% | $732K |
| Other operating expenses | $7.9M+16.5% | $6.8M+1.5% | $6.7M+4.4% | $6.4M+30.0% | $4.9M+39.6% | $3.5M |
| Total non-interest expense | $65.0M+19.3% | $54.5M+14.1% | $47.8M+17.5% | $40.7M+12.8% | $36.0M+27.6% | $28.3M |
| Income before provision for income taxes | $83.7M+29.4% | $64.7M-2.8% | $66.6M+6.0% | $62.9M+33.3% | $47.1M+26.6% | $37.3M |
| Provision for income taxes | $22.1M+16.1% | $19.1M+0.9% | $18.9M+4.6% | $18.1M+283.6% | $4.7M+254.7% | $1.3M |
| Net income | $61.6M+34.9% | $45.7M-4.3% | $47.7M+6.5% | $44.8M+5.6% | $42.4M+18.1% | $35.9M |
| Basic earnings per common share (in USD per share) | $2.90+28.3% | $2.26-18.7% | $2.78+6.5% | $2.61-7.8% | $2.83-20.7% | $3.57 |
| Diluted earnings per common share (in USD per share) | $2.90+28.3% | $2.26-18.7% | $2.78+6.5% | $2.61-7.8% | $2.83-20.7% | $3.57 |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.