| Metric | FY2025 | FY2024 | FY2023 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|---|
| Loans | $119.7M-2.7% | $123.0M+333.1% | $28.4M-70.9% | $97.6M+45.6% | $67.0M+40.5% | $47.7M+23.4% | $38.6M |
| Taxable securities | $5.7M-5.0% | $6.0M+537.3% | $940K+16.6% | $806K+66.5% | $484K-29.3% | $685K | — |
| Other interest income | $5.1M+25.6% | $4.1M+123.0% | $1.8M-72.7% | $6.7M+610.3% | $940K+208.2% | $305K-64.6% | $862K |
| Total interest income | $130.5M-1.9% | $133.0M+327.0% | $31.2M-70.3% | $105.0M+53.5% | $68.4M+40.6% | $48.7M+21.3% | $40.1M |
| Savings, NOW and money market deposits | $43.2M-16.0% | $51.5M+345.6% | $11.5M-64.6% | $32.6M+931.2% | $3.2M+250.6% | $903K-37.5% | $1.4M |
| Time deposits | $20.6M-2.2% | $21.1M+302.6% | $5.2M-53.3% | $11.2M+407.2% | $2.2M-42.2% | $3.8M-58.4% | $9.2M |
| Borrowings | $6.2M-16.8% | $7.4M+331.5% | $1.7M-74.4% | $6.7M+272.2% | $1.8M-19.7% | $2.2M-6.0% | $2.4M |
| Total interest expense | $70.0M-12.4% | $79.9M+332.1% | $18.5M-63.4% | $50.6M+604.5% | $7.2M+3.0% | $7.0M-46.5% | $13.0M |
| Net interest income | $60.5M+13.9% | $53.1M+319.4% | $12.7M-76.8% | $54.5M-11.0% | $61.3M+46.9% | $41.7M+53.8% | $27.1M |
| Provision for credit losses | $10.4M+110.2% | $4.9M+2370.0% | $200K-94.2% | $3.4M | — | — | — |
| Net interest income after provision for credit losses | $50.1M+4.0% | $48.2M+286.5% | $12.5M-75.6% | $51.1M-10.1% | $56.8M+39.5% | $40.7M+57.3% | $25.9M |
| Total non-interest income | $12.8M-16.3% | $15.3M+371.4% | $3.3M-63.2% | $8.8M-0.3% | $8.9M+164.9% | $3.3M+145.5% | $1.4M |
| Salaries and employee benefits | $27.9M+8.9% | $25.6M+388.4% | $5.2M-74.6% | $20.7M+5.0% | $19.7M+33.2% | $14.8M+32.0% | $11.2M |
| Occupancy and equipment | $7.7M+7.2% | $7.2M+313.6% | $1.7M-72.5% | $6.4M+12.9% | $5.6M+13.2% | $5.0M+11.6% | $4.5M |
| Data processing | $1.8M-16.4% | $2.1M+295.5% | $530K-72.8% | $2.0M+19.8% | $1.6M+27.3% | $1.3M+40.5% | $911K |
| Professional fees | $3.1M+2.3% | $3.1M+322.4% | $729K-76.8% | $3.1M+22.5% | $2.6M+50.5% | $1.7M-17.6% | $2.1M |
| Federal deposit insurance premiums | $1.4M-2.1% | $1.4M+278.1% | $375K-70.2% | $1.3M+242.1% | $368K | — | — |
| Conversion expenses | $3.2M | — | — | — | — | — | — |
| Other expenses | $7.9M+2.5% | $7.7M+275.8% | $2.0M-67.8% | $6.4M+25.4% | $5.1M+85.5% | $2.7M+65.5% | $1.7M |
| Total non-interest expense | $53.0M+12.5% | $47.1M+341.5% | $10.7M-73.1% | $39.7M+12.9% | $35.2M+17.3% | $30.0M+42.7% | $21.0M |
| Income before income tax expense | $10.0M-39.2% | $16.4M+224.8% | $5.0M-75.0% | $20.2M-33.8% | $30.5M+117.0% | $14.1M+126.1% | $6.2M |
| Income tax expense | $2.5M-38.9% | $4.0M+215.1% | $1.3M-74.5% | $5.0M-27.6% | $6.9M+116.8% | $3.2M+158.1% | $1.2M |
| NET INCOME | $7.5M-39.3% | $12.3M+228.1% | $3.8M-75.2% | $15.2M-35.6% | $23.6M+117.1% | $10.9M+118.2% | $5.0M |
| BASIC (in dollars per share) | $1.01-39.5% | $1.67+227.5% | $0.51-75.4% | $2.07-99.9% | $3740.00+161106.9% | $2.32+93.3% | $1.20 |
| DILUTED (in dollars per share) | $1.00-39.8% | $1.66+225.5% | $0.51-75.1% | $2.05-99.9% | $3680.00+161303.5% | $2.28+93.2% | $1.18 |
| Loan servicing and fee income | |||||||
| Revenue from contracts with customers, not included within the scope of ASC 606 | $263K+25.8% | $209K+221.5% | $65K-96.3% | $1.8M-38.6% | $2.9M | — | — |
| Service charges on deposit accounts | |||||||
| Revenue from contracts with customers in the scope of ASC 606 | $750K+59.9% | $469K+451.8% | $85K-69.1% | $275K+18.5% | $232K | — | — |
| Gain on sale of loans held-for-sale | |||||||
| Gain on sale of securities available-for-sale | |||||||
| Other income | |||||||
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.